52 Cibil Jobs

Role & responsibilities To review and process the loan application of customers generated by the Field Officers. KYC Verification, Evaluating the group loan application. Handle data requirements related to income and documentation of customers, raised by concerned stakeholders. Maintain all MIS related to operations related to income assessment, credit verification etc. Conduct tele-verification calls to clients / customers and share observations with concerned stakeholders in business. Ensure correct and timely updating of income details of customers on internal business applications. Knowledge and understanding of reading Credit Bureau (CB) reports etc. Preferred candidate profile Working knowledge of MS Office, especially MS Word, Excel, etc. Good verbal and written proficiency of regional language and Tamil/English. Good at analysis and reporting. Good Interpersonal skills Perks and benefits Medical, PF & ESIC Benfits.

Role & responsibilities Deccan Finance is looking for CREDIT EXECUTIVE OFFICER to join our dynamic team and embark on a rewarding career journey Position: CREDIT EXECUTIVE - OFFICER Location: Chennai, TamilNadu Experience: Minimum 2 Years same Field Send Your Resume : devi.v@myridefinance.com Gender : Any Product : Two Wheeler & Used Car Loan Graduation : Any graduation *Credit Analysis:Evaluate the creditworthiness of clients by analyzing financial data, credit reports, and other relevant information *Risk Assessment:Assess and quantify credit risk associated with new and existing clients, considering industry trends and economic factors *Credit Limit Determination:Determine appropriate credit limits based on the assessment of credit risk and financial stability of clients *Credit Policy Compliance:Ensure compliance with the organization's credit policies and guidelines *Customer Communication:Communicate credit decisions and terms to clients, addressing inquiries and providing clarification when necessary *Credit Documentation:Maintain accurate and up-to-date credit files, including documentation of credit approvals, limits, and terms *Collections Support:Collaborate with the collections team to monitor overdue accounts and implement appropriate actions *Reporting:Prepare and present regular reports on credit risk, outstanding balances, and other relevant metrics *Customer Relationship Management:Build and maintain positive relationships with clients, addressing credit-related concerns and providing support *Should Have knowledge on MS Excel *Good Communication Skils *More preference to Kannada language speaking

Urgent Hiring For Back office associate" Experience - Minimum 1 yr of exp in AML or KYC or dispute Or Fraud Shift- Rotational shift Immediate joiners preferred Package - 36 k to 38 k HR Yojita Required Candidate profile 1 year of experience preferred in Banking Excellent verbal and written communication Excellent English communication required

Urgent Hiring For "Email support associate" Experience - Minimum 1 year of Email Shift- Day shift Immediate joiners preferred Package - 3 LPA - 3.5 LPA HR Sangeeta 7693928266 Required Candidate profile 1 year of experience preferred in Email Excellent verbal and written communication Excellent English communication required

Required Operations Executive to work for a Banking sector. Should be Grad/Post Grad, Should have Good communications skills & experience in Banking/Financial sector. Salary: 25K-35K. Location: Faridabad. Contact:Ajay @9811008929/info@jjindia.co.in

Credit Process Associate / Credit Underwriter Location: Bangalore Experience: 1-3 years Qualification: Bachelor's/Masters degree in Finance, Accounting, Economics, or a related field Job Responsibilities: Analyze financial statements, credit reports, and other relevant documents to assess creditworthiness. Conduct risk assessments and determine credit limits for loan applicants. • Evaluate applications based on predefined credit policies and regulatory guidelines. Collaborate with sales teams, risk teams, and other stakeholders to streamline credit decision-making. Monitor borrower profiles and maintain updated records of credit approvals. • Identify potential risks and recommend risk mitigation strategies. • Ensure compliance with company policies, regulatory requirements, and industry standards. Work on automation tools and credit scoring models for efficiency improvement. • Prepare detailed reports on creditworthiness, approvals, and rejections. Skills & Qualifications: Strong analytical and financial assessment skills. Knowledge of credit policies, financial ratios, and lending principles. Proficiency in financial modeling and risk assessment tools. Good communication and decision-making abilities. Experience with credit assessment software and databases (preferred) Interested and experienced candidates can apply by: Call/WhatsApp: 9205488912 (Pragati) Email: pragti.saxena@cielhr.com

