2 Credit Skills Jobs

The Emerging Corp Relationship Manager is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family. Responsibilities: - Calls on clients to deepen relationships and proactively owns, responds to, uncovers and anticipates future needs, roadblocks or risks and expectations - Introduces solutions to clients in building and strengthening an effective portfolio; - Works with product specialists and subject matter experts to structure innovative and customized solutions that meet clients individual needs - Works closely with Case Manager on the on-boarding and retention of clients, ensuring the appropriate Know Your Client (KYC) and other compliance deliverables are met; - Identifies cross-sell opportunities to deepen and increase share of wallet; - Maximizes client experience by proactive sharing markets updates, trend and intelligence; - Drives innovation in the solutions we provide clients and further developing our business where necessary and appropriate - Execution of strategic initiatives launched centrally at all levels (Group, Bank, commercial market and EIB) - Networks with clients to identify avenues for new business opportunities; - Administrate the credit relationship of the client, coordinating and supervising the entire process, ensuring the proper application of policies and institutional processes - Ensures compliance with regulatory requirements and Citi's policies / guidelines at all time - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: - 6-10 years of experience - Sound knowledge of banking and investment products and process as well as a track record of providing sound banking and financial advice and solutions to clients - Demonstrates sound credit skills by being able to structure more complex deals, which can include capital market transactions - Demonstrates advanced level of Early Warning Detection skills - Demonstrates advanced credit skills; able to structure all type of credit deals - Ability to work effectively in team setting - Ability to coordinate multi-functional teams to provide an exceptional client experience. - Excellent interpersonal, communication and influencing skills (e.g. negotiation, consultative skills, leadership) - Ability to work under pressure while making sound decisions - Highly focused, able to rapidly identify key priorities, clearly communicate the priorities - A proactive approach in looking for ways in strengthening business relationship with clients, delivers a simple, secure and seamless client experience - Passion for creating new business opportunities with existing clients and able to demonstrate innovative approaches to meeting clients needs. - Ability to embrace new technology and understand the role digital plays in the experience we deliver for our clients - Able to quickly adapt priorities based on the latest data insights Education: - Bachelors/University degree, Masters degree preferred If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,

We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that's uniquely positioned for this moment. Through our vast global network and our on-the-ground expertise, we can connect the dots, anticipate change and empathize with the needs of our clients and customers in ways that other banks simply cannot. Shape your Career with Citi Citibank serves as a trusted advisor to our retail, mortgage, small business and wealth management clients at every stage of their financial journey. Through Citi's Access Account, Basic Banking, Citi Priority, Citigold and Citigold Private Client, we offer an array of products, services and digital capabilities to clients across the full spectrum of consumer banking needs worldwide. We're currently looking for a high caliber professional to join our team as Head of Citi Commercial Bank India, MD based in Mumbai, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions and manage your financial well-being to help plan for your future. For instance: - Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country. - We empower our employees to manage their financial well-being and help them plan for the future. - Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses. Business Overview Citi Commercial Banking (CCB) is one of the fastest growing, most dynamic businesses among Citi's strategic priorities in the Asia region. As a global bank of choice for trade-oriented and mid-sized enterprises, we not only provide our bankers with a true gateway to best-in-class product offerings in the industry, but we also develop our talent for an enriching career that is built on deepening relationships with clients and exposure to the latest market developments not just locally, but across CCB globally. Citi Commercial Bank (CCB) in India, with approximately USD360MM in revenue, is a full-service commercial bank catering to a wide range of clients across industries. Dedicated to building and maintaining long-term partnerships with entrepreneurs from a wide range of industries, the goal of CCB India is to provide clients with customized solutions to their businesses. Business Highlights: - Target market up to USD 3 billion of turnover - Product offering across the entire suite of Citi products (e.g. Services, Markets etc.) - Provider of cash management & trade solutions, capital raising solutions, working capital and growth capital to client base In this role, you're expected to: - Develop, manage and grow a sustainable Commercial Bank franchise in the country. - Implement an effective business strategy, product & process capability, a strong value proposition and marketing infrastructure for the target market. - Maintain a sound control environment with respect to compliance, legal and regulatory factors both internally and externally. - Act as Senior Sponsoring Officer for some of the largest clients in CCB. - Drive cross-sell and improve returns on portfolio, provide supervisory support and guidance to bankers supporting the portfolio. - Establish adequate pricing policies for the different customer segments to drive adequate returns at the customer level. Leadership / Supervisory Responsibilities Ability to direct the activities of individuals and groups, by developing commitment and teamwork, and providing focus on a business objective. It includes creating and communicating a common vision, providing active support and guidance in the accomplishment of tasks/objectives & leading from the front. People Focus - Lead and motivate the team. Develop, coach and counsel the team & ability to offer growth assignments to high potential employees - Define and drive career plans of top/key talent in CCB India - Ability to build bench-strength and up-tier banker quality - Work with Country and Regional Talent and Learning Team to define and drive training program for CCB India As a successful candidate, you'd ideally have the following skills and exposure: - Demonstrates thought leadership. Ability to create longer-term and advisory-based relationships with relevant stakeholders i.e. Clients / Credit / Risk etc. - Strong financial analysis skills and credit maturity - Excellent market knowledge and connections that would facilitate identification and evaluation of deals / decisions - Strong Analytical, Product, Risk Assessment and Credit Skills. - Knowledge of banking regulations, processes, policies, and systems - Ability to select the appropriate communication channel for delivery of the message when addressing diverse audiences i.e. Products / Services / Markets / Risk / Credit Qualification: - Bachelor's degree in finance, Accounting, Economics or related Business Management tertiary qualifications or MBA, Finance, Accounting, Economics or related Business Management tertiary qualifications is required - Strong performance as a Commercial or Corporate Banker with a minimum of 15 years experience in customer Relationship Management. - 20 years of experience in managing a business with P&L responsibilities - At least 10 years of people management experience Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. Take the next step in your career, apply for this role at Citi today If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,