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1.0 - 5.0 years

0 Lacs

karnataka

On-site

As a Digital Lending Strategist at Muthoot Finance, you will play a pivotal role in the large-scale transformation of the company. Your primary objective will be to build sustainable scale across various Unsecured & Secured lending businesses by leveraging existing customer and branch base across products, as well as on-boarding new customers. One of the key focus areas will be to build and scale digital channels to drive growth and achieve strategic objectives. Based in Bangalore, at the Corporate Office, you will be responsible for designing a comprehensive Digital lending strategy for Gold loan, related products, and Secured Loans like Property loans. The target customer segments include self-employed individuals and salaried professionals, with self-employed customers being the primary focus. Key Responsibilities: - Execute and scale up the development of Gold Loan/Property Loans Digital DIY & Call center/Sales journeys. - Track the Digital funnel and implement necessary enhancements to optimize performance. - Develop and scale best-in-class Digital Lending across various channels including DIY for customers, assisted journeys through Sales app & call center. - Collaborate with internal teams and external partners to ensure timely development changes and leverage third-party solutions for digital lending journeys. - Monitor and analyze the competition in the digital lending landscape to stay updated on the latest trends and volumes. Required Skills: - Ability to conceptualize End-to-End customer/Sales/Call center journeys focusing on customer convenience and backend technology. - Proficiency in Microsoft Excel/Google Sheets is essential. - Familiarity with Bank end systems and processes such as LOS/Loan Management system/BRE. - Sound understanding of Lending technology landscape including APIs. - Strong strategic, quantitative, analytical, and communication skills. - Organized, methodical, proactive planner, and efficient executor. - Knowledge of Secured Loan and Gold Loan customer segments. - Previous coding experience on web or Android platforms is advantageous. Qualifications: - Engineering degree from a reputed college & MBA (Marketing and/or Finance). If you have 12 to 18 months of experience in executing and scaling up digital lending initiatives and possess the required skills and qualifications, we encourage you to apply for this challenging and rewarding role at Muthoot Finance. Join us in driving the digital transformation of the lending landscape and be a part of our growth journey.,

Posted 22 hours ago

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0.0 - 3.0 years

0 Lacs

navi mumbai, maharashtra

On-site

As an MBA in Human Resources with a keen interest in next-generation technologies and a drive to lead, you have the opportunity to embark on an exciting Internship with 1Point1 Solutions. We are looking for an enthusiastic HR Intern who is eager to take ownership of the hiring process and play a pivotal role in our dynamic organizational growth. If you are proactive, eager to learn, and passionate about making a significant impact, we welcome you to join our team. As an HR Intern Talent Acquisition Lead at 1Point1 Solutions, you will have the chance to be part of an organization that values innovation and leadership. This role is suitable for individuals with 0 to 6 months of experience, including freshers, who are willing to contribute to our team based in Navi Mumbai. Your responsibilities will include the end-to-end management of HR hiring processes, collaborating with stakeholders to achieve recruitment goals, and pioneering innovative talent acquisition strategies. This position offers you a platform to showcase your leadership and strategic skills while gaining exposure to cutting-edge HR practices in a rapidly growing organization. If you are ready to shape the future of HR and kickstart your journey towards becoming a leader in the field, we encourage you to apply for this internship opportunity. You can share your updated CV with us via email at abhilipsa.pattanayak@1point1.com or connect with us directly via chat for more information. Join us at 1Point1 Solutions and be part of a team that is dedicated to empowering individuals to grow and succeed in their careers. Your potential to make a difference starts here!,

Posted 4 days ago

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7.0 - 12.0 years

0 Lacs

maharashtra

On-site

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Citi's Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control, and report material aggregate risks. We are currently looking for a high caliber professional to join our team as Vice President, Independent Risk - Credit Approver - Hybrid (Internal Job Title: Credit Portfolio Officer - C13) based in Mumbai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and manage your financial well-being to help plan for your future. The Credit Portfolio Officer mid-level position is responsible for leading activities including credit review, credit approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties. In this role, you are expected to: - Provide independent review and approval of extensions of credit to the allocated portfolio spread across diverse industries. - Exercise independent credit underwriting decisions as per delegated credit authority. - Participate in audits/reviews - internal, regulatory, etc. Will work with other stakeholders in maintaining data quality/correct reporting. - Lead key business projects and the implementation of initiatives related to policy governance and manage policy exceptions/approvals and entries. - Conduct gap analysis and remediation work of any misalignments for policy changes. - Provide regular feedback on all initiatives, tracking, reviewing, and reporting emerging trends and opportunities to senior management. - Review and approval of criticized portfolio; formulation of account strategies and supporting remedial activities. - Monitor the trending of customers" business - this will include doing independent research on the industry segments, collating feedback from trade and industry leads, meetings with customers, etc. - Assist in implementing the Early Warning process so that credit-related trends are identified early on. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets. As a successful candidate, you'd ideally have the following skills and exposure: Qualifications and Experience: - The candidate should have around 7-12 years of credit experience across Small and Medium Enterprises (SME) and/or Mid-Market Enterprises (MME)/portfolio management. - Experience in handling early warning/remedial portfolio will be beneficial. - Consistently demonstrate clear and concise written and verbal communication. - Demonstrated ability to view data holistically and remain detail-oriented to synthesize, prioritize, and deliver results with urgency. - Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation, and strategic skills. - Proven ability to obtain support and buy-in across a wide range of internal and external audiences. Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact. Take the next step in your career, apply for this role at Citi today.,

Posted 6 days ago

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