Job description: 1. Origination: Assist team members in preparing pitch materials and transaction proposals for new mandates, including market updates, benchmarking, and transaction structuring. Prepare credit analysis briefs and internal discussion memos, including underwriting memos to support deal assessment and approval processes. Prepare and Review key commercial terms in draft term sheets to ensure alignment with market standards and internal risk appetite. Support the review of loan documentation (e.g., facility agreements, term sheets, intercreditor agreements) from a syndication and APLMA best practice perspective. 2. Execution Support: Prepare high-quality sales and marketing materials (e.g., Information Memorandums, teasers, investor presentations) for the distribution of syndicated loan transactions primarily for INR syndications. Coordinate with internal teams and external advisors to gather relevant information and ensure consistency across execution materials. Support in organizing investor roadshows, virtual calls, and one-on-one meetings for mandated transactions. 3. Distribution and Investor Engagement: Engage with potential investors to address queries related to credit profile, transaction structure, pricing, and legal documentation. Collate and analyze investor feedback to refine distribution strategy and optimize investor allocation. Maintain updated investor databases and support investor coverage initiatives to enhance market reach across both INR and FCY lenders (including banks, NBFCs, and institutional investors). 4. Job Criteria MBA in Finance / chartered accountant / chartered financial analyst with 8-10 years of relevant experience in loan syndications, investment banking, credit analysis, or related functions. Strong understanding of loan documentation, credit structuring, and syndication market practices. Excellent analytical, communication, and presentation skills. Proficiency in financial modeling and preparing investor materials. Ability to work independently & collaboratively across internal teams & external stakeholders. Proven ability to manage multiple transactions simultaneously while maintaining attention to details & meeting tight timelines. Profile description: Support growth in originations and syndication efforts in the India loan market. The role involves working closely with internal stakeholders, relationship managers, credit, legal, and external investors to ensure smooth execution and successful syndication of transactions Show more Show less

Job description: Autonomously lead and manage deal teams assigned to handle transactions’ full execution cycle, including: Review and preliminary assessment of new financing opportunities Deal structuring and preparation of term sheets Conduct of due diligence / financial modelling Assist execution team in running internal credit process including preparation or review of internal discussion papers, credit applications, Q&A etc Assist execution team in negotiating and reviewing loan documentations Coordinate KYC and internal ancillary processes Running internal grading and pricing simulations Preparation of deal memos for seeking internal management sign-off. All aspects of administration & execution of transactions until drawdown Engage in designing and establishing new product initiatives as needed Ensure and promote a disciplined approach to all internal compliance requirements and applicable local regulations Support other strategic initiatives and perform other tasks as required/defined from time to time Experience & Qualification: CA/MBA from tier 1 universities 5-8 years in execution of Structured Finance transactions Structured credit and private credit experience is a must Should have exposure to Structured Credit and Acquisition & Leverage Finance Strong Proficiency in financial modeling, presentations, and client interactions Knowledge of legal documentation (preferred) Good written and verbal communications skills Profile description: Sumitomo Mitsui Banking Corporation’s Specialised Products Department, Asia (SPDA) team is looking to hire an AVP with 5-8 years’ experience who will be responsible for executing along with supporting origination of Real Estate, Structured Credit and Sponsor Financing transactions in India Show more Show less

Job description: Job Responsibilities & Requirements As a member of Indian onshore team in IADAP, you will provide general credit assurance by examining the credit processes, the quality of credit risk evaluation and compliance of applicable policies, laws, and regulations (both Indian local and Japanese as home country of SMBC). Working papers also need to be circulated to the IADAP located in Singapore. The scope of credit reviews is primary in the exposure booked in Indian branches, but it covers all SMBC business units in the Asia Pacific region. Credit assets to be reviewed include (but not limited to) exposures to Corporates, Banks / Non-Banks Financial Institutions, Structured Real Estate finance, Project Finance, Securitization, and Leveraged Buyout (‘LBO’) as part of the third line of defence function. As Regional Credit Reviewer, IADAP would add value and improve the bank’s credit evaluation by bringing a disciplined approach to the effectiveness of risk management, control and governance processes. You may have to travel and work closely with IADAP members, the other Credit Review Departments or other credit departments. Key Responsibilities Conduct continuous credit reviews of individual borrowers on an ongoing basis, to assess the appropriateness of risk ratings of Obligor Grade and classification of Borrower’s Category for the Bank’s credit assets booked in primary India branches and other Asia Pacific branches, ensuring adherence to internal grading policies. To participate as a team member (‘Person in charge’) for assigned On-site credit reviews/audits and / or Thematic review assignments. Focuses of these reviews/audits are to assess appropriateness of risk ratings of Obligor Grade assigned including Japanese regulatory credit classification, adequacy of credit underwriting quality including financial projections, and robustness of credit risk management and processes in line with internal policy requirements. Provide value-added recommendations to Business Units (BUs) based on potential issues identified in all credit reviews. Follow-up on open issues identified and conduct validation review on remediation actions taken by auditee, in accordance with IADAP recommendations and address BUs’ concerns accordingly. Continuously monitor and update IADAP and Indian branches management on regulatory changes or market conditions for new and emerging risks in India. Continuously review and propose improvement to IADAP’s review process to ensure adequacy and efficiency of the controls in place against market practice. Participate in department-wide initiatives and perform other duties as assigned by Department Head or Head of India Audit. Travel within India and APAC region, if required Profile description: Requirements Chartered Accountant or Management degree in finance / Banking / Business Studies / Administration / Management or equivalent is preferred. 5-7 years’ experience in the areas of credit risk analysis, credit approval, and / or credit review function. Audit experience would be an added advantage. Strong background in credit risk analysis, financial analysis / projections, and experienced with credit rating models for Large Corporate customers. Experience / knowledge in Structured Real Estate finance, Project Finance, Securitization, LBO, Banks / Non-Banks Financial Institutions, natural resources, Islamic Finance would be an added advantage. Experience in Microsoft Excel, Word, Access, and Powerpoint. Added advantage for knowledge / experience in Power BI, Power Apps, and programming applications Good writing and communication skills, with ability to identify and articulate issues / observations Strong interpersonal and stakeholder management skills Ability to work well in a team as well as contribute individually within stipulated timelines. Show more Show less

