Branch Credit Manager - Mortgage, Tirupattur Piramal Capital & Housing Finance (PCHF)

4.0 - 9.0 years

4 - 6 Lacs

Tirupathur

Work from Office

Roles and Responsibilities Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions Handle oversight & review of credit underwriting of Housing finance in the mapped cluster. Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversight. Assess the training and development needs of the team and continuously improve underwriting capability Should be willing to adapt to digital tools and processes Desired Candidate Profile Sanction to Disbursement TAT Adherence to credit norms & sanctioning conditions Customer service Audit and compliance Portfolio Quality Must have experience in Home Loan & Loan Against Property Job Location: Chennai - Kelambakkam, Nanganallur and Porur If interested, Please share your updated resume to maruthu.pandianp@piramal.com

Posted 3 days ago

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Branch Credit Manager -Mortgage Noida Sec 62 CPU Unit Piramal Finance

4.0 - 9.0 years

4 - 8 Lacs

Noida

Work from Office

Roles and Responsibilities Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions Handle oversight & review of credit underwriting of Housing finance in the mapped cluster. Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversight. Assess the training and development needs of the team and continuously improve underwriting capability Should be willing to adapt to digital tools and processes Desired Candidate Profile Sanction to Disbursement TAT Adherence to credit norms & sanctioning conditions Customer service Audit and compliance Portfolio Quality Must have experience in Home Loan & Loan Against Property Job Location: Noida Sec 62 Branch Credit Underwriting CPU Branch If interested, Please share your update resume to reena.rai@piramal.com

Posted 3 days ago

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