16 Iso 20022 Jobs

Core Skills: Business Analysis, Payments, ISO 20022, SWIFT, RTP, ACH ROLE OVERVIEW We are looking for dynamic Business Analyst with deep expertise in Payments products to support our next-gen platform Job Description: Serve as Business Analyst in Payments domain Deep understanding of Payment systems (UPI, QR, Cards, Wallets, API, Banking, etc.) Experience in driving innovation in Payments across domestic and cross-border rails Roles & Responsibilities: Gather business requirements and define specifications aligned with ISO 20022, SWIFT, RTP, ACH Design BRDs, FSDs and user journeys for Payments modules Validate payment flows, exception scenarios and integration points Partner with QA and Product teams for testing, defect resolution and go-live readiness Provide domain expertise to support the configuration of clearing systems and regulatory workflows Open to travel internationally UG - BE / BTech PG - MBA in Finance / M.Com

We are seeking an experienced FircoSoft Specialist with 5-10 years of hands-on experience in implementing, configuring, and maintaining FircoSoft solutions for sanctions screening and compliance. The ideal candidate will have strong expertise in financial crime compliance systems, particularly in Firco Continuity and be well-versed in global sanctions lists. Experience in Firco V6 implementation is preferred. Key Responsibilities: • Implement, configure, and maintain FircoSoft solutions (Firco Continuity, Firco Filtering & Firco Utilities). • Integrate Firco with core banking and payment systems for real-time and batch screening. Customize screening rules, filters, and scenarios to comply with regulatory requirements. • Monitor and tune the Firco engine for performance, accuracy, and false positive reduction. • Troubleshoot issues and perform Root cause analysis on fircosoft system independently • Work closely with Compliance partners, Operations and other LOBs to resolve issues. • Strong problem-solving, analytical, and communication skills. Skills: • Familiarity with structured data formats like XML, ISO 20022, Experience with Financial message system s( eg: Swift MT) • Proficiency in sql, oracle, Unix shell scripting • Strong understanding of AML, OFAC EU, UN and other global sanction regulations • Familiarity in Custom reporting tools (Crystal, Jasper reports) is preferred

We are seeking an experienced FircoSoft Specialist with 5-10 years of hands-on experience in implementing, configuring, and maintaining FircoSoft solutions for sanctions screening and compliance. The ideal candidate will have strong expertise in financial crime compliance systems, particularly in Firco Continuity and be well-versed in global sanctions lists. Experience in Firco V6 implementation is preferred. Key Responsibilities: • Implement, configure, and maintain FircoSoft solutions (Firco Continuity, Firco Filtering & Firco Utilities). • Integrate Firco with core banking and payment systems for real-time and batch screening. Customize screening rules, filters, and scenarios to comply with regulatory requirements. • Monitor and tune the Firco engine for performance, accuracy, and false positive reduction. • Troubleshoot issues and perform Root cause analysis on fircosoft system independently • Work closely with Compliance partners, Operations and other LOBs to resolve issues. • Strong problem-solving, analytical, and communication skills. Skills: • Familiarity with structured data formats like XML, ISO 20022, Experience with Financial message system s( eg: Swift MT) • Proficiency in sql, oracle, Unix shell scripting • Strong understanding of AML, OFAC EU, UN and other global sanction regulations • Familiarity in Custom reporting tools (Crystal, Jasper reports) is preferred

