Hiring: Regional Credit Manager | Auto Loan

O3 Hire

5 - 10 years

14 - 19 Lacs

Mumbai Suburban Navi Mumbai Mumbai (All Areas)

Posted:2 days ago| Platform:

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Skills Required

Credit Approval car loan Auto Loans Credit Policy Refinance Four Wheeler Loan Car Finance Credit Underwriting PV Used Car Four Wheeler Preowned Car Loans Credit Credit Risk Vehicle Finance New Car Loan Commercial Vehicle Loans Used Car Loan Auto Finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

Key Accountabilities:

Underwriting strategy.
Assess proposals basis usage.
Understand and derive financial trends of applicants.
Prepare management OR credit committee level approval proposals.
Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies.
Adherence to turn around times on customer loan requests, as per the agreed service level agreements
Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance.
Maintain system data quality.
Comprehensive profile study and financial analysis and proposal making.
Should be well versed in financial ratios, viability studies, Cash flows, entity net worth check.
Team monitoring, mentoring and appraisals.
Timely input on policy enhancements and optimization.
Knowledge of regulatory reporting on account status and monitoring.
Understanding market dynamics and frequent visits to customers.
Portfolio monitoring and reporting to management and relevant stakeholders.

If this opportunity matches your caliber, then apply for the same. Our team will connect you post the initial screening process.

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