Branch Credit Manager HDB Financial Services

4.0 - 7.0 years

3 - 5 Lacs

Kanpur

Work from Office

JOB ROLE Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular repayment of EMI KEY RESPONSIBILITIES Credit Decisions • Take sound lending decisions based on available information & interactions with the applicants. • Manage credit quality and control delinquencies, frauds. Monitoring Performance • Managing performance in terms of key drivers i.e. Loses / Portfolio quality parameters Cost of credit administration Employee Productivity

Posted 4 days ago

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Branch Credit Manager HDB Financial Services

4.0 - 7.0 years

3 - 5 Lacs

Moradabad

Work from Office

JOB ROLE • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrument replenishment to ensure regular repayment of EMI KEY RESPONSIBILITIES Credit Decisions • Take sound lending decisions based on available information & interactions with the applicants. • Manage credit quality and control delinquencies, frauds. Monitoring Performance • Managing performance in terms of key drivers i.e. Loses / Portfolio quality parameters Cost of credit administration o Employee Productivity

Posted 4 days ago

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Cluster Credit Manager Moneyplus Financial Services Limited

5.0 - 10.0 years

6 - 9 Lacs

Ahmedabad, Gurugram, Jaipur

Work from Office

Managing credit operations Evaluate creditworthiness of potential clients Liaise with other departments to ensure smooth processes Team handling Comfortable in travelling Appraising, decisioning cases with utmost due diligence within agreed TAT

Posted 3 weeks ago

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