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5.0 - 10.0 years
20 - 25 Lacs
Karnataka, Bidadi
Work from Office
We are looking for a Senior Manger Plant & Operation Finance based out of Bangalore locations to lead Finance function at plant level. This person will be responsible for handling all the Plant finance and costing related activities at plant level including statutory compliance. Team of 2-3 Finance executive will be reporting to this person. Product costing and variance analysis for the plant cost (covering RM/PM and factory overhead) Working with operation / Supply chain team on operation cost, preparation of their operating plan, tracking of actual cost against budget and reporting of variance. Identification of cost saving opportunities and working with cross functional team on cost saving projects. Supporting Finance controlling team in Statuary audits with company auditors, Tax audits (Direct and Indirect), Internal Audits and any Due Diligence audit conducted by Investors. Provide insightful information and explanation to senior executives to aid in long-term and short-term decision making. Setting up of Internal Financial Controls for the operations of company and ensuring the compliance for same. Working with operation team on new capex at plant level and tracking ROI of such investments. Building adequate inventory controls at plant level for correct reporting and valuation of inventory. Work on special projects like ERP implementation etc. Nice to have Experience working with dairy farmers or in agricultural financing - Familiarity with video conferencing tools and digital platforms - Certification in credit analysis or a related field
Posted 2 days ago
4.0 - 6.0 years
5 - 6 Lacs
Bengaluru
Work from Office
Job Summary: We are seeking a skilled Credit Underwriter to join our team in evaluating loan applications from dairy farmers. The successful candidate will conduct video calls with applicants to gather financial information, analyze cash flow, and make informed decisions on loan approvals. The Credit Underwriter will also maintain accurate records, track portfolio quality, and perform loan utilization checks. Key Responsibilities: 1. Conduct Video Calls: Engage with dairy farmers via video calls to gather information on income sources, assets, household details, and liabilities. 2. Analyze Cash Flow: Evaluate applicants' cash flow to determine their ability to repay loans. 3. Make Loan Decisions: Use sound judgment and credit expertise to approve or decline loan applications. 4. Maintain Accurate Records: Keep detailed records of video calls, applicant information, and loan decisions. 5. Track Portfolio Quality: Analyze data to monitor portfolio quality, identify trends, and recommend improvements. 6. Perform Loan Utilization Checks: Verify that loan funds are being used for intended purposes. 7. Stay Up-to-Date: Maintain knowledge of credit policies, procedures, and regulatory requirements. 8. Good understanding of credit bureau reporting and bank account statements Make Loan Decisions, Track Portfolio Quality, Loan reimbursement, credit policies, Loan regulatory. Nice to have Experience working with dairy farmers or in agricultural financing - Familiarity with video conferencing tools and digital platforms - Certification in credit analysis or a related field
Posted 2 months ago
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