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Axis Bank
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Urgent Job Opening For ACM - WC/LAP

Urgent Job Opening For ACM - WC/LAP

Axis Bank

8 - 12 years

8 - 12 Lacs

Thane Navi Mumbai Mumbai (All Areas)

Posted:1 day ago| Platform:

Apply

Skills Required

Credit Underwriting Working Capital Credit Analysis Letter Of Credit Term Loan WC Cash Credit

Work Mode

Work from Office

Job Type

Full Time

Job Description

Manage a team of 2 to 5 Credit Managers SBB

Ensure smooth functioning of the Area by meeting required productivity norms within the desired Turn Around Time

& Approval Ratio as defined by the Bank

Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the

standard process, Turn Around Time and decision consistency

Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.
Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments

to ensure maintenance of a healthy portfolio

Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk

trends, and to use necessary information for taking credit decisions

Manage the relationship with various functions and departments within the bank to ensure collaboration and

alignment to organizational objectives

Ensure timely completion of key deliverables, audit queries and adherence to the corporate retail policy/ scheme,

compliance related matters, PSL classification etc

Give timely feedback to CO team of policy, RCM, ZCM, NCM & Head Credit on market developments, suggestions on

improvement on Products, Policy and processes etc

Ensuring vendor management consisting of panel valuers, advocates, PD agencies etc
Ensuring periodic training to all stakeholders on products, policies and processes etc

Qualifications

Optimal qualification for success on the job is:

Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute
Experience of over 4 to 8 years in assessing funding of various products to MSME segm

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