Job Title: Payments Testing Specialist ISO 20022 / CBPR+ Location: Pune Experience: 37 Years Employment Type: Full-Time Shift Flexibility: Required (as per project needs) **Interested candidates drop your resume to saarumathi.r@kiya.ai** About the Role: We are looking for a skilled Payments Testing Specialist with hands-on experience in ISO 20022, CBPR+, and legacy SWIFT formats (MT, CHIPS, FED). In this role, you will play a critical part in validating and enhancing the robustness of our financial messaging infrastructure by managing end-to-end payment system testing, simulation, and compliance. Key Responsibilities: Payments Testing: Perform comprehensive testing on payment systems including CBPR+ ISO 20022 , FinPlus , MT messages , CHIPS , and FED formats . Compliance Validation: Ensure all payment messages comply with ISO 20022 standards, including structure, syntax, and semantic validation. Test Case Management: Create, manage, and execute test scenarios covering all payment transaction types and edge cases. Message Simulation: Simulate real-world message flows to assess performance and reliability. Defect Management: Identify, document, and track issues, providing detailed reports for resolution. Integration Testing: Validate system interactions with external/internal systems to ensure seamless operation. Automation Testing: Develop and maintain automated test scripts to accelerate and improve test coverage. Regression Testing: Ensure system stability during enhancements and updates through thorough regression testing. Documentation: Maintain clear and detailed documentation for test plans, cases, execution logs, and outcomes. Cross-functional Collaboration: Partner with development, BA, QA, and PM teams to deliver high-quality releases. Qualifications & Skills: Postgraduate degree in Finance or related discipline (preferred) 35 years of experience in payment systems testing and validation Strong knowledge of ISO 20022 and SWIFT MT messaging standards (MT1xx, MT2xx, MT9xx) Familiarity with CHIPS , FEDWIRE , SEPA , and cross-border payment formats Hands-on experience with test management tools (e.g., JIRA, HP ALM, Zephyr, etc.) Knowledge of message simulation tools and test automation frameworks Excellent problem-solving, analytical, and documentation skills Strong written and verbal communication skills Flexible to work in different shifts/time zones based on project requirements Good to Have: Knowledge of AML/KYC compliance in payment environments Basic scripting or automation knowledge (e.g., Python, Java, or Shell for automation)

We are looking for dynamic Business Analyst with deep expertise in Payments products to support our next-gen platform Job Description: Serve as Business Analyst in Payments domain Deep understanding of Payment systems (UPI, QR, Cards, Wallets, API, Banking, etc.) Experience in driving innovation in Payments across domestic and cross-border rails Roles & Responsibilities: Gather business requirements and define specifications aligned with ISO 20022, SWIFT, RTP, ACH Design BRDs, FSDs and user journeys for Payments modules Validate payment flows, exception scenarios and integration points Partner with QA and Product teams for testing, defect resolution and go-live readiness Provide domain expertise to support the configuration of clearing systems and regulatory workflows Open to travel internationally

Req ID: 329161 NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now. We are currently seeking a Application Support - Payments Domain to join our team in Noida, Uttar Pradesh (IN-UP), India (IN). Act as a liaison between business, IT and QA teams to ensure alignment on requirements and technical deliverables. Interacting with functional BAs, product SMEs, QAs, engineering teams and solution architects to provide walk through of the requirements, understand technical dependencies and work with them to deliver the solutions. Provide content leadership in working with the clients in defining solutions to their business requirements. Interacting with business stakeholders for requirements gathering, analysis, documentation etc. Work with the delivery / implementation teams to provide domain inputs and to ensure delivery and implementation of the proposed solution. Interacting with the technical team to ensure that the requirements are clear and well understood. Translating business requirement document into technical specifications and analyze payment-related requirements. Oversee or participate in UAT and resolve technical issues during development and post-implementation. 6-15 years of Industry experience, having worked in Tier-1 IT organizations in BFSI domain with a focus on Payments Domain experience in Low and High Value Payments, Cross Border Payments and key regulations & associated IT impacts, affecting the Payments market, such as Single Euro Payments Area (SEPA), Instant Payments, Payment Services Directive, Open Banking etc. Required Skillset Domain Expertise: Must have in-depth solutioning experience in Banking Domain with focus on payments. Good to have the ability to read and understand regulatory changes such as SWIFT / SEPA rulebooks and understand requirements. Technical Skills: Should have the ability to understand As-is and gather requirements. Knowledge of payment system and technologies (ISO 20022, EMV, tokenization) Familiarity with Database, scripting, Microservice architecture. Analytical Skill: Proficiency in analyzing complex workflow and proposing scalable solution Experience with tools like JIRA, Confluence etc. Soft Skills: Excellent communication and stakeholder management Strong problem solving and critical thinking skills. ability to work independently and as part of team Well versed in documentation skills such as flow diagrams, procedures and manuals. About NTT DATA NTT DATA is a $30 billion trusted global innovator of business and technology services. We serve 75% of the Fortune Global 100 and are committed to helping clients innovate, optimize and transform for long term success. As a Global Top Employer, we have diverse experts in more than 50 countries and a robust partner ecosystem of established and start-up companies. Our services include business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation and management of applications, infrastructure and connectivity. We are one of the leading providers of digital and AI infrastructure in the world. NTT DATA is a part of NTT Group, which invests over $3.6 billion each year in R&D to help organizations and society move confidently and sustainably into the digital future. Visit us at NTT DATA endeavors to make accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact us at . This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. NTT DATA is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. For our EEO Policy Statement, please click . If you'd like more information on your EEO rights under the law, please click . For Pay Transparency information, please click.

