8 Covenant Monitoring Jobs

Credit Monitoring - Commercial Lending Location: Gurugram Summary: We are seeking an experienced Portfolio Manager specializing in Commercial Lending. The ideal candidate will have extensive knowledge of capital markets, private credit, and equity markets, combined with expertise in portfolio management, debt management, and financial modeling. This role focuses on managing commercial loans and corporate debt, monitoring cash flows, and ensuring the financial health of our portfolio. Your Future Employer: Join a leading financial institution known for its innovative approach and commitment to excellence. Be part of a collaborative team that values professional growth and offers opportunities to make significant contributions to the organization's success. Responsibilities: 1. Conduct portfolio analysis to assess performance and risk. 2. Manage corporate debt and commercial loans, ensuring compliance with covenants. 3. Develop financial models to project cash flows and analyze lending opportunities. 4. Monitor portfolio performance and prepare regular reports for senior management. 5. Optimize cash flow positions and develop strategies to mitigate risks. Requirements: 1. Bachelor's degree in Finance, Economics, Business Administration, or a related field. MBA or CFA preferred. 2. Minimum of 5 years of experience in capital markets, commercial lending, or related areas. 3. Proven expertise in portfolio management, debt management, and financial modeling. 4. Strong analytical and quantitative skills, with proficiency in financial software and modeling tools. 5. Excellent communication and presentation skills, with the ability to convey complex financial information to stakeholders. What is in it for you: 1. Opportunity to work with a leading financial institution and impact significant investment decisions. 2. Collaborative and innovative work environment. 3. Competitive salary and comprehensive benefits package. 4. Professional development and growth opportunities. Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on radhika.agrawal@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status or disability status. Note: We receive a lot of applications on a daily basis so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Keywords- portfolio management, debt management, financial modeling, commercial loans, corporate debt, monitoring cash flows, Crescendo, Crescendo Global

Credit Monitoring - Commercial Lending Location: Gurugram Summary: We are seeking an experienced Portfolio Manager specializing in Commercial Lending. The ideal candidate will have extensive knowledge of capital markets, private credit, and equity markets, combined with expertise in portfolio management, debt management, and financial modeling. This role focuses on managing commercial loans and corporate debt, monitoring cash flows, and ensuring the financial health of our portfolio. Your Future Employer: Join a leading financial institution known for its innovative approach and commitment to excellence. Be part of a collaborative team that values professional growth and offers opportunities to make significant contributions to the organization's success. Responsibilities: 1. Conduct portfolio analysis to assess performance and risk. 2. Manage corporate debt and commercial loans, ensuring compliance with covenants. 3. Develop financial models to project cash flows and analyze lending opportunities. 4. Monitor portfolio performance and prepare regular reports for senior management. 5. Optimize cash flow positions and develop strategies to mitigate risks. Requirements: 1. Bachelor's degree in Finance, Economics, Business Administration, or a related field. MBA or CFA preferred. 2. Minimum of 5 years of experience in capital markets, commercial lending, or related areas. 3. Proven expertise in portfolio management, debt management, and financial modeling. 4. Strong analytical and quantitative skills, with proficiency in financial software and modeling tools. 5. Excellent communication and presentation skills, with the ability to convey complex financial information to stakeholders. What is in it for you: 1. Opportunity to work with a leading financial institution and impact significant investment decisions. 2. Collaborative and innovative work environment. 3. Competitive salary and comprehensive benefits package. 4. Professional development and growth opportunities. Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on radhika.agrawal@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status or disability status. Note: We receive a lot of applications on a daily basis so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Keywords- portfolio management, debt management, financial modeling, commercial loans, corporate debt, monitoring cash flows, Crescendo, Crescendo Global

