Credit Manager - Secured Business Loans Tata Capital

3.0 - 7.0 years

0 Lacs

andhra pradesh

On-site

As a Credit Officer, your primary responsibility will be to verify whether all loan applications are assessed in accordance with the credit policy, ensuring that any deviations are appropriately mitigated and documented. You will have direct interactions with customers, conducting personal discussions and interviews to evaluate their creditworthiness. It will be crucial for you to ensure that all files are processed within a reasonable timeline while establishing strong relationships with customers. In addition to customer interactions, you will collaborate with the sales and operations teams to gather accurate data for loan processing. You will play a key role in the security creation process for secured loans, ensuring compliance with all KYC guidelines mandated by the RBI. Your analytical skills will be essential for processing data using computer spreadsheets and evaluating credit parameters. Your role will also involve relationship management, where you will coordinate with sales and relationship managers to ensure proper documentation and address any audit queries promptly. A deep understanding of various risk dimensions such as operational risk, credit risk, and market risk will be necessary to perform your duties effectively. Furthermore, you should be comfortable assessing clients even in the absence of audited financial statements. Flexibility and willingness to travel within the city may be required to fulfill the responsibilities of this role effectively.,

Posted 5 days ago

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Intern Onboarding Executive Webplat Technologies Pvt Ltd

0.0 - 4.0 years

0 Lacs

pune, maharashtra

On-site

You should have a basic understanding of KYC guidelines, regulations, and compliance norms applicable to the banking and financial sectors. You should be eager to learn account opening and customer onboarding processes, with a focus on documentation accuracy and verification protocols. Any internships or academic exposure to the banking or financial institution will be an added advantage. Good communication skills in Hindi or English are essential for effective coordination with clients, bank officials, and internal teams. You should be willing and able to travel outside Pune for bank meetings, documentation, and follow-ups. Additionally, you should have a good working knowledge of computer applications, including MS Office and digital onboarding/KYC tools. Strong organizational skills, attention to detail, and the ability to handle sensitive information with professionalism are crucial for this role. You should be capable of managing multiple onboarding cases simultaneously and performing well under pressure. A proactive mindset with a willingness to continuously learn and adapt to evolving onboarding practices is also required. This is a full-time position. A Bachelor's degree is preferred for this role. The work location is in Pune, Maharashtra, and a willingness to travel up to 25% of the time is preferred. The work will be conducted in person.,

Posted 1 week ago

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