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Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit

Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit

Kotak Mahindra

2 - 4 years

6 - 9 Lacs

Gurgaon

Posted:1 week ago| Platform: GlassDoor logo

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Skills Required

finance underwriting writing training monitoring reports portfolio service

Work Mode

On-site

Job Type

Part Time

Job Description

Credit Manager-Working Capital-Credit

JOB DESCRIPTION

Job Role :As part of Credit Team for Working Capital Finance

Managing team of Credit Managers

Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )

Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.

Visiting customers for personal discussions and deal structuring

Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained

To evaluate proposals of customers for Home Loans, Loan against Property

Decision making within defined TAT

Understanding of property related aspects (like legal title and market value of the property) is an added advantage

Coordinating with sales, operations, legal, technical and customer service

Job Requirements:

Qualification- CA with relevant underwriting experience

Job Knowledge –

o Technical underwriting experience

o Analytical skills

Skills & Experience –

o Experience of 2-4 years in relevant working capital products is desired,

o Should be able to handle time bound activities effectively

o Should be an effective team player.

o Should have a sense of urgency & keenness to learn.

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Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit