7 Aml Operations Jobs

Global Corporate KYC Kiya.ai is looking for detail-oriented professionals to join our Global Corporate KYC team. This role focuses on the onboarding and due diligence of institutional and corporate clients across APAC, US, and European markets, with a preference for experience with UK and Luxembourg clients. You will be responsible for conducting complex KYC reviews, verifying legal entities, identifying beneficial ownership structures, and ensuring compliance with global regulatory requirements. Key Responsibilities: Perform end-to-end KYC due diligence for corporate and institutional clients in multi-jurisdictional environments. Conduct QSS alert reviews and validate entity ownership structures against data sources such as ChoicePoint, LexisNexis , and public registries. Identify and verify Ultimate Beneficial Owners (UBOs) , control structures, and perform sanctions, PEP (Politically Exposed Persons), and adverse media screening . Liaise with relationship managers, compliance teams, and external data providers to gather supporting documentation and resolve KYC escalations. Maintain, update, and amend existing client profiles in accordance with internal policies and regulatory guidelines. Provide guidance and peer review support to junior analysts in complex case resolution. Ensure compliance with European regulations (e.g., 4AMLD, 5AMLD, UK FCA guidelines, CSSF Luxembourg ), as well as global standards (e.g., FATF, FATCA/CRS, OFAC, SEC , etc.). Support remediation and refresh projects for existing corporate client portfolios. Required Qualifications & Experience: Bachelor's degree or equivalent combination of education and experience. Strong understanding of European KYC regulations , especially UK and Luxembourg . Prior exposure to APAC and US market onboarding is a plus. Experience working with legal entity types such as Corporates, Trusts, Foundations, SPVs, and Funds . Proficient in tools and databases: Fenergo, World-Check, Refinitiv, Dow Jones, LexisNexis, Fircosoft, Salesforce . Solid communication and documentation skills, with meticulous attention to detail and accuracy. Ability to work effectively in a deadline-driven environment, both independently and as part of a global team.

Global Corporate KYC Kiya.ai is looking for detail-oriented professionals to join our Global Corporate KYC team. This role focuses on the onboarding and due diligence of institutional and corporate clients across APAC, US, and European markets, with a preference for experience with UK and Luxembourg clients. You will be responsible for conducting complex KYC reviews, verifying legal entities, identifying beneficial ownership structures, and ensuring compliance with global regulatory requirements. Key Responsibilities: Perform end-to-end KYC due diligence for corporate and institutional clients in multi-jurisdictional environments. Conduct QSS alert reviews and validate entity ownership structures against data sources such as ChoicePoint, LexisNexis , and public registries. Identify and verify Ultimate Beneficial Owners (UBOs) , control structures, and perform sanctions, PEP (Politically Exposed Persons), and adverse media screening . Liaise with relationship managers, compliance teams, and external data providers to gather supporting documentation and resolve KYC escalations. Maintain, update, and amend existing client profiles in accordance with internal policies and regulatory guidelines. Provide guidance and peer review support to junior analysts in complex case resolution. Ensure compliance with European regulations (e.g., 4AMLD, 5AMLD, UK FCA guidelines, CSSF Luxembourg ), as well as global standards (e.g., FATF, FATCA/CRS, OFAC, SEC , etc.). Support remediation and refresh projects for existing corporate client portfolios. Required Qualifications & Experience: Bachelor's degree or equivalent combination of education and experience. Strong understanding of European KYC regulations , especially UK and Luxembourg . Prior exposure to APAC and US market onboarding is a plus. Experience working with legal entity types such as Corporates, Trusts, Foundations, SPVs, and Funds . Proficient in tools and databases: Fenergo, World-Check, Refinitiv, Dow Jones, LexisNexis, Fircosoft, Salesforce . Solid communication and documentation skills, with meticulous attention to detail and accuracy. Ability to work effectively in a deadline-driven environment, both independently and as part of a global team.

JOB SUMMARY AND RESPONSIBILITIES Demonstrate the ability to constantly apply sound business judgment to identify unusual or suspicious documentation or activity. Develop a profound understanding of Client Identification Program (CIP) policies involving country specific requirements and translate this knowledge to day-to-day responsibilities. Satisfy the responsibility for completing detailed reviews of documentation for existing clients, including legal agreements and organizational documents. Engage in opportunities to review processes, analyze information, make decisions and recommendations, and implement and monitor procedure enhancements. Becoming commercially aware and understand the nature of the business you participate in while at the same time ensuring consistent adherence to all Goldman Sachs CIP standards. Displaying a strong ability to influence the Asset management business by serving as a liaison between Anti-Money Laundering Compliance and Sales teams. Proactively review indicators of operational issues/concerns with the goal of resolving such issues before client impact Providing effective thought leadership in navigating evolving financial regulatory landscape and helping to develop technological solutions to build appropriate architecture BASIC QUALIFICATIONS Minimum of 4 years of professional experience within AML operations Be highly collaborative and strong consensus builder Demonstrate effective communication and interpersonal skills both written and oral Proficient in Microsoft Office, specifically Word, Excel, and PowerPoint Bachelor s degree required PREFERRED QUALIFICATIONS Ability to prioritize and make decisions in a fast-paced environment Ability to contribute as an individual contributor in a cross team working group Accuracy, attention to detail and strong organizational skills Strong analytical and project management skills Good understanding of the financial industry In-depth knowledge of legal documentation preferred (e.g., trust agreements, partnership agreements and corporate resolutions) Compliance and/or regulatory experience a plus, not required

