Junior Sales Officer

We are looking for a passionate, results-driven Junior Sales Officer to join our team. In this role, you will be responsible for promoting and selling Housing Loans and Loan Against Property (LAP) to potential customers. You will need to build relationships, provide excellent customer service, and meet sales targets. This is an exciting opportunity for a self-motivated individual to start their career in the financial services sector and work with a dynamic team.

Key Responsibilities:

• Sales and Business Development:
• Generate leads and convert prospects into customers for housing loans and LAP products.
• Identify and approach potential clients, including individuals and businesses, to promote loan products.
• Conduct regular follow-ups with clients and provide relevant product information.
• Achieve monthly, quarterly, and annual sales targets.
• Customer Relationship Management:
• Build and maintain long-term relationships with clients to ensure repeat business.
• Understand customers' financial needs and provide tailored solutions to meet their goals.
• Guide customers through the loan application process, providing assistance with documentation and queries.
• Market Research and Competitor Analysis:
• Conduct market research to identify new business opportunities.
• Monitor competitor products and market trends to stay updated with industry changes.
• Documentation and Compliance:
• Ensure all documentation related to loan applications is accurate and compliant with regulatory requirements.
• Coordinate with the credit and operations team to ensure smooth loan disbursement.
• Collaboration:
• Work closely with the operations team to ensure a seamless loan application process.
• Coordinate with the marketing team to develop promotional strategies and campaigns.

Key Skills & Competencies:

• Sales Skills: Ability to close deals, handle objections, and upsell products.
• Communication: Excellent verbal and written communication skills.
• Customer Service: Ability to understand client needs and deliver solutions that exceed expectations.
• Product Knowledge: Familiarity with housing loan products, Loan Against Property (LAP), and financial services.
• Negotiation Skills: Ability to negotiate loan terms and interest rates effectively.
• Attention to Detail: Ability to manage documentation accurately and ensure compliance.

Job Type: Full-time

Pay: ₹15,000.00 - ₹25,000.00 per month

Benefits:

• Provident Fund

Schedule:

• Day shift

Application Question(s):

• How many years of experience do you have in LAP/HL

Work Location: In person