4.0 - 9.0 years

7 - 11 Lacs

Mumbai

Work from Office

Role & responsibilities: Daily:- Implementation of Credit policy of the bank and ensuring regulatory guidelines relating to Credit is adhered by the bank. To check the compliance to the Priority Sector lending guidelines of RBI and the plan for the banks achievement of PSL guidelines. To provide periodic MIS on credit risk to the CRO and to support CRO to handle all credit related issues of the bank. Calculation of prudential limits including single Counter Party, Group Counter Party limits, Industry Risk, Geographic Risk etc. To daily check whether the bank as a whole does not exceed the prudential limits. To do Credit Stress Testing To adhere to the RBI credit restriction guidelines and regulatory guidelines for monitoring of Credit risk. To adhere to the reporting framework of RBI (given below non exhaustive list) Weekly:- Calculating RBI Loan Aged file Product-wise RBI Undrawn position Product-wise Return on Defaulted Borrowers (RDB) RBI Weekly FCY LCBD Maturity Data Loan Disbursement Data Fortnightly:- Calculating RBI Loan Aged file Product-wise RBI Undrawn position Product-wise Monthly:- RBI CRILC Main RBI SMR 6 AB Data on Collection efficiency Report on Asset Quality (RAQ) - Sector wise RBI Monthly CIBIL-Suit file Reporting Calculating RBI Loan Aged file Product-wise for IRS Reporting Quarterly:- Report on Asset Quality (RAQ) - Sector wise RBI Quarterly Report on Large Corporates (RLC) - Sector wise RBI Quarterly Risk Based Supervision (RBS) -Sector wise RBI Quarterly CRILC Main RBI Quarterly CRILC SMARBI Quarterly Basic Statistical Returns (BSR 1A) RBI Quarterly ADEPT RBI Quarterly LEF RBI Quarterly CIBIL Reporting Quarterly Annually: - APSA Annually Tranche Data (RBI Yearly Requirements) Bank Profile data (RBI Yearly Requirements)

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