Credit Manager NBFC Gurgaon Delhi NCR For Home Loan LAP Capital Placement Services

2.0 - 7.0 years

0 - 0 Lacs

haryana

On-site

As a Credit Manager, you will be responsible for various tasks related to credit management in the financial services sector. Your primary duties will include the consistent application of a credit policy, conducting periodic credit reviews of existing customers, and evaluating the creditworthiness of potential customers. To excel in this role, you should have a solid understanding of LAP/Housing loans/BL and be able to analyze risks associated with loan requests. Your responsibilities will also involve preparing Credit Appraisal Memos (CAM), analyzing Credit History, and assessing Technical and Legal reports. Additionally, you will be expected to calculate financial ratios such as credit scores and interest rates, sanction TVR, conduct hindsight visits in the field, and engage in Personal Discussions (PD) via various mediums including Telephonic, Video, or in-person meetings. Furthermore, you will be involved in audit clearances, processing files for disbursement, and overseeing the entire credit granting process. The ideal candidate for this role should possess 3 to 7 years of experience in the financial services sector. The salary range for this position is between 2 Lakhs 50 Thousand to 5 Lakhs per annum. This role falls within the industry of Financial Services / Banking, Investments / Insurance / Stock Market / Loan. The required qualifications include B.A, B.B.A, B.Com, M.A, M.B.A/PGDM, or M.Com. Key skills that will be beneficial for this position include Credit Officer, Credit Manager, and Loan Officer. If you meet the criteria and have the necessary experience, you are encouraged to consider this opportunity.,

Posted 6 days ago

Apply

Credit Manager Capital Placement Services

2.0 - 7.0 years

0 - 0 Lacs

haryana

On-site

As a Credit Manager, you will be responsible for the consistent application of a credit policy, conducting periodic credit reviews of existing customers, and evaluating the creditworthiness of potential customers. Your duties will include analyzing risks and making decisions on loan requests, preparing Credit Appraisal Memos (CAM), reviewing credit history, and assessing technical and legal reports. You will also be required to calculate financial ratios such as credit scores and interest rates, sanction TVR, conduct field visits for hindsight, and engage in personal discussions with customers via tele/video/physical mediums. Additionally, you will be involved in audit clearance, processing files for disbursement, and overseeing the entire credit granting process. Ideal candidates for this role should have a minimum of 2 years of experience in credit management, with specific knowledge of LAP, Housing loans, and BL. The preferred educational qualifications include B.A, B.B.A, B.Com, M.A, M.B.A/PGDM, or M.Com. Key skills for this position include expertise in credit evaluation, loan processing, and risk analysis. This position offers a competitive salary ranging from 2 Lac 50 Thousand to 5 Lac per annum and falls under the industry of Financial Services, Banking, Investments, Insurance, Stock Market, and Loans. If you possess the required experience, qualifications, and skills for this role, we invite you to walk in for further discussions and assessments.,

Posted 1 week ago

Apply

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.