8 Underwriting Guidelines Jobs

As a Life Insurance Financial Underwriter, you will be responsible for the underwriting process in the Operations department, specifically focusing on New Business Underwriting for Life Insurance products. Your duties will include scrutinizing applications for completeness, coordinating with sales teams for login and issuance, and conducting pre-login verifications of cases. You will be expected to collaborate closely with insurers, assess risks in alignment with the company's philosophy and guidelines, and ensure consistent implementation of underwriting (UW) guidelines through regular quality checks and monitoring. Maintaining Login and Issuance Management Information System (MIS) will also be part of your responsibilities. To excel in this role, you should have a minimum graduation qualification (post-graduation is an added advantage) and possess at least 2 years of relevant experience. It is crucial to adhere to Underwriting Turnaround Time (TAT) and exercise prudent risk underwriting for individual policies by following high process and quality standards. If you are detail-oriented, possess strong analytical skills, and have a passion for financial underwriting in the insurance sector, this opportunity in Mumbai-Powai with an immediate to 30 days joining timeline could be the next step in your career.,

As a Non-QM Underwriter (Subprime) at our company located in Ahmedabad, Pune, or Mumbai, you will be responsible for working in US Shifts (EST, PST, CST, MST) and applying your expertise in live loan underwriting within the US mortgage domain. Your primary focus will be on evaluating borrower profiles, making decisions on loan files, and collaborating with brokers to ensure seamless processes. Your key responsibilities in this role will include reviewing and underwriting live Non-QM/Subprime loan files, making critical decisions such as approvals, denials, conditional approvals, and final sign-offs, as well as working closely with brokers to ensure adherence to relevant underwriting guidelines. To be successful in this position, you should have a minimum of 2 years of experience in Non-QM or Subprime loan underwriting, with direct exposure to reviewing and underwriting loan files rather than just backend/processing tasks. Additionally, prior experience working with brokers would be highly advantageous in fulfilling the requirements of this role effectively.,

Job Description In this role, you will: Participate in low to moderately complex Wealth Underwriting initiatives in support of high-net-worth portfolio management; identify opportunities for process improvement within scope of responsibilities Review, analyze, and evaluate borrower financial data for basic high-net-worth client loans that require research, evaluation, and selection of alternatives to determine credit worthiness; exercise independent judgement to monitor existing portfolio and identify medium risk issues Present recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise of Wealth Underwriting functional area policies, procedures, regulations, and compliance requirements Develop basic understanding of Home Lending policies, procedures, regulations, and compliance requirements for Wealth Investment Management client mortgages as needed Collaborate and consult with Wealth Underwriting peers, colleagues, and managers to resolve issues and achieve goals Adhere to credit risk management decisions to ensure satisfactory credit portfolio risk examinations Required Qualifications: 5-7 years of custom/commercial underwriting experience (including underwriting high net-worth individuals)

The Analyst/Senior Analyst position involves managing the loan processing workflow to ensure compliance with regulatory requirements and deliver exceptional service to clients and loan officers. You will be responsible for reviewing loan applications, verifying documentation, and coordinating with stakeholders to facilitate timely loan closings. Your key responsibilities will include reviewing and analyzing loan applications for completeness and accuracy, verifying borrower information and creditworthiness, communicating with various parties to gather necessary information, ensuring regulatory compliance, submitting loan files for underwriting approval, monitoring loan status, and assisting in training junior loan processors. It is crucial to maintain accurate records and documentation in line with company policies. To qualify for this role, a Bachelor's degree in finance, business, or a related field is preferred, along with a minimum of 5 years of experience in mortgage processing or a related role. You should have a thorough understanding of mortgage products, processes, and regulations, as well as experience with loan processing software such as Encompass or Calyx. Strong organizational skills, the ability to work independently, and NMLS license (preferred) are advantageous. The ideal candidate will possess in-depth knowledge of mortgage processing and underwriting guidelines, strong analytical and problem-solving skills, excellent communication and interpersonal abilities, proficiency in loan processing software and Microsoft Office Suite, multitasking capabilities, attention to detail, accuracy, and a strong customer service orientation.,

As an Insurance Underwriting Associate focusing on Home and Property Insurance in the US Market, you will be responsible for collaborating closely with US-based underwriters to facilitate the issuance of insurance policies. Your primary duties will involve the review, analysis, and binding of home and property insurance policies in alignment with underwriting guidelines. Evaluating risk factors, assessing insurance applications, and ensuring compliance with US insurance regulations will be essential aspects of your role. Your key responsibilities will include communicating with agents, brokers, and clients to collect necessary documentation, maintaining accurate records of underwriting decisions, and assisting with policy renewals, endorsements, and cancellations. Staying informed about developments in the US home and property insurance industry will also be crucial to your success in this position. To excel in this role, you should possess a minimum of 1 year of experience collaborating with US-based underwriters in the home and property insurance sector. Additionally, your flexibility to work night shifts to accommodate US time zones is essential for effective communication and coordination with stakeholders. By joining our team, you can look forward to a competitive salary package, exposure to the US insurance market, and promising career advancement opportunities within the global insurance industry. Our supportive and collaborative work environment will provide you with the necessary resources and encouragement to thrive in your role. If you are excited about this opportunity, please submit your resume to hr@aspireglobus.com. We are looking for dedicated professionals who are ready to contribute their expertise to our dynamic team. This is a full-time, permanent position based in Tricity, Mohali, Punjab. The working hours are from 7:30 pm to 4:30 am, Monday to Friday, in an onsite role at Mohali. Your commitment to evening and night shifts in the US time zone will be appreciated to ensure seamless operations and customer service.,

Role: Team leader exp: 6 + yrs US Mortgage Underwriting salary: Upto 10 LPA Location: Pune and Jaipur Immediate joiner proper documents for team leader Regards, 7826055629

As an Insurance Underwriting Associate specializing in Home and Property Insurance for the US Market, your primary responsibility will involve collaborating closely with US-based underwriters to facilitate the issuance of insurance policies for homes and properties. Your duties will include reviewing, analyzing, and finalizing home and property insurance policies in adherence to underwriting guidelines. You will be tasked with evaluating risk factors, assessing insurance applications, and ensuring compliance with both US insurance regulations and internal company policies. Effective communication with agents, brokers, and clients to obtain necessary documentation and clarify underwriting requirements will be crucial. Maintaining accurate records of underwriting decisions and policy specifics, as well as assisting with policy renewals, endorsements, and cancellations as necessary, will form an integral part of your role. It will be essential for you to stay informed about developments within the US home and property insurance industry to effectively execute your responsibilities. The ideal candidate for this position should possess a minimum of 1 year of experience working alongside US-based underwriters in the realm of home and property insurance. Furthermore, the flexibility to work night shifts to accommodate US time zones is a prerequisite for this role. By joining our team, you can expect a competitive salary package, exposure to the dynamic US insurance market, opportunities for career advancement within the global insurance sector, and a supportive and collaborative work environment. To apply for this exciting opportunity, please submit your resume to hr@aspireglobus.com.,

Deep understanding of the loan origination cycle and underwriting process. Ability to assess various mortgage documents for compliance and risk factors. Knowledge of ATR/QM, RESPA, TRID, and other regulatory guidelines. Experience with FHA, VA, USDA, and conventional loan types. Familiarity with Fannie Mae and Freddie Mac policies. Strong analytical and problem-solving skills. Detail-oriented with the ability to spot inconsistencies. Proficiency in MS Office applications. Excellent written and verbal communication skills.