6 Loans Sales Jobs

ROLE PURPOSE & OBJECTIVE Managing End to End sales life cycle of tapping prospects through marketing activities, understanding their requirement and rendering advice Negotiating commercials, timely disbursement of loan and providing other Bank Products. Implementing tactics to enhance market penetration through DSA channels & marketing activities. To set up distribution DSA channel involving in DSA empanelment & handling cases referred by DSAs directly. Applicable to all loan officers with 12 Months of service SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Cost of hiring and placing new Relationship Officers at Branches Operational Cost of managing the Conveyance and Claims of Relationship Officers Cost of procurement marketing collaterals, sales aids Shall be expected to manage a portfolio of Rs.15 Cr. Progressively Managing a single product across the branches of operations Managing a team size of 5 employees progressively Managing assets like marketing collaterals, Stationary, Dockets and Systems Managing hiring and placement of Relationship Officers in required Branches KEY DUTIES & RESPONSIBILITIES OF THE ROLE Candidate should be able to deliver budgeted business figures from the Cluster of control through placing adequate manpower across active branches. He/She is also responsible for building a quality portfolio without compromising on quantum of business Business/ Financials Engaging & empaneling with various DSAs in that particular location for increasing Traffic for HL To set up distribution via DSA enrollment across the location. Targets on number & value of files for Log-in, approval, disbursement of HL 65% of target of HL 15% from FD, 15% of S/A and 10% of standalone Insurance Collection of Bounced cases for no zero default track of all customers sourced. FTR on all files Customer (Both Internal & External) Attend and address customer queries and grievances within the defined TAT. Managing internal and external customer relationship to ensure customer satisfaction. Ensure customers are educated about all products/services offered by Ujjivan. Ensure lower customer attrition by providing different products as per customer requirement. Focus on lower TAT as per laid down standards. Internal Process FTR on all work/processes/ files Well spread file flow of log-in and disbursal over a month. Documentation and preparation of process manuals Innovation & Learning Mentor loan officer too graduate to next level. Work towards grooming self for next level of cluster manager with help of Cluster Manager & Area Manager. Completion of goal setting and appraisal on time MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS Educational Qualifications Graduate with 1 -2 Year experience in Housing Loans Post Graduate with 6-12 months experience in Housing loans Experience(Years and Core Experience Type) 3 years in sales and documentation of loans of which at least 1 year in Housing Loans handling DSAs, home loans or loan against property in an NBFC/ Bank/HFC. Mixed experience of Sales & Credit is acceptable, but should be predominantly in sales Certifications Relevant certifications shall be an added advantage Functional Skills Ability to create teams and drive sales performance. Will be required to take complete ownership of Housing business at Cluster level. Ability to engage with DSAs, customers, Plan & execute Marketing and Sales promotion Ability to speak and read regional language(s)- is desirable. Ability to communicate in English (Read-speak-write) is required. Has good verbal fluency and uses simple, clear and purposeful language. Adequate Computer knowledge Behavioral Skills Sound Product knowledge Should possess Training Skills Willingness to travel & relocation as per business requirements and career opportunities Managing customer relations Performance oriented Competencies Good Computer Knowledge Competent to handle MIS systems and Lending Software KEY INTERACTIONS INTERNAL EXTERNAL Product and Marketing Team Regional Operations, Credit Audit, Vigilance and FCU team Area Technical Manager Legal Vendors External marketing agencies Competitor Counterparts

Responsibilities Generate Leads and Identify Potential Clients: Actively seek out potential clients interested in home loans through various channels like referrals, networking, and outreach. Sourcing business through open market activities and building relationships with real estate agents, builders, and other referral sources. Conduct field visits to assess client needs and explain home loan products. Client Consultation and Education: Understand the financial needs and goals of potential borrowers. Educate clients about different home loan products, their features, benefits, terms, and conditions. Guide clients in selecting the most suitable home loan option based on their financial situation and eligibility. Provide detailed information about the loan application process. Loan Application and Processing: Assist clients in completing loan applications and gathering all necessary documentation. Ensure timely and accurate submission of all required documents. Coordinate with internal teams, including the underwriting department, to facilitate smooth processing and approval of applications. Maintain regular contact with clients, providing updates on their loan application status. Relationship Management: Build and maintain strong relationships with existing clients to ensure satisfaction and potentially generate future business or referrals. Foster relationships with real estate agents, builders, and other referral sources to ensure a steady flow of leads. Sales Targets and Performance: Achieve and exceed monthly and quarterly sales targets for home loan products. Provide regular reports on sales activities, pipeline status, and performance metrics to management. Preferred candidate profile Interested in Sales (HL/LAP) Experienced into Loans Sales form Open market / Field Sales (HL, LAP, Mortgages, PL, BL, Any other loans). CIBIL score Not less than 700. Benefits Salary + Unlimited Incentives + LTA 3000 P.M + 1.5lakhs - 2.5Lakhs Bonus per year.

Role & responsibilities: Identifying New Markets, must work towards attracting new customers and generating leads through local activities like organizing canopy activities/leaflet distribution/cold calling and etc. To deliver a high-quality client service and customer retention approach to managing client relationships to enhance product sales and new client growth targets. Achieve agreed individual performance targets for income generation, product sales and new client growth targets. Evaluate customer profiles and assess eligibility for LAP. Collect and verify necessary documents, including property and income proofs. Coordinate with credit teams for sanctioning loans and ensure compliance with underwriting policies. Provide end-to-end support to customers, ensuring smooth processing of their loans. Resolve customer queries and maintain high levels of satisfaction. Preferred candidate profile: Candidates should have minimum 6 months of experience in handling HL & LAP Sales. Male Candidates Preferable. Perks and benefits: Attractive Salary + Incentives + Other benefits as per company norms. Further details you can call / send your resume on WhatsApp @8897692660 (Janani HR)

Source new home loan customers Achieve sales targets Build relationships with client Recommend suitable loan products Ensure complete & accurate documentation Coordinate for smooth loan processing and disbursal Track market trends & competitor offers Required Candidate profile Graduate in Finance, Business, or related field 1-years in home loan sales Knowledge of home loan process & documentation Good communication & sales skills Self-driven & result-focused CRM knowledge

Recruit and manage a team Leader of Life Insurance Drive team activation, conduct field activities, provide training and mentoring, ensure performance, and independently build a strong market presence in Sagar and surrounding areas. Required Candidate profile Min. 3+ yrs in BFSI with 6+ months Life Insurance exp. Graduate, age 25–45, with fieldwork & leadership skills. Local market knowledge of Sagar preferred. Must have sales & t team handling ability.

Strategic Sales Leadership: -Support the Head of Home Loans in implementing sales strategies -Loan sanction and disbursement goals Team Management Partner & Stakeholder Management Customer Experience & Loan Conversions Compliance & Reporting Required Candidate profile MBA preferred 8–12+ years of experience in home loans, mortgage sales, or real estate finance Strong expertise in home loan and mortgage financing Lending ecosystem relationships