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15.0 - 19.0 years
0 Lacs
madurai, tamil nadu
On-site
About Hinduja Housing Finance Hinduja Housing Finance is a part of the prestigious Hinduja Group and is a professionally managed housing finance company with a pan-Indian presence. The company is dedicated to fulfilling the dreams of home ownership by offering efficient services and tailored solutions for Residential, Real Estate, and other financial intermediations. Hinduja Housing Finance's objective is to establish a sustainable and cost-effective housing finance system that caters to diverse income groups in various regions. Job Title: Zonal Manager - Technical Department: Technical Location: Madurai Role & Responsibilities: - Managing the overall technical function within the zone. - Conducting property assessment and valuation for lending purposes. - Implementing policies, procedures, and technical underwriting guidelines. - Developing, reviewing, and executing the Technical Policy of Hinduja Housing Finance suitable for the target market segment, particularly those with primarily undocumented income or technical profiles. - Ensuring adherence to TAT, Compliance, policies, and procedures in line with NHB guidance. - Ensuring compliance with technical process manual and norms and conducting periodic reviews and modifications of technical processes and procedures. - Reviewing and updating builder ratings across locations. - Conducting periodic reviews of APF and Zone Base Master. - Tracking and monitoring all technical OTC/PDD. - Referring exceptional cases for opinion/decision to Head Technical as needed. - Empanelling, monitoring, and reviewing the performance/reports of technical consultants. - Recommending a list of approved, negative, and caution areas to the Corporate Office. - Overseeing the Regional/Cluster-MIS and ensuring Technical TAT. - Maintaining various reports, MIS, and databases. Preferred Candidate Profile: The ideal candidate should have: - 15+ years of experience in Property Technical Assessment, Technical Operations, and Technical underwriting. - Preference will be given to candidates with a background in Housing Finance, Banking, or NBFC. Contact: K Midhun Raj (HR) @ 9445260002 Email: midhunraj.kannan@hindujahousingfinance.com,
Posted 1 day ago
2.0 - 6.0 years
0 Lacs
bhubaneswar
On-site
As a key member of the Credit Team for Working Capital Finance, you will be responsible for managing a team of Credit Managers. Your primary tasks will include underwriting and preparing proposals for Working Capital Finance, both Fund and Non-Fund based. It will be crucial to maintain the desired quality levels in underwriting cases to achieve branch business targets through proper training and decision-making within defined Turnaround Time (TAT). Additionally, you will have the opportunity to interact directly with customers by visiting them for personal discussions and structuring deals. Monitoring reports and portfolio quality will be a key aspect of your role, where you will take necessary steps to uphold the required quality standards. Evaluating customer proposals for Home Loans, Loan against Property, and understanding property-related aspects such as legal title and market value will also be part of your responsibilities. Effective coordination with various departments including sales, operations, legal, technical, and customer service will be essential for the success of the team. The ideal candidate for this position should hold a qualification as a Chartered Accountant (CA) with relevant underwriting experience. Technical underwriting experience and strong analytical skills are important job knowledge requirements. Experience of 2-4 years in relevant working capital products is desired, along with the ability to handle time-bound activities effectively. Being an effective team player, having a sense of urgency, and a keenness to learn are also key skills and attributes required for this role.,
Posted 2 weeks ago
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