Role & responsibilities Should be well conversant with IRAC, Exposure, Large exposure norms, Resolution Plan Implementation, Sensitive sector monitoring, etc. Exposure in preparation of DSB, CRILC, PSL, MSME, SLBC, Defaulter, NPA, Bureau reporting (CIBIL), NeSL submission, Quarterly disclosure preparation, Risk Based Supervision submission, Potential NPA tracking, Exception reports, SCOD tracking, etc. Facilitate Half yearly review of all process notes and QC checklists to align with extant circulars. Excellent oral and written communication. Excellent project management skills to manage multiple automation projects with circular implementations. To be able to provide assistance in evaluation and Review of BRDs as well as facilitating UATs for automation projects. Ability to manage work with minimum supervision. Ability to drive all process improvement initiatives. Ability to work under pressure and manage stakeholders expectations. Exposure towards handling Regulatory/Statutory/Concurrent audits and track open audit points till closure. Possess strong understanding of RBI circulars and have handled regulatory reporting team for a mid-sized/large Bank Preferred candidate profile Should have worked in BFSI domain (Indian Private banks*) Candidate should be hands on with Credit Regulatory reporting Should be well versed with IRAC, Large exposure norms, Credit Reporting on asset side Candidate should have exp in preparation of advances & exposure data, DSB 4 (RAQ), CRILC, LEF, PSL, MSME, SLBC, Defaulter, NPA identification and reporting, Bureau reporting (CIBIL), NeSL submission

Interview going on Joining from 1st of July, 2025. No Consultancy fees, talk to HR Directly, Kaustav S +(91)8697950822 Job Title: Data Entry and Scanning Operator Job Summary: We are seeking a detail-oriented and reliable Data Entry and Scanning Operator to manage digital documentation and input data accurately into systems. The ideal candidate will be responsible for scanning physical documents, indexing, verifying, and maintaining data integrity within company records. Key Responsibilities: Scan, digitize, and organize physical documents accurately. Enter data from scanned documents or other sources into databases or spreadsheets. Verify and cross-check data to ensure accuracy and completeness. Maintain confidentiality and security of sensitive information. Manage and organize electronic files and records systematically. Coordinate with other departments to collect or provide required data. Perform routine backups and ensure document storage compliance. Operate scanners, photocopiers, and other office equipment as needed. Required Skills and Qualifications: (Completed Graduation is must). Proficiency in MS Office (especially Excel and Word) and basic computer operations. Typing speed of at least 35-40 WPM with high accuracy. Ability to handle repetitive tasks with efficiency and precision. Basic knowledge of document management systems is a plus. Strong attention to detail and organizational skills. Experience:12 years of experience in data entry and/or document scanning roles preferred, though freshers with strong typing and computer skills may also apply. Work Environment: Office-based role with desk work and occasional physical document handling. Role & responsibilities Scan, digitize, and organize physical documents accurately. Enter data from scanned documents or other sources into databases or spreadsheets. Verify and cross-check data to ensure accuracy and completeness. Maintain confidentiality and security of sensitive information. Manage and organize electronic files and records systematically. Coordinate with other departments to collect or provide required data. Perform routine backups and ensure document storage compliance. Operate scanners, photocopiers, and other office equipment as needed. Required Skills and Qualifications: (Completed Graduation is must). Proficiency in MS Office (especially Excel and Word) and basic computer operations. Typing speed of at least 35-40 WPM with high accuracy. Ability to handle repetitive tasks with efficiency and precision. Basic knowledge of document management systems is a plus. Strong attention to detail and organizational skills. Experience:1 to 2 years of experience in data entry and/or document scanning roles preferred, though freshers with strong typing and computer skills may also apply. Work Environment: Office-based role with desk work and occasional physical document handling.

Role & responsibilities Evaluate loan applications based on financial data, credit history, and repayment capacity. Ensure all credit decisions comply with internal policies, RBI guidelines, and regulatory norms. Coordinate with collections team for follow-up on overdue accounts. Work closely with the sales, operations, and legal teams to streamline processing Preferred candidate profile 5+ years of experience in Secured Business Loans/LAP/NBFC. Preference will be given to local candidates with local geography knowledge.

Role Details Team/ Function Credlix/Credit Underwriting Location Mumbai Designation MT Credit Underwriting Role Related Skills Credit Underwriting Portfolio Monitoring Sectoral Research Reporting Reporting Manager AD/Director - Credlix Role Objective The incumbent will be expected to do perform credit underwriting, due diligence and monitoring of borrowers related to Supply Chain Finance – both domestic and export finance Role Responsibilities Assess the credit worthiness of borrowers by analyzing financial statements, CIBIL scores, GST, Bank statements, ITRs Familiar with working capital assessment methods, cash conversion cycles including MPBF Understanding various Business models and potential risk factors impacting their credit worthiness Visit the manufacturing facilities, understand the business and identify any red flags Coordinate with relationship managers and the company to fill any information gap Prepare credit appraisal memorandum and present to the credit committee for approval Adhere to the credit process and policy documents of the organization. Work with the team members to establish the best practices in line with industry standards Continuous monitoring of the existing portfolio and identify early warning signals including various macro parameters Qualification & Experience Essential/ Desirable Work Experience 0-1 years of experience in similar profile with a Bank, NBFC or a rating agency Essential Knowledge/ Skills Ownership driven - Ability to take ownership of all the borrower related communication and clarifications Essential Comfortable working in a high-growth and start-up-oriented environment Essential Willingness to set up things from scratch Desirable Excellent communication skills with an ability to make coherent arguments Essential Education CA - Essential