Demonstrate the ability to constantly apply sound business judgment to identify unusual or suspicious documentation or activity. Develop a profound understanding of Client Identification Program (CIP) policies involving country specific requirements and translate this knowledge to day-to-day responsibilities. Satisfy the responsibility for completing detailed reviews of documentation for existing clients, including legal agreements and organizational documents. Engage in opportunities to review processes, analyze information, make decisions and recommendations, and implement and monitor procedure enhancements. Becoming commercially aware and understand the nature of the business you participate in while at the same time ensuring consistent adherence to all Goldman Sachs CIP standards. Displaying a strong ability to influence the Asset management business by serving as a liaison between Anti-Money Laundering Compliance and Sales teams. Proactively review indicators of operational issues/concerns with the goal of resolving such issues before client impact Providing effective thought leadership in navigating evolving financial regulatory landscape and helping to develop technological solutions to build appropriate architecture BASIC QUALIFICATIONS Minimum of 4 years of professional experience within AML operations Be highly collaborative and strong consensus builder Demonstrate effective communication and interpersonal skills both written and oral Proficient in Microsoft Office, specifically Word, Excel, and PowerPoint Bachelor s degree required PREFERRED QUALIFICATIONS Ability to prioritize and make decisions in a fast-paced environment Ability to contribute as an individual contributor in a cross team working group Accuracy, attention to detail and strong organizational skills Strong analytical and project management skills Good understanding of the financial industry In-depth knowledge of legal documentation preferred (e.g., trust agreements, partnership agreements and corporate resolutions) Compliance and/or regulatory experience a plus, not required

Role Responsibilities: Identify and research patterns in transactional and customer data to detect and report suspicious activity. Monitor and regulate high-risk activities across various PhonePe business verticals. Document Ground of Suspicion (GOS) for suspicious users/transactions and file STR/SAR to FIU-IND. Analyze comparative data and prepare reports related to AML risk assessments and escalations. Key Deliverables: Timely detection and prevention of suspicious activities related to ML/TF. Accurate documentation of GOS and timely filing of STR/SARs to FIU-IND. Identified new key risk areas based on regulatory changes and internal policies. Improved operational efficiencies through suggested process improvements and automation opportunities.

Role Responsibilities: Identify and research patterns in transactional and customer data to detect and report suspicious activity. Monitor and regulate high-risk activities across various PhonePe business verticals. Document Ground of Suspicion (GOS) for suspicious users/transactions and file STR/SAR to FIU-IND. Analyze comparative data and prepare reports related to AML risk assessments and escalations. Key Deliverables: Timely detection and prevention of suspicious activities related to ML/TF. Accurate documentation of GOS and timely filing of STR/SARs to FIU-IND. Identified new key risk areas based on regulatory changes and internal policies. Improved operational efficiencies through suggested process improvements and automation opportunities.

Risk Investigator - AML Operations (Transaction Monitoring & FIU Reporting) Position: Risk Investigator - AML & Sanctions About the Team: - The PhonePe AML & Sanctions Operations is a part of the Trust & Safety team which is a high impact team whose goal is to mitigate risk and improve the trust and safety for various PhonePe products. We are focused on safeguarding our platform from potential ML / TF risks by implementing various controls and timely actions. If your dream is to build processes and digital tools to better understand financial transactions and identify trends that would impact millions of customers, partnering with some of the best minds and executing on your dreams with purpose and speed, join us! Roles & Responsibilities : Identify and research the patterns, trends and anomalies in complex transactional & customer data to detect, prevent, mitigate & report suspicious activity related to ML / TF Monitoring and regulating high-risk activities for various PhonePe business verticals Documentation of Ground of Suspicion (GOS) for suspicious users / transactions and filing STR / SAR to the Financial Intelligence Unit - India (FIU-IND) as per RBI guidelines along with record maintenance Utilize information from regulatory changes, new regulations, and internal policy changes to further identify new key risk areas Analyze comparative data, prepare and present reports related to AML risk assessments, and monitor AML related issues and escalations To suggest process improvements, identify automation opportunities to improve operational efficiencies on various business / products Identify modules for operational improvements and collaborate with cross functional teams for implementation Ability to understand and follow industry best practices for AML & Sanctions Education & Preferred Qualifications : Requirements include, but are not limited to: Graduate Degree; MBA or other post graduate degree is a plus 3-5 years of relevant experience in Anti Money Laundering Investigations / Sanctions screening & Escalations Any recognised AML certification would be an added advantage. Good understanding of AML/CFT framework along with strong research and analytical skills Experience in preparation and filling of regulatory reporting to RBI / FIU-IND etc. Ability to work independently and to liaise with other departments and coordinate with various stakeholders. Team player with excellent drafting and strong interpersonal skills along with verbal communication is a must. Proficient in MS Office (Word/Excel/Powerpoint) and basic understanding of SQL would be a plus PhonePe Full Time Employee Benefits Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Mobile & Broadband Reimbursements, Salary Advance Policy