9 Ethical Judgment Jobs

The Business Analytics Int Analyst is a developing professional role. You will deal with most problems independently and have some latitude to solve complex problems. You will integrate in-depth specialty area knowledge with a solid understanding of industry standards and practices. It is essential to have a good understanding of how the team and area integrate with others in accomplishing the objectives of the sub function/job family. Your role will involve applying analytical thinking and knowledge of data analysis tools and methodologies. Attention to detail is crucial when making judgments and recommendations based on the analysis of factual information. You will typically deal with variable issues with potentially broader business impact. Professional judgment is required when interpreting data and results. Communication skills are key, as you will need to break down information in a systematic and communicable manner. Developed communication and diplomacy skills are necessary to exchange potentially complex/sensitive information. Your role will have a moderate but direct impact through close contact with the business's core activities. The quality and timeliness of service provided by you will affect the effectiveness of your own team and other closely related teams. Responsibilities: - Gather operational data from various cross-functional stakeholders to examine past business performance. - Identify data patterns & trends, and provide insights to enhance business decision-making capability in business planning, process improvement, solution assessment, etc. - Recommend actions for future developments & strategic business opportunities, as well as enhancements to operational policies. - May be involved in exploratory data analysis, confirmatory data analysis, and/or qualitative analysis. - Translate data into consumer or customer behavioral insights to drive targeting and segmentation strategies, and communicate clearly and effectively to business partners and senior leaders all findings. - Continuously improve processes and strategies by exploring and evaluating new data sources, tools, and capabilities. - Work closely with internal and external business partners in building, implementing, tracking, and improving decision strategies. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency. Qualifications: - 4-7 years of relevant experience. - Advanced process management skills, organized, and detail-oriented. - Curious about learning and developing new skillsets. - Positive outlook with a can-do mindset. Education: - Masters/University degree or equivalent experience. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.,

The Business Analytics Int Analyst role is ideal for a developing professional who can independently handle various tasks with some flexibility to solve complex problems. By integrating specialized knowledge with industry standards, you will gain a solid understanding of the team's role in achieving sub function objectives. Your analytical thinking and expertise in data analysis tools will be crucial in making informed judgments and recommendations based on factual information. You will be dealing with variable issues that may have a broader business impact, requiring professional judgment when interpreting data and results. Effective communication skills are essential for exchanging complex information with internal and external stakeholders. Responsibilities: - Gather operational data from different cross-functional stakeholders to analyze past business performance. - Identify data patterns and trends to provide insights for enhancing business decision-making in areas such as business planning, process improvement, and solution assessment. - Recommend actions for future developments, strategic business opportunities, and operational policy enhancements. - Translate data into consumer or customer behavioral insights to drive targeting and segmentation strategies. - Continuously improve processes and strategies by exploring new data sources, tools, and capabilities. - Collaborate with business partners to build, implement, track, and improve decision strategies. - Assess risks when making business decisions, ensuring compliance with laws, rules, and regulations. Qualifications: - 4-7 years of relevant experience. - Advanced process management skills with strong organizational and detail-oriented capabilities. - Keen interest in learning and developing new skill sets. - Positive outlook with a can-do mindset. Education: - Masters/University degree or equivalent experience. This job description offers a comprehensive overview of the role's responsibilities and qualifications. Additional job-related duties may be assigned as necessary.,

The Loan Doc & Proc Analyst 2 role is a developing professional position where you will apply your specialty knowledge to monitor, assess, analyze, and evaluate processes and data. Your responsibilities will include identifying policy gaps, formulating policies, interpreting data, making recommendations, and researching factual information. You will also be expected to identify inconsistencies in data, define business issues, and formulate recommendations on policies, procedures, or practices. In this role, you will integrate established disciplinary knowledge within your specialty area with a basic understanding of related industry practices. Your impact will be limited but direct on the business through the quality of the tasks/services you provide, primarily within your own team. As an individual in this role, you must exhibit accountability, ethics, results orientation, trustworthiness, and credibility. Your job scope involves managing the preparation and review of loan documentation while providing support for various tasks related to the loan process. You will independently process and close loans within a complex loan operations environment, supporting a wide range of products/services. Additionally, you will follow established procedures to identify and resolve problems related to loan documentation/processing activities that require investigation or research. Your role will entail making recommendations to management for process improvement and resolving problems by selecting solutions based on acquired technical experience and precedents. You will design and analyze moderately complex loan documentation reports, make evaluative judgments based on factual information, and provide assistance in implementing process improvements. Minimizing risk to the bank through increased knowledge of procedural requirements and adhering to audit and control policies will be crucial aspects of your responsibilities. You will be expected to timely manage and escalate all inquiries and issues related to loan processing, interact directly with external customers to disseminate or explain information, and demonstrate an intermediate level of understanding of products, processes, and how your duties relate to other teams. Effective utilization of communication, interpersonal, and diplomacy skills to interact with colleagues and stakeholders is essential, along with demonstrating an excellent knowledge of Bank related systems. With 3-5 years of relevant experience and an elementary level knowledge of Business Processes, Systems, and Tools used in the Loan Process, you are required to understand Loan Processes, Procedures, Products, and Services and to identify, mitigate, manage, resolve, and escalate risks and issues. Compliance with applicable laws, rules, regulations, and policies is crucial. A Bachelors/University degree or equivalent experience is the educational requirement for this role. If you are a person with a disability and need a reasonable accommodation to use the search tools or apply for a career opportunity, please review Accessibility at Citi. You can also view Citi's EEO Policy Statement and the Know Your Rights poster for more information. (Note: This job description provides a high-level overview of the work performed. Additional job-related duties may be assigned as required.),

