Senior Mortgage Underwriter TalentBridge

5.0 - 9.0 years

0 Lacs

karnataka

On-site

The Senior Underwriter (Residential) position requires you to relocate to Pune, Mumbai, or Bangalore and work from the office during US timings night shift (EST). As a Senior Underwriter, you will be responsible for reviewing and verifying loan applications, analyzing loan risks, ensuring compliance with regulatory standards and company policies, and determining loan conditions. Your duties will include identifying portfolio risks, documenting loan decisions, and communicating requirements to clients. You should have a strong understanding of mortgage guidelines for various loan types, such as VA, FHA, FNMA, FHLMC, and USDA. Additionally, you should be able to analyze income from tax documents, credit reports, and bank statements, and have experience with underwriting methods and industry-standard LOS systems. To qualify for this role, you need at least 5 years of US mortgage underwriting experience, compliance review knowledge, and familiarity with current mortgage policies and regulations. You should be detail-oriented, customer service-oriented, and possess excellent time management and communication skills. Working under pressure, meeting deadlines, and adhering to company policies and procedures are essential requirements for this position. This work from office role requires you to work during US hours (India Night Shift) and exhibit professional behavior, including a positive attitude, punctuality, dependability, and adherence to company standards.,

Posted 3 days ago

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Mortgage Underwriter TalentBridge

5.0 - 9.0 years

0 Lacs

karnataka

On-site

The Senior Underwriter (Residential) position requires you to relocate to Pune, Mumbai, or Bangalore and work from the office during US timings night shift (EST). As a Senior Underwriter, your primary responsibilities include reviewing and verifying loan applications, analysing loan risk, ensuring compliance with regulatory standards and company policies, and documenting loan conditions. You will also need to communicate loan decisions effectively and identify portfolio risks from client business practices. Additionally, you may be assigned other tasks by your manager. To excel in this role, you must have a deep understanding of mortgage guidelines for various types of loans such as VA, FHA, FNMA, FHLMC, and USDA. You should be adept at analysing income from tax documents, credit reports, and bank statements. Experience with automated underwriting systems (AUS) and manual underwriting methods is essential, along with knowledge of industry-standard loan origination systems like Encompass, BytePro, Calyx, Empower, or Lending QB. The ideal candidate should have at least 5 years of recent US mortgage underwriting experience and be well-versed in compliance review, disclosures preparation, and closing procedures in the residential mortgage industry. Knowledge of current mortgage policies, compliance laws, and regulations, including TRID, is crucial. Strong attention to detail, time management skills, and commitment to customer service are essential for success in this role. You should be proficient in Microsoft Office, possess strong communication skills, and be able to work independently under pressure while meeting deadlines. Maintaining a positive attitude, punctuality, dependability, and adherence to company policies and procedures are also key aspects of this position. This is a work-from-office role requiring you to work during US hours (India Night Shift).,

Posted 1 week ago

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