UNDER WRITERS & SR. UNDERWRITERS

• UNDER WRITERS & SR. UNDERWRITERS 

salary : 6 to 12 Lakhs
Key skills :  US mortgage Qual. :- Graduates / BE  Experience :- 2 to 7 Years Job Location :- Chennai  Notice Period :- 29DAYS  SHIFT :- 6 PM to 4 am Remuneration :- Upto 11 Lakhs

• Position Overview

Well versed with FNMA. FHLMC, knowledge of GNMA and investor
guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denialdecision Complete review of credit report to verify trade lines, derogatory accounts,public records and credit reconciliation Thorough income calculation Salaried income, business income, retiredother income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirementaccounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral(4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lenderorganization. Evaluating evidence of borrowers willingness and ability to repay theobligation

• About you:

Minimum 2.5 years of Underwriting experience in US Mortgage.
Sound knowledge of US Residential mortgage Exposure of Underwriting processes && guidelines. Analysis and Calculation of qualifying     income from Salaried various taxdocuments such as 1040s, Schedule E,  1120S, K1, transcripts, etc.

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Contact  TINNA @ 7619281864 Email Resume @ prabhu@personalnetworkindia.com

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