The Ops Accounting Rep 5 performs relatively complex assignments with a direct impact on the business by ensuring the quality of tasks or services provided. Working under little to no direct supervision, you may service an expansive and/or diverse array of products/services. Applying working knowledge of technical and professional principles and concepts, as well as in-depth knowledge of team objectives, you understand how assigned duties contribute to the work of the team/unit. You also comprehend how the units coordinate their efforts and resources to achieve the objectives of the function. Ensuring the quality and service of self and others, you may recommend new options to enhance productivity in accordance with guidelines. Tact and diplomacy are required when exchanging complex or sensitive information with others, being sensitive to audience diversity. Basic knowledge of the organization, the business, and its policies is necessary. You are typically responsible for resolving basic to moderately complex problems based on practice and precedence. You should be able to assess the applicability of similar experiences and evaluate options under circumstances not covered by procedures. Responsibilities: - Performing various accounting functions that are the most complex in nature pertaining to general ledger and proof of account reconciliation, research, and investigation. - Training new hires or new team members within the work unit and providing day-to-day guidance to lower-level employees. - Managing workflow and interacting with other departments. - Making decisions within established guidelines, with latitude to decide appropriate action to resolve issues in areas where prior precedence has been established; making journal entries with little or no supervision; and performing accounting duties in multiple areas. - Communicating with other departments, external customers, and/or clients. - Working under little to no direct supervision to perform job duties. - Appropriately assessing risk when making business decisions, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets. This includes driving compliance with applicable laws, rules, and regulations, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency. Qualifications: - Advanced knowledge of the current operating system platform and internal accounting policies. Education: - High School diploma or equivalent, Bachelor's degree preferred If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The Chief of Staff (Business Unit Manager) is a senior position within Markets Operations Chief of Staff team, acting as a strategic advisor, communications expert and driving overall administrative activities related to Markets Operations functions. As the Business Associate, you may also support activities such as tracking business financials, employee headcount and other administrative needs and ad-hoc projects, as necessary, in partnership with Business Execution teams. Your responsibilities will include driving administrative, operational, reporting and quality improvements through partnership with internal teams. You will lead the creation and execution of communication and employee engagement strategy for Operations function(s), including presenting on strategy to Operations leadership regularly, and assisting central Markets Operations communications. Implementing a successful People and Engagement strategy, including analysis and response to employee engagement surveys, will be crucial to attract, develop, retain, and recognize our people. You will be responsible for the preparation of materials for senior stakeholder engagement and governance forums, analyzing progress against selected strategic objectives, identifying opportunities to enhance global consistency in the operating model, and developing, analyzing, and maintaining metrics for measuring success. Ensuring accurate headcount, managing onboarding and termination of resources in partnership with Business Execution colleagues, and appropriately assessing risk when making business decisions will be key aspects of your role. What we'll need from you: - Innovative mindset with the ability to think creatively to engage staff effectively - Ability to establish trust with professionals at all levels - Energetic, flexible, collaborative, proactive, and results-oriented leader - Strong communicator who is articulate and concise - Strong risk management and control mindset - Ability to provide evaluative judgment in complicated, unique, and dynamic situations - Experience in a global financial services firm - 10+ years of experience in financial services - Experience working in global and complex settings with multiple stakeholders - Proven ability to work in diverse skill sets and cultures - Ability to work in high-pressure, time-sensitive environments - Consistently demonstrate clear and concise written and verbal communication Education: - Bachelor's degree/University degree or equivalent experience - MBA/masters degree is good to have - Prior experience in a chief of staff function is good to have This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.,