Role & responsibilities 5-9 years experience in software testing or related field. Minimum 5 years of Experience in Payments domain Experience in testing of software applications/packages in banking domain. Good to have Payment hub/Payment Processing engine. Payments Domain Experience is Must and Should. ISO20022 Message knowledge is must. Swift Message good to have. Good SQL knowledge(MariaDB, Oracle). Strong knowledge of payments domain and SWIFT messaging Exposure to client support Knowledge of Quality Center/JIRA - Candidates having Real Time Payment experience will preferred - Candidates with 0-60 days notice period only apply

PEOPLE DESCRIBE YOU AS : Someone who just gets it. From system architecture to technical specifics, from business requirements to users satisfaction you see the big picture and how everythingand everyoneworks together from start to finish. Passionate about quality and performance, while understanding the tradeoff between time and perfection. People see you as innately curious with a desire to explore different approaches and apply them to new problems. Has strong communication and negotiation skills to liaise with stakeholders and work with own team. The one everyone wants on their team. You simply bring out the best in other people. YOU CAN EXPECT TO : Work with Product Management to understand and define the requirements. Detail the requirements for the teams functionally and technically as needed. Manage the product roadmap by collaborating with Product Management Enable the team to deliver high-quality large-scale applications that adhere to ever increasing demands of availability, reliability, security, and performance that enable an optimal consumer experience. Remain overall owner of the scope and quality while adhering to SAFe agile processes. Learn and use technologies based on project and work need. Participate in design reviews/code walkthroughs with developers and architects to ensure testability/supportability of software. Partner with business and technology stakeholders to take ownership and drive ensure complete test scope and benchmarking. Be part of a global, collaborative team who is always on the hunt for ways to improve and upgrade our products. At NCR Atleos, youll get the feel of a start-up, but with solid corporate support. Creating and managing the product backlog. Writing features and users stories using tools like JIRA, JiraAlign, Confluence, etc. Conduct product demos and provide product acceptance. Responsible for product validation and documentation. To own and manage the project on behalf of the stakeholders. YOU HAVE : A bachelors degree in information technology, Computer Science, Computer Engineering or related field or equivalent experience. 10+ years of experience in development and requirements management. Minimum 5+ years of experience in the role of Product Owner in cards (Debit and Credit). Knowledge on prepaid, corporate, travel or loyalty cards. Exposure to global market and standards with in-depth understanding of embossing file formats, postCAF and CBS integration. Experience of working in core card functional areas like but not limited to onboarding, embossing, core cards processing, disputes, collections, scheme compliance, card personalization. Understanding of the market, product functionality, product launch and cards value chain. Prior experience of card management system functions like GreenPIN, Instant issuance, EMV, ISO 20022, Card lifecycle, etc. is a plus. Past experience of cloud native products is a plus Experience in software estimation, planning and risk assessment process and establish product vision. Ability to understand customer needs or expectations, business requirements and technical requirements. Experience in technical and functional requirement detailing. Excellent written and verbal communication skills. Strong desire to continually learn new tools, and methodologies, including those out of your comfort zone. Solid professional who can own and deliver by leading a small to medium size team. Desire to retrospect and for continual improvement Ability to work in a fast-paced environment and on diverse problems, under minimal supervision, with guidance from senior team members. You know how to balance multiple projects (with varying priorities, of course!) all at once. Ability to challenge others and question the Status Quo. Ability to communicate with both technical and non-technical co-workers. Ability to own deliveries independently. Ability to guide/mentor others in the team. Ability to own teams problem and ensure resolution. Ability to be seen as a problem solver. Experience in design and development of enterprise level products Proven track of maintaining personal networks and following various forums

Were Hiring: Senior Payment Specialist Are you an experienced professional in the Banking & Payments domain looking for an exciting new opportunity? We are seeking a Senior Payment Specialist with 8+ years of experience to manage client engagements and projects independently. Key Responsibilities: Lead and manage projects in the banking & payments domain Work independently with clients, ensuring seamless project execution Handle ISO 20022 payment formats and industry standards Manage remittance payment matters , ACH transactions , and SWIFT payments Conduct UAT testing for payment solutions Oversee change and incident management , ensuring system stability Key Requirements: 8+ years of experience in Banking & Payments Strong expertise in ISO 20022 messaging standards Hands-on experience with ACH payments, SWIFT payments & remittance processing Experience in UAT testing for payment systems Proven ability to manage change & incident resolution If you have a passion for payments technology , strong analytical skills , and the ability to lead projects independently , wed love to hear from you!