Job description: Job Responsibilities Manage Escrow Account Service, Account bank role, TRA accounts Vetting of Escrow Agreement. Escrow Account Transaction monitoring. Co-ordination with multiple stakeholders to ensure timely completion of activity. Ensure compliance with regulatory requirements as well as Head Office guidelines. Other work allocated by the management from time to time (a)Knowledge- Minimum 8-10 years of relevant experience as per below: Escrow Agreement vetting Knowledge of various type of Escrows like TRA, RERA etc Escrow Account Opening and Monitoring. Allowing transactions as per budget, milestone etc. Knowledge of RBI guidelines on KYC requirement for account opening. Process account opening and maintenance. (b) Skills :- Knowledge of PowerPoint and excel (c) Experience - Minimum 7-10 years of relevant experience in Escrow accounts operation in Banks. (d) Qualifications - Bachelors/Masters Profile description: Responsible for Managing/processing Escrow Account Service, Vetting of Escrow Agreement, Escrow Account Transaction monitoring,KYC and, A/C opening etc Show more Show less

About the Role: The role involves managing various HR activities including onboarding, employee lifecycle management, and vendor management. In Brief: Preparation of offer docket Onboarding Employee Lifecycle (Transfers, Exits) Support in database management Report and Tracker updates Support in Attendance & Leave Management Managing of Insurance policies Support in vendor management Managing Personnel Files of employee Support in documentation of all paperwork Coordination with vendor Qualifications MBA from Top tier school Show more Show less

Job description: The candidate is to expected to assume the following key responsibilities: Origination & Execution Identify and support origination of real estate financing opportunities with developers, investors, and corporates. Lead end-to-end execution of transactions including due diligence, financial modeling, credit analysis, and documentation. Undertake account related activities for the clients covered directly by Real Estate Financing team. Structuring & Credit Structure bespoke financing solutions including construction finance, lease rental discounting, and acquisition finance. Conduct client meetings, site visits, and preliminary assessments to evaluate project viability. Perform detailed credit analysis, financial modeling, and risk assessment of proposed transactions. Prepare and present credit proposals to internal committees, ensuring alignment with risk appetite and regulatory guidelines. Transaction Execution Manage end-to-end execution of transactions including due diligence, documentation, legal negotiations, and disbursement. Coordinate with internal teams (legal, compliance, risk, operations) and external advisors to ensure timely and smooth deal closure. Market & Client Management Build and maintain strong relationships with clients, industry stakeholders, and intermediaries. Monitor market trends, regulatory developments, and competitor activity to identify new opportunities. Portfolio Management Monitor performance of the real estate loan book, including covenants, project milestones and risk triggers. Conduct annual renewals and ensure compliance with extant regulations. Identify early warning signals and recommend corrective actions to mitigate credit risk. Ensure compliance with internal policies, regulatory guidelines, and audit requirements. Work closely with risk, legal, and compliance teams to ensure robust portfolio health. Collaboration Collaborate with internal stakeholders including corporate banking RMs, treasury and structuring solutions team, credit department, planning department etc. Liaise with external stakeholders including law firms, valuers and Lender’s Engineer. Experience Required: MBA/CA/CFA or equivalent qualification in finance, economics, or related field. 8–12 years of experience in real estate financing, structured finance, or corporate banking. Strong understanding of real estate markets, asset classes, and regulatory frameworks. Proven track record in deal origination and execution. Excellent analytical, negotiation, and communication skills Hands-on experience in end-to-end execution of real estate lending and/or investments. Strong financial modeling and credit application / investment memo writing skills. Ability to effectively work under tight deadlines and manage projects independently. Ability to work well within a team with minimal supervision. Strong organizational skills and keen attention to detail. Profile description: We are seeking a dynamic and experienced professional to join our Real Estate Financing Group (“REFG”) as Vice President. The ideal candidate will be responsible for originating, structuring, and executing real estate financing transactions across various asset classes including commercial, residential, hospitality, and industrial/logistics. This role requires strong market knowledge, credit acumen, and relationship management skills. Show more Show less

