Credit Manager NBFC Gurgaon Delhi NCR For Home Loan LAP

As a Credit Manager, you will be responsible for various tasks related to credit management in the financial services sector. Your primary duties will include the consistent application of a credit policy, conducting periodic credit reviews of existing customers, and evaluating the creditworthiness of potential customers. To excel in this role, you should have a solid understanding of LAP/Housing loans/BL and be able to analyze risks associated with loan requests. Your responsibilities will also involve preparing Credit Appraisal Memos (CAM), analyzing Credit History, and assessing Technical and Legal reports. Additionally, you will be expected to calculate financial ratios such as credit scores and interest rates, sanction TVR, conduct hindsight visits in the field, and engage in Personal Discussions (PD) via various mediums including Telephonic, Video, or in-person meetings. Furthermore, you will be involved in audit clearances, processing files for disbursement, and overseeing the entire credit granting process. The ideal candidate for this role should possess 3 to 7 years of experience in the financial services sector. The salary range for this position is between 2 Lakhs 50 Thousand to 5 Lakhs per annum. This role falls within the industry of Financial Services / Banking, Investments / Insurance / Stock Market / Loan. The required qualifications include B.A, B.B.A, B.Com, M.A, M.B.A/PGDM, or M.Com. Key skills that will be beneficial for this position include Credit Officer, Credit Manager, and Loan Officer. If you meet the criteria and have the necessary experience, you are encouraged to consider this opportunity.,