Payment testing: CBPR+ ISO20022,FIN Plus MT CHIPS and FED legacy formats. Integration testing : Simulating interaction with External system and validating the system ability to handle these interaction Automation and regression testing : Designing, Implementing and maintaining automated test scripts Documentation and collaboration To ensure Seamless integration to testing process To ensure that all systems and processes meet the client requirement Selenium QA automation Payment domain

Job Title: Senior SME Job Summary: We are looking for a Senior Subject Matter Expert (SME) with deep domain expertise in payments systems , combined with hands-on experience in manual testing . The ideal candidate will play a key role in ensuring the quality of complex financial applications by leading test planning, execution, and defect management, while also guiding team members and collaborating with stakeholders. Key Responsibilities: Collaborate with business and technical teams to gather, analyze, and understand project and testing requirements. Design and execute test strategies , test plans , and test cases for various phases of testing including functional , regression , integration , and user acceptance testing (UAT) . Perform manual testing across U.S. and international payment systems (ACH, Wires, Fedwire, CHAPS, RTGS). Validate financial message formats including SWIFT MT , ISO 20022 , and SEPA . Test and support payment processing platforms such as GPP , Dovetail , and others. Identify, document, and track software defects; perform retesting and verify fixes. Maintain and update detailed testing documentation such as test reports, traceability matrices, and project plans. Set up and manage test environments that simulate real-world banking and payments conditions. Mentor junior QA team members and contribute to knowledge sharing and best practices. Communicate testing progress, risks, and outcomes clearly with stakeholders. Propose improvements to testing methodologies, tools, and overall QA processes. Qualifications & Skills: Bachelors or Masters degree in Computer Science , IT , or a related field (B.E./B.Tech./BCA/MCA/B.Sc./M.Sc.). 8+ years of experience in manual software testing , with 3+ years in the payments or banking domain . Strong working knowledge of ACH , Wires , Fedwire , CHAPS , and RTGS payment systems. Experience with SWIFT MT , ISO 20022 , SEPA , and financial messaging protocols. Familiarity with payment platforms like GPP , Dovetail , or similar is preferred. Solid understanding of testing processes, QA methodologies, and software development lifecycle (SDLC). Strong analytical thinking, communication, and time management skills. Proactive, self-driven, and able to work both independently and in a team environment.