Job Title: Rule Engine Manager Location: Mumbai Company: An Emerging NBFC Based in Mumbai Department: Credit Risk & Technology Reports to: Head of Credit Risk / Chief Technology Officer Business NeedAn emerging NBFC based in Mumbai is looking for an experienced and driven Rule Engine Manager to lead the end-to-end implementation, configuration, and management of its credit decision rule engine across a diverse suite of lending products, including: - Loan Against Property (LAP) - Working Capital Loans - Term Loans - Personal Loans - Loan Against Securities This role is central to digitizing and optimizing the NBFCs credit decision-making through automation, governance, and integration with broader technology systems.Key Responsibilities1. Rule Engine Implementation & Configuration: Lead the design and implementation of a centralized rule engine aligned with multiple product-specific credit risk policies. 2. Risk Policy Translation: Translate complex credit policies across various products into executable and scalable rule logic. 3. Data Integration & Management: Manage seamless real-time data integration between the rule engine, Loan Management System (LMS), and other technology platforms. 4. Testing & Quality Assurance: Build and execute test scenarios and validation protocols to ensure precision and stability of automated decisioning. 5. Monitoring & Maintenance: Continuously monitor rule effectiveness and accuracy across all products and refine rule sets. 6. Governance, Compliance & Audit: Maintain complete audit trail and version history of all rule changes and ensure alignment with RBI regulations. 7. Stakeholder Collaboration: Collaborate with Credit, Product, Technology, Risk, and Compliance teams to align logic and implementation. Key Skills and Experience Required - Bachelors or Master’s degree in Finance, Engineering, Computer Science, or a related field. - In-depth understanding of credit underwriting across various loan products. - Experience with rule engine platforms such as FICO Blaze, Experian PowerCurve, Pega, etc. - Strong knowledge of API integration, data flows, and data mapping techniques. - Good understanding of RBI’s regulatory framework for NBFCs and digital lending. - Strong analytical, problem-solving, and stakeholder management skills. Preferred Experience 5–8 years of experience in credit risk automation, rule engine management, or digital lending within NBFCs, fintechs, or banks. Prior implementation experience in multi-product lending environments is highly desirable. Why Join Us? Join a forward-looking, digitally driven NBFC that is transforming access to credit through smart, scalable automation. This role offers the opportunity to design and operationalize the credit engine powering multiple high-impact lending products across India.

What you will work on: Experience in making CAM (Credit Assessment Memo) sheets and pulling consumer and commercial CIBIL reports Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money Ensure quick turnaround of customer loan applications, including credit analyses and summaries of loan requests, and submit to credit managers for tele PD / Physical PD Analyze lending decisions accept and reject cases on an ongoing basis Generate financial ratios to evaluate customers' financial status. The ideal candidate: Highly driven and motivated individual with ability to get hands-on where required Excellent communication and documentation skills Proficient in MS Excel and ability to prepare reports Qualification and Experience: At least 1-3 Years experience in Credit and Risk department of Banks, NBFCs Experience in Business Loans. Minimum qualification- Graduation MBA/ Credit Risk course in Banking will be an added advantage

We are looking for a highly skilled and experienced Credit Analyst to join our team in Mumbai. The ideal candidate will have 2-5 years of experience in the banking industry, preferably with TATA Capital Limited. Roles and Responsibility Create credit analysis reports (CAM) and conduct data entry in the system for all credit transactions. Develop financial spreads from financial documents and analyze customer Perform credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output while maintaining high standards. Collaborate with the sales team to coordinate login checklist documents and facilitate smooth transaction processing. Work with the credit team to ensure data completeness and accuracy in transaction notes and digital applications. Job Understanding of credit requirements for underwriting SME and commercial loan transactions. MBA/PGDBA/PGPM/CA or equivalent degree. Strong analytical and problem-solving skills with attention to detail. Excellent communication and coordination skills, with the ability to work effectively with cross-functional teams. Ability to meet productivity and quality targets in a fast-paced environment. Familiarity with financial systems and software, with strong data entry skills.