Greetings! We are hiring for leading Fintech Company and we are seeking an exceptional Associate/Senior Associate to join our dynamic team! Job Title : Associate/Senior Associate . Experience : 3 to 8 years. Location : Hitech City Hyderabad. The primary responsibility would involve working closely with global investment banks or asset managers in monitoring their investments across corporate credit portfolios. The transactions could be direct investments or providing leverage on a portfolio of corporate credits. The role would entail carrying out credit analysis of middle market and leveraged loans and monitoring the ongoing performance after the loan has been onboarded. Key Responsibilities Supporting clients in monitoring the performance of their investments in corporate credit across various sectors Extract and review key data from facility agreements, amendment documents, financial statements, compliance certificates, and budgets Monitor financial covenants(leverage ratios, interest coverage ratios and more) and other credit metrics to highlight any red flags on the credits Firm grasp on financial statements, ratios, MS Excel, and other MS tools Manage data for transactions on the platform Validate performance reports and dashboards on the platform and resolve data or accuracy related issues Be the primary QC in charge and mentor for teammates who can help streamline the work flow across the team Required Experience/ Skill Set Good understanding of the commercial lending process Understanding of leveraged loan structures and underlying documentation Experience in credit appraisals, report writing and capital structure analysis, pro-forma analysis The candidate should possess a highly analytical mind with a high level of attention to detail Ability to work independently and collaboratively as part of a team in a fast-paced environment Strong communication skills - written, verbal and interpersonal Ability to work well under pressure to meet strict and aggressive deadlines For Associate level, minimum three years of relevant work experience post an MBA (Finance Major) For a Senior Associate, minimum four to six years of relevant work experience post an MBA (Finance Major) with a stellar performance curve Prior experience with Investment Bank, Investment Management firm, Financial Advisory firm or KPOs as a credit analyst is beneficial

Financial Spreading (Sr. Associate/ Delivery Lead) Job Location - Gurgaon (Work from office) Job Purpose We are looking for a dedicated and motivated individual who has strong technical, analytical and organizational skills for our Lending Services team. Key Responsibilities Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Creditlens / client customized templates Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics Screening the credit agreements and analyzing the financial covenants applicable to the borrower Monitor Covenant compliance and reporting. Conduct detailed quality checks of client deliverables The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans. Key Competencies MBA (Finance) / CA (CPA equivalent) / CFA Experience of 6-10 years in spreading Proven track record of process handling and client management Proficient in Advanced MS Excel Prior experience of working on Moodys Risk Analyst (MRA) is preferred Excellent written and spoken communication skills

Role & responsibilities Specialized knowledge in end to end spreading of private clients including the input of as reported data and normalization and alignment Good understanding of various techniques and methods of accounting treatments, financial adjustments and credit analysis of key financial metrics. Examples include performing analysis and addbacks to develop internally adjusted EBITDA calculations, reviewing financials for revolver availability and liquidity details, performing debt breakdowns, adding business segment detail and other detailed analysis required by credit teams and use cases. Financial statement data must meet high integrity standards for internal and external credit usage and reporting requirements. To analyse the balance sheet, income and cash flow statements of our clients. Provide mentorship and training to newer members of the team; providing cross-functional knowledge and training to the support teams. Preferred candidate profile Will be accountable for regular deliverables Good understanding of financial statements and accounting principles Should have good quantitative skills Excellent verbally and written communication skills Responsible for delivering 100% quality to the client Be able to maintain productivity, quality and meet short/strict deadline Assist superiors in activities related to productivity improvement, quality initiatives, pilot processes etc. Work under high pressure and long hours, strong work ethics and positive attitude

Credit Monitoring - Evening Shift - 3+ years Location: Gurgaon Summary This role offers an exciting opportunity to work in the leveraged finance space, supporting complex transactions and managing end-to-end loan operations during US business hours. You will work closely with legal documentation, financial models, and covenant tracking processes, while also playing a key role in mentoring junior team members and driving process improvements. Your Future Employer A global financial services firm recognized for its robust credit and asset management capabilities. The organization offers excellent opportunities for learning, collaboration, and growth within a performance-driven culture. Responsibilities Review legal documents including credit agreements, term sheets, note purchase agreements, and investment memos to extract and interpret financial and covenant data Build and update risk and borrowing base models, conduct stress testing, and assess headroom across key risk metrics Monitor transaction-level covenants, triggers, and performance indicators to ensure compliance and identify early warning signs Manage day-to-day loan operations such as drawdowns, rollovers, repayments, and rate resets for syndicated and bilateral facilities Collaborate with internal teams to validate report outputs, streamline workflows, and mentor junior team members for performance improvement Requirements 3 to 7 years of experience in leveraged finance, credit analysis, or loan servicing with a focus on financial operations Strong understanding of corporate credit, leveraged loan structures, and financial documentation Proficiency in financial modeling using Excel and ability to perform scenario and sensitivity analysis Prior experience with investment banks, asset managers, or financial advisory firms is preferred Excellent communication skills, attention to detail, and ability to thrive in a fast-paced, night-shift environment What is in it for you Opportunity to work with a high-impact global team managing complex credit transactions Exposure to end-to-end leveraged finance and asset management operations Competitive compensation and night shift allowance Strong learning curve and career progression in a specialized domain Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Keywords Leverage Facility, Loan Operations, Credit Analysis, Financial Modeling, Risk Monitoring, Covenant Tracking, Night Shift, Loan IQ, Syndicated Loans, Asset Management, Gurgaon Jobs