About Oracle FSGIU - Oracle Banking Payments: Oracle Banking Payments System within Oracle FSGIU is a stand-alone Payments Hub/Processor Solution that provides an Out-of-the-Box capability for SWIFT Payments Processing and other Payments Clearing Networks SEPA, SEPA Instant, US Real-time Payments, US Fedwire, NEFT, IMPS, CNAPS, etc. The Product is one of the core Solution within the Oracle Banking Suite of Products. With Oracle Banking Payments, Banks can deploy a highly efficient Payments Hub, doing away with the existing fragmented Systems that process Payments through these Clearing Networks. The Oracle Banking Payments System is designed based on the ISO 20022 Messaging Standards that makes it highly sought after in the Payment Geographies that are moving to the ISO 20022 Standards for their local Clearing Networks. The Product is developed using Java-based on a microservice architecture. The Product caters to both Retail & Corporate segments. It is highly scalable, with support for Services for external connections. The support for in-built Integration capability helps the Product to easily integrate with other External Servicing Systems like DDA, Core Banking, Sanctions Screening, and Treasury Products. About The Job The Product was launched in the year 2017, and has an enviable roadmap of Development planned both on the Features and the Technology sides. It is a one-of-a-kind opportunity to join the Development team of a Product that holds a premier place in the Banking space. Responsibilities As a Senior Quality Analyst in the Oracle Banking Payments domain, you will: Be able to mentor junior Quality Analysts in the team Understand the business requirements, review prepared Test scenarios and Test cases and test in an agile environment. Review on automation test cases preparation and execution. Understand the rules & specifications of the payment network, and validate if the solution meets the standards. Ensure that the deliverables produced are of high quality with minimal issues. Ensure solutions delivered meets the business needs and requirements Provide clarifications, training and support to the development teams during the construction phase. Analyse requirements from customers and prepare functional process documents analysing the cross impact on the existing product functionality.. Mandatory Skills: 6+ years of proven Testing experience in Payments domain with knowledge on any of the payment networks - Cross Border, SEPA Payments & Collections, US - Fedwire & NACHA, China CNAPS, India - NEFT, IMPS & UPI etc. Should have good knowledge on rule books (SWIFT, Fedwire, NACHA or ISO 20022) Experience in functional End-to-End testing of a Payments solution. Experience in Automated testing execution-using Selenium is an added advantage. Excellent planning, organizational, and extremely organized with strong time management skills. An acceptable level of written and verbal communication skills. Should be able to convey thoughts and information clearly. Should have worked on an Agile Development environment for at least 5 years. What the Perfect Candidate Will Have An apt candidate for the Job is required to demonstrate a good functional expertise in Payments domain, playing a critical role in the delivery of the Product to the end user. Such a candidate should have had a continuous experience on functional and automated testing in an agile testing environment. Such a candidate should also exhibit both a curious mind & tenacious attitude to solve problems by any or all of the methods, viz. executing out various cases possible in the given requirement and find functional defects, reading up available rulebook materials, and by exhibiting Outside-the-box thinking. Deep sense of ownership and responsibility for delivering the assigned work with minimal monitoring. Staying up-to-date on the latest processes in payments industry advancements. About Oracle FSGIU - Oracle Banking Payments: Oracle Banking Payments System within Oracle FSGIU is a stand-alone Payments Hub/Processor Solution that provides an Out-of-the-Box capability for SWIFT Payments Processing and other Payments Clearing Networks SEPA, SEPA Instant, US Real-time Payments, US Fedwire, NEFT, IMPS, CNAPS, etc. The Product is one of the core Solution within the Oracle Banking Suite of Products. With Oracle Banking Payments, Banks can deploy a highly efficient Payments Hub, doing away with the existing fragmented Systems that process Payments through these Clearing Networks. The Oracle Banking Payments System is designed based on the ISO 20022 Messaging Standards that makes it highly sought after in the Payment Geographies that are moving to the ISO 20022 Standards for their local Clearing Networks. The Product is developed using Java-based on a microservice architecture. The Product caters to both Retail & Corporate segments. It is highly scalable, with support for Services for external connections. The support for in-built Integration capability helps the Product to easily integrate with other External Servicing Systems like DDA, Core Banking, Sanctions Screening, and Treasury Products. About The Job The Product was launched in the year 2017, and has an enviable roadmap of Development planned both on the Features and the Technology sides. It is a one-of-a-kind opportunity to join the Development team of a Product that holds a premier place in the Banking space. Responsibilities As a Senior Quality Analyst in the Oracle Banking Payments domain, you will: Be able to mentor junior Quality Analysts in the team Understand the business requirements, review prepared Test scenarios and Test cases and test in an agile environment. Review on automation test cases preparation and execution. Understand the rules & specifications of the payment network, and validate if the solution meets the standards. Ensure that the deliverables produced are of high quality with minimal issues. Ensure solutions delivered meets the business needs and requirements Provide clarifications, training and support to the development teams during the construction phase. Analyse requirements from customers and prepare functional process documents analysing the cross impact on the existing product functionality.. Mandatory Skills: 6+ years of proven Testing experience in Payments domain with knowledge on any of the payment networks - Cross Border, SEPA Payments & Collections, US - Fedwire & NACHA, China CNAPS, India - NEFT, IMPS & UPI etc. Should have good knowledge on rule books (SWIFT, Fedwire, NACHA or ISO 20022) Experience in functional End-to-End testing of a Payments solution. Experience in Automated testing execution-using Selenium is an added advantage. Excellent planning, organizational, and extremely organized with strong time management skills. An acceptable level of written and verbal communication skills. Should be able to convey thoughts and information clearly. Should have worked on an Agile Development environment for at least 5 years. What the Perfect Candidate Will Have An apt candidate for the Job is required to demonstrate a good functional expertise in Payments domain, playing a critical role in the delivery of the Product to the end user. Such a candidate should have had a continuous experience on functional and automated testing in an agile testing environment. Such a candidate should also exhibit both a curious mind & tenacious attitude to solve problems by any or all of the methods, viz. executing out various cases possible in the given requirement and find functional defects, reading up available rulebook materials, and by exhibiting Outside-the-box thinking. Deep sense of ownership and responsibility for delivering the assigned work with minimal monitoring. Staying up-to-date on the latest processes in payments industry advancements. Career Level - IC3