We are looking for a highly skilled and experienced Credit Analyst to join our team in Mumbai. The ideal candidate will have 1-3 years of experience in the banking or financial services industry, with a strong background in credit analysis and underwriting. Roles and Responsibility Ensure productivity for processing credit applications and maintain high-quality output. Create CAM and conduct data entry in systems for all credit transactions accurately. Analyze financial documents to create financial spreads and run credit checks on customers. Work with the sales team to coordinate login checklist documents and ensure smooth transaction processes. Collaborate with the credit team to ensure data completeness and accuracy in transaction notes and digital applications. Understand credit requirements for underwriting SME and commercial loan transactions. Job MBA/PGDBA/PGPM/CA or equivalent degree. Strong knowledge of credit requirements for underwriting SME and commercial loan transactions. Excellent analytical and problem-solving skills. Ability to work effectively in a team environment. Strong communication and coordination skills. Familiarity with financial software and systems. Understanding of CIBIL, bank statement analysis, and internal credit checks. Experience in creating financial spreads from financial documents. Ref6588941

We are looking for a highly skilled and experienced Credit Analyst to join our team in Mumbai. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with a strong understanding of credit requirements for underwriting SME and commercial loan transactions. Roles and Responsibility Create and conduct data entry in systems for all credit transactions. Develop financial spreads from financial documents. Perform credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Collaborate with the sales team for login checklist document coordination. Work with the credit team to ensure data completeness and accuracy in transaction notes and digital applications. Job MBA/PGDBA/PGPM/CA or equivalent degree. Strong knowledge of credit requirements for underwriting SME and commercial loan transactions. Experience in creating CAM and conducting data entry in systems for credit transactions. Ability to work with sales teams and coordinate login checklist documents. Understanding of financial spreads and their development from financial documents. Excellent analytical and problem-solving skills.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as an Associate - Credit Monitoring (TCCL) in Mumbai. Roles and Responsibility Collate key financial parameters and conduct data entry in the system. Create financial spreads from financial documents. Run credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Work with Sales & Credit teams for coordinating data requirements and ensuring data completeness and accuracy. Analyze credit requirements for corporates. Job Strong understanding of credit monitoring frameworks and principles. Excellent analytical and problem-solving skills. Ability to work effectively in a team environment. Strong attention to detail and organizational skills. Understanding of financial markets and instruments. Familiarity with credit risk management practices.

We are looking for a highly skilled and experienced Credit Analyst to join our team in Mumbai. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with a strong understanding of credit requirements for underwriting SME and commercial loan transactions. Roles and Responsibility Create and conduct data entry in systems for all credit transactions. Develop financial spreads from financial documents. Perform credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Collaborate with the sales team for login checklist document coordination. Work with the credit team to ensure data completeness and accuracy in transaction notes and digital applications. Job MBA/PGDBA/PGPM/CA or equivalent degree. Strong understanding of credit requirements for underwriting SME and commercial loan transactions. Experience in creating CAM and conducting data entry in systems for credit transactions. Ability to work with sales teams and coordinate login checklist documents. Strong analytical skills and attention to detail. Familiarity with financial spreads and credit check processes.

Job Title: Credit Officer, PL/MSME/Business Loan Location: Ahmedabad Key Responsibilities: Evaluate loan files (PL/MSME/BL) with a focus on Login to Recommendation TAT. Conduct PD/site visits, ensure policy adherence & audit compliance. Maintain credit MIS & monitor PDDs/documents. Control delinquency within budgeted limits. Review hindsight errors and ensure corrective action. Collections for a smooth workflow. Manage costs and support overall portfolio quality. Requirements: Graduate/Postgraduate (Finance/Commerce). 24 years in Personal / MSME / Business Loan credit. Strong credit assessment & risk skills. Good communication & MS Office proficiency. Contact Person: Ami Soni (8511015682 / ta_hr14@mas.co.in)

We are Hiring Credit Officer / Credit Executive at Sanathal (Ahmedabad) Position -Credit Officer/Credit Executive Experience -1 - 3 Years( Home Loan,LAP, and Mortgage) Location -Sanathal ( Ahmedabad)

Role: Banking Operations Executive Experience: *Minimum 6 months in Banking Process* Shift: Rotational Shifts Salary: 3LPA – Up To 4 LPA Location: Malad, Mumbai (Work from Office) *Immediate Joiners Preferred* Contact: HR Krapanshi – 9111762733 Required Candidate profile Minimum 6 months in *BFSI/Banking Process* Or Any Excellent Verbal & Written Communication Local Mumbai Candidates Preferred Perks and benefits Attractive Incentives. Cab