The Fraud Ops Intermed Analyst is a senior-level position responsible for contributing to the development of fraud management policies, processes, and procedures to minimize the impact of fraud in coordination with the Operations - Services team. The overall objective of this role is to manage fraud losses by ensuring analysts make appropriate decisions using risk/reward balance methodology. Responsibilities: Provide professional analytical expertise relating to fraud prevention and loss control. Analyze fraud trends, conduct investigative research into losses, and analyze loss type data to determine the nature of fraud patterns. Perform complex data validation independently and make recommendations to portfolio managers based on data availability and analysis. Resolve varied fraud issues with potentially greater impact and provide guidance and input to teams to aid process improvement efforts. Integrate in-depth specialty area knowledge with a solid understanding of industry standards and practices. Provide informal guidance or on-the-job training to new team members as needed. Ensure quality and timeliness of services provided to support own team and closely related teams. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency. Qualifications: 2-5 years of experience in a related role. Consistently demonstrates clear and concise written and verbal communication. Education: Bachelor's degree/University degree or equivalent experience. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The Fraud Ops Specialist position entails conducting comprehensive risk assessments during account activity reviews while providing exceptional customer service. Detecting fraud early on is crucial for minimizing financial impact and safeguarding clients" accounts and identities. Responsibilities: - Conduct intricate fraud investigations independently - Address complex customer queries beyond established procedures - Identify potential fraud by evaluating past experiences and exploring solutions for unique scenarios - Resolve highly complex issues directly with clients or third parties - Drive organizational change through innovative process enhancements - Monitor process workflow and suggest productivity improvements - Assess risks thoughtfully in business decisions, prioritizing the firm's reputation and protecting Citigroup, its clients, and assets by adhering to policies and regulations with ethical judgment Qualifications: - Completion of 15 or 16 years of full-time education in any field, preferably commerce or arts - 2-6 years of experience, ideally in Fraud Operations or a related industry - Shift timings: 24/7 rotational night shifts, working any 5 days a week - Willingness to work night shifts This job description offers a broad overview of the role's responsibilities. Other job-related tasks may be assigned as needed. Citi is an equal opportunity and affirmative action employer. Citigroup Inc. and its subsidiaries ("Citi") encourage all qualified applicants to apply for career opportunities. If you require a reasonable accommodation due to a disability for using our search tools or applying for a job, please review Accessibility at Citi.,

As an AI Leader, your primary responsibility is to steer an organization's artificial intelligence strategy, implementation, and governance. This pivotal leadership role necessitates a blend of technical proficiency, business insight, and ethical oversight. You will be entrusted with the following core responsibilities: AI Strategy Development: Formulating a comprehensive vision and roadmap for the integration of AI that is in harmony with the organization's strategic goals. Technical Leadership: Providing guidance on the selection of AI technologies, frameworks, and methodologies that best suit the organization's requirements. Team Building: Constructing and nurturing diverse teams comprising data scientists, ML engineers, data engineers, and AI specialists. Project Prioritization: Identifying high-impact AI applications and deciding on initiatives based on their feasibility and business significance. Ethical AI Governance: Establishing frameworks to ensure the responsible development of AI, focusing on issues such as bias, transparency, privacy, and regulatory adherence. Cross-Functional Collaboration: Collaborating with various business units to pinpoint opportunities and implement AI solutions that yield tangible value. Technology Selection: Assessing and choosing suitable AI technologies, platforms, and partnerships to support organizational objectives. Change Management: Guiding the organization through the transformation brought about by AI, addressing concerns and managing expectations effectively. Key Skills Essential for this role include: In-depth knowledge of machine learning, deep learning, and AI technologies. Business acumen to translate technical capabilities into tangible business outcomes. Strategic thinking and the ability to set forth a compelling vision. Team leadership and the skill to develop talent within the team. Communication skills to elucidate intricate AI concepts to non-technical stakeholders. Ethical judgment and a keen awareness of the ethical implications associated with AI. Expertise in change management. The Challenges and Focus Areas that you will encounter in this role are: Balancing innovation with practical implementation. Addressing the talent gap in specialized AI roles. Ensuring responsible and ethical AI development and deployment. Navigating the rapidly evolving technology landscape. Demonstrating the return on investment for AI ventures. Enhancing AI literacy across the organization.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Citi's Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control, and report material aggregate risks. We are currently looking for a high caliber professional to join our team as Vice President, Independent Risk - Credit Approver - Hybrid (Internal Job Title: Credit Portfolio Officer - C13) based in Mumbai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and manage your financial well-being to help plan for your future. The Credit Portfolio Officer mid-level position is responsible for leading activities including credit review, credit approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties. In this role, you are expected to: - Provide independent review and approval of extensions of credit to the allocated portfolio spread across diverse industries. - Exercise independent credit underwriting decisions as per delegated credit authority. - Participate in audits/reviews - internal, regulatory, etc. Will work with other stakeholders in maintaining data quality/correct reporting. - Lead key business projects and the implementation of initiatives related to policy governance and manage policy exceptions/approvals and entries. - Conduct gap analysis and remediation work of any misalignments for policy changes. - Provide regular feedback on all initiatives, tracking, reviewing, and reporting emerging trends and opportunities to senior management. - Review and approval of criticized portfolio; formulation of account strategies and supporting remedial activities. - Monitor the trending of customers" business - this will include doing independent research on the industry segments, collating feedback from trade and industry leads, meetings with customers, etc. - Assist in implementing the Early Warning process so that credit-related trends are identified early on. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets. As a successful candidate, you'd ideally have the following skills and exposure: Qualifications and Experience: - The candidate should have around 7-12 years of credit experience across Small and Medium Enterprises (SME) and/or Mid-Market Enterprises (MME)/portfolio management. - Experience in handling early warning/remedial portfolio will be beneficial. - Consistently demonstrate clear and concise written and verbal communication. - Demonstrated ability to view data holistically and remain detail-oriented to synthesize, prioritize, and deliver results with urgency. - Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation, and strategic skills. - Proven ability to obtain support and buy-in across a wide range of internal and external audiences. Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact. Take the next step in your career, apply for this role at Citi today.,