Payment Subject Matter Expert (SME) GPP Payment SME - to provide expert guidance on global payment processing, ensuring compliance with industry standards, regulations, and internal policies. The ideal candidate will possess in-depth knowledge of payment systems, technologies, and processes About Oracle FSGIU - Finergy: The Finergy division within Oracle FSGIU is dedicated to the Banking, Financial Services, and Insurance (BFSI) sector. We offer deep industry knowledge and expertise to address the complex financial needs of our clients. With proven methodologies that accelerate deployment and personalization tools that create loyal customers, Finergy has established itself as a leading provider of end-to-end banking solutions. Our single platform for a wide range of banking services enhances operational efficiency, and our expert consulting services ensure technology aligns with our clients business goals Responsibilities Provide expertise on global payment processing, including schemes, protocols, and standards (e.g., ISO 20022, PCI-DSS). Develop and maintain documentation for payment processing procedures, policies, and guidelines. Collaborate with cross-functional teams to design, implement, and optimize payment workflows. Understand and document regulatory compliance requirements, industry standards, and internal policies (e.g., AML, KYC, GDPR). Conduct risk assessments and recommend mitigation strategies for payment processing. Design and deliver training programs for internal stakeholders on payment processing and security. Engage with external partners, vendors, and industry forums to stay updated on trends and best practices. Analyze and resolve complex payment processing issues. Lead initiatives to enhance payment processing capabilities and support transformational projects for banks. Maintain expertise in emerging payment technologies (e.g., blockchain, cryptocurrencies). Participate in solution design, change management, and implementation activities, including stakeholder engagement and status reporting. Mandatory Skills At least 6 years of experience in the Payments domain and 10+ years in IT overall In-depth knowledge of payment systems, protocols, and standards (e.g., SWIFT, SEPA, Faster Payments). Experience with payment platforms like GPP, CGI, ACI, OBPay, Volpay, or Icon. Proficiency with payment processing technologies (e.g., payment gateways). Strong problem-solving and communication skills. Knowledge of multiple clearing systems. Good to Have Skills Hands-on experience with Tuxedo, PLSQL, and Linux. Self Test Questions If this role interests you, ask yourself below question to check if you meet the minimum qualification to apply. Do I have at least 6 years of experience in the Payments domain and 10+ years in IT overall Have I worked with leading payment platforms such as GPP, CGI, ACI, or OBPay Do I have hands-on experience with SWIFT, SEPA, or Faster Payments protocols Can I design and optimize payment workflows with knowledge of compliance standards like AML, KYC, and PCI-DSS Am I proficient in resolving complex payment processing issues and implementing payment gateways Payment Subject Matter Expert (SME) GPP Payment SME - to provide expert guidance on global payment processing, ensuring compliance with industry standards, regulations, and internal policies. The ideal candidate will possess in-depth knowledge of payment systems, technologies, and processes About Oracle FSGIU - Finergy: The Finergy division within Oracle FSGIU is dedicated to the Banking, Financial Services, and Insurance (BFSI) sector. We offer deep industry knowledge and expertise to address the complex financial needs of our clients. With proven methodologies that accelerate deployment and personalization tools that create loyal customers, Finergy has established itself as a leading provider of end-to-end banking solutions. Our single platform for a wide range of banking services enhances operational efficiency, and our expert consulting services ensure technology aligns with our clients business goals Responsibilities Provide expertise on global payment processing, including schemes, protocols, and standards (e.g., ISO 20022, PCI-DSS). Develop and maintain documentation for payment processing procedures, policies, and guidelines. Collaborate with cross-functional teams to design, implement, and optimize payment workflows. Understand and document regulatory compliance requirements, industry standards, and internal policies (e.g., AML, KYC, GDPR). Conduct risk assessments and recommend mitigation strategies for payment processing. Design and deliver training programs for internal stakeholders on payment processing and security. Engage with external partners, vendors, and industry forums to stay updated on trends and best practices. Analyze and resolve complex payment processing issues. Lead initiatives to enhance payment processing capabilities and support transformational projects for banks. Maintain expertise in emerging payment technologies (e.g., blockchain, cryptocurrencies). Participate in solution design, change management, and implementation activities, including stakeholder engagement and status reporting. Mandatory Skills At least 6 years of experience in the Payments domain and 10+ years in IT overall In-depth knowledge of payment systems, protocols, and standards (e.g., SWIFT, SEPA, Faster Payments). Experience with payment platforms like GPP, CGI, ACI, OBPay, Volpay, or Icon. Proficiency with payment processing technologies (e.g., payment gateways). Strong problem-solving and communication skills. Knowledge of multiple clearing systems. Good to Have Skills Hands-on experience with Tuxedo, PLSQL, and Linux. Self Test Questions If this role interests you, ask yourself below question to check if you meet the minimum qualification to apply. Do I have at least 6 years of experience in the Payments domain and 10+ years in IT overall Have I worked with leading payment platforms such as GPP, CGI, ACI, or OBPay Do I have hands-on experience with SWIFT, SEPA, or Faster Payments protocols Can I design and optimize payment workflows with knowledge of compliance standards like AML, KYC, and PCI-DSS Am I proficient in resolving complex payment processing issues and implementing payment gateways Career Level - IC3

Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose - the relentless pursuit of a world that works better for people - we serve and transform leading enterprises, including the Fortune Global 500, with our deep business and industry knowledge, digital operations services, and expertise in data, technology, and AI. . Inviting applications for the role of Principal Consultant, Java Developer - Payments Domain . In this role, you would be responsible for providing Enhancement & Development services in a Java/Database environment. . We are looking for a skilled Java Developer with expertise in the Payments domain to design, develop, and maintain high-performance, scalable, and secure payment processing applications. The ideal candidate will have hands-on experience with payment gateways, transaction processing, and related financial technologies. Responsibilities . Design, develop, and implement secure and scalable Java-based payment processing applications. . Integrate with payment gateways, banking systems, and third-party APIs for transaction processing. . Work with real-time transaction processing systems ensuring high availability and reliability. . Develop and maintain microservices-based architectures using Spring Boot, REST APIs, and cloud technologies. . Optimize database queries and transaction handling for payment applications. . Collaborate with cross-functional teams, including business analysts, QA, and DevOps teams. . Stay updated with trends in the payments industry, regulatory requirements, and new technologies. Qualifications we seek in you! Minimum Qualifications . BE/B Tech/MCA/MBA . Excellent written and verbal communication skills Preferred Qualifications/ Skills . Hands-on experience with payment gateways . Knowledge of ISO 8583, ISO 20022, SWIFT, ACH, SEPA, UPI, or other payment protocols. . Experience with messaging systems (Kafka, RabbitMQ, JMS, etc.). . Proficiency in SQL (PostgreSQL, MySQL, Oracle) and NoSQL databases (MongoDB, Redis, etc.). . Understanding of RESTful APIs, SOAP, and Web Services. . Experience with CI/CD pipelines. . Familiarity with DevOps tools . Strong problem-solving skills and ability to work in a fast-paced environment. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Get to know us at www.genpact.com and on X, Facebook, LinkedIn, and YouTube. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a %27starter kit,%27 paying to apply, or purchasing equipment or training.

Role & responsibilities Extensive experience in ISO 20022 MX initiation payment messages . In-depth delivery knowledge of CBPR+ requirements. Analysis and documentation of all non-payment messages (in MT1XX, 2XX and 9XX series ) for activations and development of delivery plan Delivery of at the edge PTA / SITE combinations activations, documenting flows, oversight of Testing execution and delivery Remediation and Defect resolution to ensure delivery to enable Full Activation of current blocked activations Expertise in constructing ISO20022 payment messages and schema definitions. Advanced technical skills in XML-based payment messages.

A robust understanding of major Payment Market Infrastructure Groups (CHAPS, FED, CHIPS, TARGET). Strong experience with technical rules and compliance for these MIGs. Contribute to project planning and execution and ensure alignment with overall programme plan and objectives. Work with the Test Manager and SMEs to co-ordinate the preparation of SIT and UAT test cases. Work with MSS technology and MSS Operations to ensure complete and robust testing and go-live approach is supported. Work the ISO regional leads and/or MSS Operations to ensure business readiness is complete before go-live