Role: Banking Operations Executive Experience: *Minimum 6 months in Banking Process* Shift: Rotational Shifts Salary: 3 – 3.5 LPA Location: Mumbai (Work from Office) *Immediate Joiners Preferred* Contact: HR Krapanshi – 9111762733 Required Candidate profile Minimum 6 months in BFSI or Banking Process Excellent Verbal & Written Communication Local Mumbai Candidates Preferred Perks and benefits Attractive Incentives. Cab

Urgent Hiring For "Banking Operations Executive" Experience - Minimum 6 Month Experience in Banking Process Shift- Rotational Shift Immediate joiners preferred Package - 3 LPA - 3.5 LPA HR Krapanshi 9111762733 Required Candidate profile 6 Month of experience preferred in Banking Process Excellent verbal and written communication Candidate must have experience in BFSI or Banking Process.

Job Duties: • Credit recommending and sanctioning authority, responsible for analysis of loans as per the Policy Manual • Accountable for the credit quality of the loan underwritten and portfolio, including the due diligence, of the portfolio included in their markets. • Ensuring accurate and appropriate analysis of applicant's credentials, including financial analysis & various associated financial ratios for credit decision, as per the Policy Manual. • Responsible for initiating personal Discussion before recommending proposal besides recording all the factual events/observations/discussions to facilitate credit decision by the sanctioning authority • Preparing and monitoring system related MIS and data updating for the requirement of the administration of the loans as per the Loan Policy Manual. • Being the first person verifying the post disbursement documentation completion and compliance of all conditions including the sanction terms and conditions stipulated on deals. • Visits to outstation branches/units as per the instructions of the competent authority in relation to the matters connected with Credit Appraisal/PD/Sanction matters. Required Skills: • Excellent communication and interpersonal skills • Ability to communicate and function professionally with all levels of personnel and Business partners across the organization • Excellent customer contact skills; comfortable asking questions/ interviewing customers about their financial situation • Able to take full ownership of issues until they are completely resolved • Attention to detail • Good observation and listening skills Education Qualification: Candidate should have completed Graduation - Prefer local candidate only.

Create strong partnership with the key stakeholders I.e. business to understand the business perspective for better deliverable. Drive team and self to achieve allocated KRAs in terms of recruitment, TATs for completion of HR Formalities. Actively identifies gaps, propose and implement changes in line with business goals and requirements. Achieve the recruitment targets through timely, cost effective solutions Ensure a healthy mix of recruitment. Responsible for identifying and empaneling Consultants, Relationship Management with the consultants, local training Institutes, Referrals Schemes, Boost Walk Ins, Job Portals usage etc. for sourcing candidates. Screening and documentation for candidates. Responsible for on-boarding and completion of the joining formalities of the new joinees and assigning them to the respective departments Ensure percolation and implementation of Organizational policies. Orient and educate managers and employees about the company policies and procedures, applying them fairly and consistently across the location. MIS (daily hiring tracker, CIBIL SAS, online joining, push back cases, calling tracker) as required by Corporate HR and business. Co-ordinate with the Training Manager for the new joinees Induction Training. Have in-depth knowledge of legal requirements related to day-to-day management of employees, reducing legal risks and ensuring regulatory compliance. Execute initiatives initiated by Corporate Team / Senior Management Loyalty Awards, Hall of fame facilitation etc. Execute Senior Management Directives. Addressing queries from business related to ESIC, PF, Salary, Exit, Mediclaim and ensure timely resolution. Key Responsibility: In-depth knowledge of employee life cycle and understanding of business. Adopting cost effective way of hiring. Plan and execute perfect combination of sourcing mix as per the region. Relationship Building with all internal and external stakeholders. Timely implementation and execution of organization policies, procedures, legal and compliance, educate all stakeholders on the same. Maintain and update all required MISs. Execute senior Management Directives. Train and upgrade Regional HR Team time to time. Mandatory Skill required: Post Graduation mandatory Good Communication skills Relevant Experience in Managing Team Leadership Qualities Understanding of Full cycle recruiting

Urgent Hiring For "Banking Operations Executive" Email process Experience - Minimum 1 year of Email process Shift- Day shift Immediate joiners preferred Package - 3 LPA - 3.5 LPA HR Sangeeta 7693928266 Required Candidate profile 1 year of experience preferred in Email process Excellent verbal and written communication Candidate must have experience in Email process in BFSI OR any domail