Job Description- The primary responsibility would involve working closely with clients in understanding their requirement for investment deals in structured finance space. The individual would assist in managing the project and coordinating with IT to onboard/setup the transaction on our proprietary platform and ongoing monitoring. The individual would be involved in researching across various financials and legal agreements and also in monitoring and reporting key metrics of various investment. Key Responsibilities- Onboarding the clients investment portfolio by reviewing and interpreting legal agreements, understanding the servicer or trustees' reporting Work closely with the clients in supporting them for risk and exposure monitoring of the transactions Calculating and monitoring covenants, concentration limits, eligibility criteria, concentration tests and Borrowing Base calculations and other key metrics/tests Build financial models/reports as per clients requirements and analyze historical performance to identify the key drivers, to assess the performance Liaise with the Business Analyst and Implementation team to ensure that the data and logic on our proprietary platforms are accurate Provide enhanced surveillance to the clients on their portfolios and share critical aspects concerning overall performance proactively Required Experience/ Skill Set- Broad understanding of the Structured Finance products/ corporate credit landscape/ABL/CLO/Middle Market Portfolio Financing In-depth understanding of core financial and accounting concepts Proficiency in financial modelling using MS Excel Ability to work independently and collaboratively as part of a team in a fast-paced environment Strong communication skills - written, verbal and interpersonal Ability to work well under pressure to meet strict and aggressive deadlines

Leverage Facility Management Night Shift 3+ years Location: Gurgaon Summary This role offers an exciting opportunity to work in the leveraged finance space, supporting complex transactions and managing end-to-end loan operations during US business hours. You will work closely with legal documentation, financial models, and covenant tracking processes, while also playing a key role in mentoring junior team members and driving process improvements. Your Future Employer A global financial services firm recognized for its robust credit and asset management capabilities. The organization offers excellent opportunities for learning, collaboration, and growth within a performance-driven culture. Responsibilities Review legal documents including credit agreements, term sheets, note purchase agreements, and investment memos to extract and interpret financial and covenant data Build and update risk and borrowing base models, conduct stress testing, and assess headroom across key risk metrics Monitor transaction-level covenants, triggers, and performance indicators to ensure compliance and identify early warning signs Manage day-to-day loan operations such as drawdowns, rollovers, repayments, and rate resets for syndicated and bilateral facilities Collaborate with internal teams to validate report outputs, streamline workflows, and mentor junior team members for performance improvement Requirements 3 to 7 years of experience in leveraged finance, credit analysis, or loan servicing with a focus on financial operations Strong understanding of corporate credit, leveraged loan structures, and financial documentation Proficiency in financial modeling using Excel and ability to perform scenario and sensitivity analysis Prior experience with investment banks, asset managers, or financial advisory firms is preferred Excellent communication skills, attention to detail, and ability to thrive in a fast-paced, night-shift environment What is in it for you Opportunity to work with a high-impact global team managing complex credit transactions Exposure to end-to-end leveraged finance and asset management operations Competitive compensation and night shift allowance Strong learning curve and career progression in a specialized domain Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer – Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note – We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Keywords Leverage Facility, Loan Operations, Credit Analysis, Financial Modeling, Risk Monitoring, Covenant Tracking, Night Shift, Loan IQ, Syndicated Loans, Asset Management, Gurgaon Jobs