Credit Manager-HOUSING FINANCE-Credit Candidate Experience site

2.0 - 6.0 years

0 Lacs

bhubaneswar

On-site

As a key member of the Credit Team for Working Capital Finance, you will be responsible for managing a team of Credit Managers. Your primary tasks will include underwriting and preparing proposals for Working Capital Finance, both Fund and Non-Fund based. It will be crucial to maintain the desired quality levels in underwriting cases to achieve branch business targets through proper training and decision-making within defined Turnaround Time (TAT). Additionally, you will have the opportunity to interact directly with customers by visiting them for personal discussions and structuring deals. Monitoring reports and portfolio quality will be a key aspect of your role, where you will take necessary steps to uphold the required quality standards. Evaluating customer proposals for Home Loans, Loan against Property, and understanding property-related aspects such as legal title and market value will also be part of your responsibilities. Effective coordination with various departments including sales, operations, legal, technical, and customer service will be essential for the success of the team. The ideal candidate for this position should hold a qualification as a Chartered Accountant (CA) with relevant underwriting experience. Technical underwriting experience and strong analytical skills are important job knowledge requirements. Experience of 2-4 years in relevant working capital products is desired, along with the ability to handle time-bound activities effectively. Being an effective team player, having a sense of urgency, and a keenness to learn are also key skills and attributes required for this role.,

Posted 6 days ago

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