Job description: Deal Support & Execution: Assist in evaluating new real estate financing opportunities, including site visits and client interactions. Support the preparation of credit proposals, financial models, and internal memos for approval. Coordinate due diligence processes involving legal, technical, and financial advisors. Credit & Risk Analysis: Conduct detailed credit assessments of borrowers and projects. Analyze project cash flows, market dynamics, and sponsor strength. Monitor compliance with internal credit and risk policies. Documentation & Compliance: Assist in drafting, reviewing and negotiating term sheets, loan agreements, and security documents. Ensure timely completion of documentation and compliance with regulatory and internal requirements. Portfolio Monitoring: Monitor performance of the real estate loan book, including covenants, project milestones and risk triggers. Conduct annual renewals and ensure compliance with extant regulations. Identify early warning signals and recommend corrective actions to mitigate credit risk. Ensure compliance with internal policies, regulatory guidelines, and audit requirements. Work closely with risk, legal, and compliance teams to ensure robust portfolio health Market Research & Strategy: Conduct market research on real estate trends, pricing, and regulatory developments. Prepare internal presentations and pitch materials for client meetings. Stakeholder Coordination: Liaise with internal teams (legal, risk, operations, compliance) and external stakeholders (clients, consultants, legal counsel). Support senior team members in client relationship management and business development efforts. Expereince & Skills required: MBA/CA/CFA or equivalent qualification in finance, economics, or related field. 8–12 years of experience in real estate financing, structured finance, or corporate banking. Strong understanding of real estate markets, asset classes, and regulatory frameworks. Proven track record in deal origination and execution. Excellent analytical, negotiation, and communication skills.Hands-on experience in end-to-end execution of real estate lending and/or investments. Strong financial modeling and credit application / investment memo writing skills. Ability to effectively work under tight deadlines and manage projects independently. Ability to work well within a team with minimal supervision. Strong organizational skills and keen attention to detail. Profile description: We are seeking a dynamic and experienced professional to join our Real Estate Financing Group (“REFG”) as Vice President. The ideal candidate will be responsible for originating, structuring, and executing real estate financing transactions across various asset classes including commercial, residential, hospitality, and industrial/logistics. This role requires strong market knowledge, credit acumen, and relationship management skills.

Job description: Job Responsibilities Preparation and checking of sanction Letter and loan /security documents in line with approved terms Checking of loan and security documents (Draft and Executed) Tracking of pending documents and covenants Documentation and Limit Control - Ensuring execution of documentation and setting up of limits as per approved credit terms & conditions. Credit Risk Management- Provide support for overall credit risk management Application of learning on day-to-day assignments for various products offering of the Bank. Emphasis on timely delivery without compromising on credit quality and due diligence - Ensuring timely Deliverables. Leveraging the potential of available Systems for monitoring- Proficiency in understanding the deliverables available at Core Banking System。 Contribution to arriving at error free environment - Adherence to conduct business under defined set of principles, procedures, and processes. Credit Limit- Controlling overall Credit Limit process as per credit approval. Compliance with local and global compliance requirement - Sacrosanct understanding of local and HO requirement relating to compliance activity in delivering business & productivity goals. Audit function (concurrent / RBI)- Performing the functions in line with the audit requirements without any slippages and deficiencies (minimizing the finding and addressing the same). Loan Documentation Control- Follow the loan documentation process as per Bank policy and RBI guidelines. Credit Monitoring (compliance) & Due Date Monitoring including overdue :Ensuring credit compliance (conditions/covenants etc) as per credit approval. (Monitoring all credit items for due date control by making excel and day to day follow up). Limit Loading -Loading limits in Core Banking solution as per sanctioned terms . Making effective usage of APTD learning platform- Proactively register and complete the courses offered. MIS for portfolio Management, RBI and other internal & external reporting －Provide strategic support for the purpose. Monitoring after disbursement of limits- Monitoring Stock Statement (inventory & receivable statement) of borrowers availing working capital facilities on monthly basis Due Date monitoring of stock statement, insurance, loan documentation etc. Outsourcing Vendors - Keeping record related to the vendor appointed. Maintaining Collateral data in Core Banking Solution for all secured Borrowers Monitoring of due End Use Certificate and Acknowledgment of Debt from all Borrowers and assisting Business Team in obtainment of same before due date. Assisting Risk Control, Operations and other Internal teams by maintaining and sharing Database of all the limits uploaded, renewed & modified in Core Banking Solution Basis approved Credit Terms , Loading of limits on various TREDS platforms viz. RXIL, M1 Xchange, Invoicemart etc. Computation of Drawing Power (DP) and advising Limits in Core Banking Solution for DP backed Credit facilities basis Stock Statements submitted by the Borrowers Preparation of exchange of information on quarterly basis Knowledge, Skills, Experience & Qualifications The proposed candidate should have sound knowledge of companies act and loan documentation . Knowledge of Microsoft excel is must. Should have good communication skills Should have good drafting skills Chartered Accountant/Company Secretary/ MBA. LLB Qualification would be significant plus. JAIIB/CAIIB Should have experience between 12-15 years and 8-10 years in checker role. Profile description: a) To prepare and check loan documentation in line with sanction terms and RBI Guidelines b) To load the limits once all conditions precedent are complied c) To track pending documentation and track covenant as per sanction terms and management approval. d) To calculate DP as per process and update the same in system. e) To guide and mentor the makers f) To suggest and implement best documentation practices. Preparation of various Internal reports /MIS for submission to internal stakeholders as well as External (RBI/ Statutory Auditors etc) · Lodgment and filing of loan documents post limit loading

