Regional Legal Manager (Non Litigation-Pune) AB Housing Finance Limited

7.0 - 11.0 years

0 Lacs

pune, maharashtra

On-site

You will be responsible for building an ecosystem to assess, recommend, and decide on the viability of credit lending proposals based on established processes and market information. Your role will involve mitigating title risks in retail loan proposals and facilitating decision-making for approving authorities. Additionally, you will ensure legal assessment, approval, and recommendation of retail, prime, affordable, and CF proposals. Your tasks will include reviewing PDD/escrow, maintaining MIS, monitoring exceptions, formulating product/policy/procedures, guiding business/credit/risk teams, and providing advice on referrals/escalations. You will be responsible for legal vetting, drafting legal documentation, and driving the entire LDD process with external lawyers. Furthermore, you will engage with various business units for optimizing opportunities, suggesting risk mitigation measures, negotiating contracts, ensuring efficient Turnaround Time (TAT), and deploying processes for high-quality TATs. You will liaise with credit and pricing committees, provide inputs for new products/norms, and stay updated on lending space developments. Your responsibilities will also include portfolio monitoring, analyzing non-recoverability risks, recommending strategies, detecting early warning signals, collaborating with stakeholders, managing ECL, constructing and monitoring MIS, enhancing team skills, and fostering a risk culture across business units. To excel in this role, you should have a minimum of 7-9 years of experience and hold a Graduate Diploma qualification. You will need to possess strong communication, analytical, and decision-making skills to effectively manage lending proposals, risk monitoring, and stakeholder relationships. Additionally, your ability to adapt to dynamic market environments, address regulatory requirements, and lead team initiatives will be crucial for success in this position.,

Posted 5 days ago

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Legal Manager SK Finance Ltd

5.0 - 9.0 years

0 Lacs

madhya pradesh

On-site

As an individual in this role, you will collaborate and engage with External Vendors to scrutinize property titles. Your expertise in property title chains, property laws, and mortgage laws, particularly in the realm of affordable loans and LAP, will be essential for success in this position. You will be responsible for formulating region-specific policies related to collateral and developing streamlined and effective processes for legal assessment. A significant aspect of your role will involve vetting Original Property Papers and conducting regular training sessions at Branch locations to educate teams on legal processes. You will also be tasked with resolving queries from Sales, Credit, Business, and Operations teams. Effective external vendor management and audit resolution for the Internal Audit Department will be part of your responsibilities. Moreover, you will be involved in providing process training for new employees at both Pan India and State levels. It will be crucial for you to detect and analyze gaps in the case of any property document-related frauds. Additionally, physically visiting authorities for collateral verification and tracking and maintaining OTC/PDD for timely closure will be integral to your daily tasks.,

Posted 1 week ago

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