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Kotak Life Insurance logo

Credit Manager-Affordable Housing Finance-Credit

2 - 6 years

10 - 14 Lacs

Ahmedabad

Posted:4 days ago| Platform: Naukri logo

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Skills Required

risk management assessment financial management credit assessment financial statements credit risk regulatory drug safety accounting bank guarantee pharmacovigilance sales portfolio clinical research meddra regulatory guidelines finance

Work Mode

Work from Office

Job Type

Full Time

Job Description


  
  •  Credit Assessment, 
  •  Risk Management, 
  •  Loan Approval Process :
  • Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors.
  • Perform detailed analysis of financial statements, bank statements, and credit reports.
  • Assess repayment capacity and recommend appropriate loan structures.
  • Identify, analyze, and mitigate potential credit risks.
  • Ensure compliance with internal credit policies and regulatory guidelines.
  • Conduct periodic portfolio reviews to identify early warning signals.
  • Coordinate with sales and operations teams for smooth processing of loan applications.
  • Approve or recommend loans within delegated authority limits.
  • Liaise with legal and technical team for finalization.

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