Manager - Credit

As a Credit Assessment professional, your primary responsibility will be to evaluate the creditworthiness of Cleantech finance applicants, which includes both businesses and projects. This involves analyzing financial statements, credit reports, and other relevant data to assess risk profiles accurately. Your role will also involve providing well-supported credit recommendations, including credit limits and terms, and collaborating with cross-functional teams to ensure alignment with business objectives. In addition to credit assessment, you will be responsible for managing the credit portfolio effectively to minimize risks and maximize returns. This includes identifying early warning signs and taking proactive measures to mitigate potential losses. You will also need to ensure compliance with internal credit policies and regulatory requirements, contributing to the development and refinement of credit policies and procedures. Building and maintaining strong relationships with clients and partners will be crucial in this role. Your responsibilities will also include conducting comprehensive risk assessments, identifying potential credit risks and opportunities, as well as analyzing industry-specific risks and market dynamics affecting Cleantech projects. You will be required to prepare accurate and comprehensive credit reports and documentation while maintaining detailed records of credit assessments and decisions. Staying informed about Cleantech industry trends, market dynamics, and emerging risks is essential. You will need to apply market insights to credit assessments and risk management effectively. Additionally, you will be responsible for preparing divisional P&L reports for Lease Business, including India Desk and Japan Desk, performing COF rate and RM mapping, and executing adjustment entry uploads for PF Term loan reports into BO. Automating reporting processes to enhance efficiency and accuracy will also be part of your responsibilities. Furthermore, you will be expected to provide ad-hoc reports as required by the business to support decision-making and assist in generating data for CTLC debit notes, verifying their correctness. This role requires attention to detail, analytical skills, and the ability to work effectively in a dynamic environment.,