8 Micro Finance Jobs

Handling of regional team of Territory Managers, Branch Managers, FLO across the geography assigned. Managing regional microfinance portfolio by retaining existing customer with quality services. Strategy formulation for delivering target. Required Candidate profile Stable Candidate with experience in MICROFINANCE vertical sales.

Responsibilities: * Manage client relationships through regular communication and feedback. * Identify new business opportunities within existing network. * Collaborate with team on sales strategies and product knowledge. Health insurance Sales incentives Gratuity

Develop and execute the national JLG business strategy in alignment with the Bank's objectives. Suitable experience in various microfinance services and products Identify growth opportunities, market trends, and competitive landscape to drive expansion, and contribute to the growth strategy of inclusive banking. Formulate annual business plans, budgets, and financial forecasts for JLG operations. Proficiency in managing both Liabilities and UBRC (Unbanked Rural Centre) business. Oversee day-to-day operations of JLG activities, ensuring efficiency and effectiveness Implement best practices in customer acquisition, loan disbursement, collections, and portfolio management. Monitor and evaluate the performance of regional and branch teams against targets and OKRs. Lead, mentor, and develop state/zonal heads and their teams to achieve high performance. Foster a collaborative and high-performing culture that aligns with the organization's values and mission. Ensure compliance with all regulatory requirements and internal policies. Utilize data and analytics to drive decision-making and continuous improvement. Qualification Experience A Master's degree or MBA is preferred Minimum of 18 to 25 years of experience in microfinance with at least 3 years in a senior leadership role managing JLG. Proven track record of successfully driving business growth and managing large teams.

KEY DUTIES & RESPONSIBILITIES OF THE ROLE Managing end to end collections for the unsecured and secured lending business. Deep understanding of microfinance collections , consumer lending, and risk management. Building a robust collection team both in-house and BC workforce . Responsible for the development, monitoring and implementation of Loans Collections strategies. Identify and pursue opportunities that enhance the collectability of financial return. Setting up fraud management and operations practices to reduce delinquency ratios . Ability to come up with data driven insights and interventions. Defining performance driven incentive culture. Implementation of technology-enabled collection practices and new age solutions. Audit, review & document Collections policies, strategies & practices. Publish key management information and collection scorecards on a regular basis to support business direction. Work closely with Business, Legal , Compliance and Other Support functions in order to ensure best practices within the organization. Ensuring compliance with statutory and regulatory requirements under different acts set by Reserve bank of India. MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS Strong analytical, negotiation, and communication skills. Familiarity with data analytics, automation, and digital tools for collections. Excellent team leadership Strategy Development Portfolio Management Process Improvement Ensure Compliance Data Analysis & Problem-solving abilities. Stakeholder Management Ability to work effectively in a fast-paced and challenging environment. COMPETENCY & SKILLS REQUIRED Result Orientation Business Acumen Ability to deliver in high pressure Team Management Good Networking with Local Authorities

Identifying new business opportunities and lead generation Presenting the company's solutions and services to potential clients Meet monthly sales targets and provide daily field updates Meeting or exceeding sales targets Deal-making and negotiating Required Candidate profile Bachelor’s degree 2+ Years experience in Field sales Good communication Ability to build and maintain relationship Possession of a smartphone and a motorcycle Prefer local candidate Call: 6354086229

Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage Skills Qbasic Highest Education HSC Working Language Tamil

Processing & generating leads for Micro LAP & Micro Housing finance by accessing their income through personal discussion & field Visit. Track and Ensure Repayments of the Loan disbursed Lead generation & conversion for existing micro finance members who require MICRO LAP or MICRO Housing Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner Sourcing & Completion of Loan document application form filling and follow-up to be done till disbursement stage Skills Commercial Design Highest Education Bachelor of Business Administration Working Language English Tamil Location - Chennai,Thiruvannamalai,Tiruvannamalai,Vellore

Manage & ensure 100% collection for all the Micro finance members allotted . Ensure leads are generated for retail asset product like LAP /HL Has to Ensure & adhere process compliance as defined by the organization while achieving the business targets Process Compliance Adhere to the laid down processes for repayment and relationship management with customer. Ensure payments are collected in time Continues Follow-up on Collection with the customer Customer Interaction(Locate and Notify customer) Adherence to timelines on collections Interact the clients in a courteous manner and maintain punctuality in center meetings Skills Sales Highest Education Bachelor of Arts Working Language Marathi