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3.0 - 8.0 years
8 - 18 Lacs
New Delhi, Faridabad, Delhi / NCR
Work from Office
Greeting from Axis Bank! We have an opening for SEG - Credit Analyst for Delhi About Commercial Banking Group: The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements. Key Responsibilities Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.) Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines Conduct review / renewal of accounts Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc. Qualifications: Optimal qualification for success on the job is: Graduates with a good academic background CAs/Management Graduates/ICWAs will be preferred Role Proficiencies: For successful execution of the job, the candidate should possess the following: Good understanding of financial ratios and concepts Good communication (both verbal and written) skill in both English and the local language
Posted 3 weeks ago
1.0 - 4.0 years
1 - 4 Lacs
Jaipur
Work from Office
Job profile for Sr. Credit Analyst / Credit Analyst This is a critical role for our company. The Credit Analyst will be responsible for full process of completion of loan application as per lender policies, from initial document collection to loan application preparation and verification through to settlement by the bank. Key responsibilities of the profile will include: Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit- assessment calculations. He / She will assist our broker clients in research and developing loan strategies by comparing the policies suitable for a borrowers scenario, enter application data into loan processingsoftware, data verification, document collation / verification and client servicing. Client communication - interact with clients or lenders via email, phone calls, texts etc. to take inputs regarding their financial data, and corresponding documents, make suggestions regarding products and policies. Compliance and audit - ensure that all compliance norms are adhered to while processing the case. Qualifications and experience needed: 1. MBA (Finance) or CA is preferred. 2. Good command of both oral and written English language will be required for the profile. 3. 1-3 Years of experience of working with Australian Mortgage brokers in Mortgage Process will be preferred. 4. Accuracy and strong attention to detail, 5. Critical thinking and problem-solving skills. 6. Excellent time management skills Our office timings are from 6:00 am to 3:00 p.m. to overlap Australia time. If you are as passionate about finance and providing great customer experiences as we are, then please don't delay and apply now. Job Type: Full-time Location Jaipur Salary As per market norms
Posted 3 weeks ago
3.0 - 8.0 years
3 - 5 Lacs
Palasa
Work from Office
Role & responsibilities Responsible for credit appraisals- loan applications of Commercial Vehicles.• Responsible to maintain quality portfolio Responsibility to deliver the credit assessment target within specified Turn around Time Responsible for Audit and Regulatory compliance for the Location.• Assist RCM with coordinating / managing RCU & verification vendors Take sound lending decisions based on available information &interactions with the applicants To interact closely with other functions such as sales / Operations/Collections / Policy/etc in ensuring smooth day to day functioning at Location. Maintain the Database and making reports for Monthly cases Coordinating with agencies for proper sampling / screening of files for fraud prevention Managing performance in terms Cost of credit administration. Preferred candidate profile Graduate / Postgraduate 4-5 years experience in Credit/Underwriting of Secured/Unsecured products Ability to manage credit processes & teams
Posted 1 month ago
8.0 - 13.0 years
13 - 18 Lacs
Hyderabad
Work from Office
Collating Capital Loan proposals received at HO, rectification of errors and arranging for timely decisioning as per policy.Business & Financial Analysis according to polinorms.Assessment of business capacity, managerial competence, and financial
Posted 1 month ago
1 - 3 years
5 - 6 Lacs
Jaipur
Work from Office
MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Kabir TO Schedule Your Interview @ 9001000060 Drop your Resume:- kabir@virtueplacement.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies by comparing the policies suitable for a borrowers scenario, entering application data into loan processing software, data verification, document collation / verification, and client servicing. Client communication - interact with clients or lenders via email, phone calls, texts, etc. to take inputs regarding their financial data, and corresponding documents, and make suggestions regarding products and policies. Compliance and audit - ensure that all compliance norms are adhered to while processing the case. Preferred candidate profile:- 1. Post-Graduate / Graduate in Commerce or Management field. 2. Good command of both oral and written English language will be required for the profile. 3. Accuracy and strong attention to detail, 4. Critical thinking and problem-solving skills. 5. 1-3 Years of experience working with Australian Mortgage brokers in Mortgage Processes will be preferred. 6. Excellent time management skills Office timings are from 6:00 am to 3:00 p.m. to overlap Australia time. Perks and benefits:- 5.5 Days Working Fixed Off Day Shifts Monthly Incentives Yearly Bonus Call HR Kabir TO Schedule Your Interview @ 9001000060 Drop your Resume:- kabir@virtueplacement.com NOTE Applications SENT TO ANY Other Email Address WILL NOT BE Entertained.
Posted 1 month ago
1 - 4 years
1 - 2 Lacs
Hisar
Work from Office
Responsibilities: * Conduct credit analysis & appraisals * Manage credit portfolio & risks * Verify creditworthiness & documents * Ensure compliance with policies & laws * Process loans within CAM guidelines
Posted 1 month ago
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