Job description: Responsible to achieve Bank’s profitability target including Assets/Liabilities/New Customers/Cross Sales target assigned to the team & individual. Develop the relationship with existing customers by ensuring smooth processing of clients’ existing business transactions. Deepen the business with existing customers by proactively scouting for additional business opportunities through increasing the sales of credit (fund based/non-fund based), international trade & liabilities business including cash flow business. To facilitate business continuity and growth by timely preparation and renewal/enhancement of credit facility applications, credit monitoring etc. to meet growing needs of customers. To focus on Banks’ penetration to customers by increasing cross sales of trade products including FX inflows/outflows, LC, BG, Bill Discounting, Export Finance To deepen the existing business by increasing service level efficiencies, innovative ways of transaction processing, any other method that simplifies/improvise customers’ or banks’ efforts for transaction processing or related to new banking products. To scout for opportunities in the PSL and focus on increasing PSL business for bank. To build & develop new customers for the bank, for increasing long-term profitability of the bank. Understand and maintain internal compliance requirements and upgrade regulation related knowledge in strict compliance with regulatory and internal policies. Additional items related to the above designated by the Department Head or Team Lead from time to time. Knowledge and skills Minimum of 6+ years of relevant experience with MNC or Private sector Indian banks. Experience in credit application is must, trade related knowledge is preferred. University Postgraduate, preferred with CA, MBA or equivalent degree in commerce/business from a top tier College. Good negotiation skills and decision-making abilities in ambiguous situation. Profile description: We are looking to hire an incumbent who will be a part of our Corporate Banking Team and will be responsible for the supporting the promotion of Corporate Banking business in North & East India by acquiring new relationships and manage existing relationships.

You will be responsible for achieving the bank's profitability targets, including assets, liabilities, new customers, and cross-sales targets assigned to the team and individuals. It is crucial to develop and deepen relationships with existing customers by ensuring smooth processing of their business transactions. Additionally, you will be expected to proactively scout for additional business opportunities through increasing sales of credit, international trade, and liabilities business. Your role will involve facilitating business continuity and growth by timely preparation and renewal/enhancement of credit facility applications and credit monitoring to meet the growing needs of customers. You will also focus on increasing cross-sales of trade products, including FX inflows/outflows, LC, BG, Bill Discounting, and Export Finance to enhance the bank's penetration with customers. Furthermore, you will be required to deepen existing business by increasing service level efficiencies and exploring innovative ways of transaction processing. Your responsibilities will include scouting for opportunities in the PSL and focusing on increasing PSL business for the bank. Building and developing new customer relationships to increase the long-term profitability of the bank will also be a key aspect of your role. You should have a minimum of 6+ years of relevant experience with MNC or Private sector Indian banks. Experience in credit application is a must, and trade-related knowledge is preferred. A university postgraduate degree, preferably with CA, MBA, or an equivalent degree in commerce/business from a top-tier college, is required. Good negotiation skills and decision-making abilities in ambiguous situations will be essential for success in this role. As part of the Corporate Banking Team, you will support the promotion of Corporate Banking business in North & East India by acquiring new relationships and managing existing relationships. You will play a vital role in driving the growth and profitability of the bank through strategic relationship management and business development initiatives.,