7.0 - 11.0 years

0 Lacs

haryana

On-site

The responsibilities for this role will include: - Conducting early assessment of segment level loss rates and taking prompt action on the segments. - Launching challenger segments and quantifying the expected benefit and loss from the same. - Having exposure to unsecured and secured lending. - Maintaining close interaction with the Product team for recommending changes in policies or workflows. - Demonstrating a detailed understanding of in-house systems and the ability to adapt legacy systems as needed. - Collaborating with teams such as Data Science, Product, and Business to establish and monitor underwriting strategies. - Taking portfolio action through offus behavior from bureau/alternate data triggers. - Monitoring implemented strategies to continuously assess business and risk impact. - Promoting a self-service culture by understanding trends and behaviors in Risk reporting and driving appropriate enhancements to maximize the utilization of reporting and analytics toolsets. - Effectively navigating complex problems and ensuring systematic problem-solving where risk issues are analyzed, options evaluated, and decisions aligned with BharatPe Values. In terms of interaction, the role involves collaborating with teams like Data Science, Product, Technology, and Business. The position requires a hands-on approach to risk segmentation and proactive risk assessment in the portfolio. The ideal candidate should possess a curious mind and the ability to assess acquisition and portfolio level risks. They should be able to constantly identify changes to be initiated and evaluate their impact on business and risk. Qualifications and Experience: - Minimum of 7 years of Risk Analytics or Portfolio Management experience in Financial Services/Fintech, preferably in Credit Card/Unsecured Loan. Skills and Know-how: - Hands-on experience in defining risk strategies, managing portfolios, and building risk models and policies, with strong problem-solving and analytical thinking skills. Behaviors: - A Growth & Tech-first Mindset, demonstrating aggressiveness, a 10x approach, and a focus on building for scale. - Proficiency in quantitative analysis, data mining, trend analysis, and creating insights within large data ecosystems. Proficiency in data tools like SQL/Python. - Experience with Alternate data alongside Bureau Data Management and designing Risk Strategies using the same. - Effective communication and Stakeholder management skills, with the ability to present viewpoints cogently and engage effectively with stakeholders ranging from external partners to CXOs.,

Posted 5 days ago

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