Mumbai Metropolitan Region
None Not disclosed
On-site
Full Time
You desire impactful work. You’re RGA ready RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 500 Company and listed among its World’s Most Admired Companies , we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all. General Summary Hiring an intern for 6 months to coordinate and manage HR Operation and Talent acquisition initiatives. Coordinate for programs at the country level covering various human resources programs including recruitment and operational activities, fun at work, employee communication, as well as employee relations. Key Responsibility Maintaining HR page of SharePoint that we are launching soon Working on Workday Recruit and JDExpert for Talent Acquisition process Reviewing policies – and fill in the gaps in policy between global/ regional & local Participate / facilitate fun@work, wellness and CSR activities Facilitate local monthly newsletter for associates. Support in HR Operation activities Ideate on employee onboarding experience and execute Work on Adhoc reports / Requirement Required Skills Bachelor’s Degree / Master’s Degree in HR or equivalent experience Well-developed interpersonal skills – ability to build and maintain effective relationships with people Strong communication skills; both verbal and written in English Proficient in MS Office (Excel, MS Word, Outlook, PowerPoint) Knowledge of HR Analytics What you can expect from RGA Gain valuable knowledge from and experience with diverse, caring colleagues around the world. Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought. Join the bright and creative minds of RGA, and experience vast, endless career potential.
Mumbai Metropolitan Region
None Not disclosed
On-site
Full Time
You desire impactful work. You’re RGA ready RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 500 Company and listed among its World’s Most Admired Companies , we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all. A Brief Overview To provide high quality underwriting overflow support/ stretch capacity to selected RGA business units around the world in a timely and competent manner. Under limited supervision, evaluates and classifies medical, non-medical, and financial risks on complex risks for life insurance in different markets on a range of different benefit types. What You Will Do Appraises and underwrites complex risks for life, critical illness, disability, and health insurance and ensures underwriting offers are consistent with RGA’s philosophy, manuals and guidelines. Ensure that casework is completed in a timely and efficient manner, meeting or exceeding agreed turnaround times and quality standards. Works closely with team members and local offices to be aware of and plan adequately for peak periods. Ability to respond to identified opportunities for continuous improvement of self and implementation of process improvements that may extend beyond the area of main responsibilities. Builds and maintains strong working relationships with internal and external clients and uses effective listening skills to understand their needs. Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting practices. Collaborates with Medical Directors, other team members, internal departments and other RGA offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues identified. Performs backup support and other duties as assigned. Participation in internal and client audits as needed. Conduct technical training and mentorship as required. Learn AI ML concepts and be open to apply in current work tasks. Required Education and Qualifications Bachelor’s Degree or equivalent related work experience (minimum 5 years) of direct underwriting experience Preferred Graduate – Science/Medicine/Paramedical ALU, FLMI or FALU accreditation or progress towards accreditation 2+ years of reinsurance in addition to direct insurance experience Underwriting Exposure to different markets specially US Skills And Abilities Technical competence with all major life and living benefits. Advanced oral and written communication skills demonstrating ability to share and impart knowledge. Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions. Advanced investigative, analytical and problem-solving skills. Must be flexible, creative, self-motivated and ability to work well within a team environment. Sound working knowledge of Insurance principles, underwriting guidelines, and product features for dealing with risk analysis. Medicine, law, accounting, and finance as applied to the evaluation of life reinsurance risks and of life insurance risks. Ability to work online and to accommodate peers in all time zones Ability to travel occasionally. What you can expect from RGA Gain valuable knowledge from and experience with diverse, caring colleagues around the world. Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought. Join the bright and creative minds of RGA, and experience vast, endless career potential.
Mumbai Metropolitan Region
None Not disclosed
On-site
Full Time
You desire impactful work. You’re RGA ready RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 500 Company and listed among its World’s Most Admired Companies , we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all. A Brief Overview To provide high quality underwriting overflow support/ stretch capacity to selected RGA business units around the world in a timely and competent manner. Under limited supervision, evaluates and classifies medical, non-medical, and financial risks on complex risks for life insurance in different markets on a range of different benefit types. What You Will Do Appraises and underwrites complex risks for life, critical illness, disability, and health insurance and ensures underwriting offers are consistent with RGA’s philosophy, manuals and guidelines. Ensure that casework is completed in a timely and efficient manner, meeting or exceeding agreed turnaround times and quality standards. Works closely with team members and local offices to be aware of and plan adequately for peak periods. Ability to respond to identified opportunities for continuous improvement of self and implementation of process improvements that may extend beyond the area of main responsibilities. Builds and maintains strong working relationships with internal and external clients and uses effective listening skills to understand their needs. Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting practices. Collaborates with Medical Directors, other team members, internal departments and other RGA offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues identified. Performs backup support and other duties as assigned. Participation in internal and client audits as needed. Conduct technical training and mentorship as required. Learn AI ML concepts and be open to apply in current work tasks Qualifications Bachelor’s Degree or equivalent related work experience (minimum 5 years) of direct underwriting experience Graduate – Science/Medicine/Paramedical ALU, FLMI or FALU accreditation or progress towards accreditation 2+ years of reinsurance in addition to direct insurance experience Underwriting Exposure to different markets specially US What you can expect from RGA Gain valuable knowledge from and experience with diverse, caring colleagues around the world. Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought. Join the bright and creative minds of RGA, and experience vast, endless career potential.
Mumbai Metropolitan Region
None Not disclosed
On-site
Full Time
You desire impactful work. You’re RGA ready RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 500 Company and listed among its World’s Most Admired Companies , we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all. General Summary Under limited supervision, analyses high dollar, early death, foreign and complex claims. Seeks to identify undesirable trends in claims and/or underwriting adjudication practices that indicate a need for discussion with the client. Seeks input from Underwriting, Medical and/or Legal departments when required. Assists in developing and implementing improvement processes for Claims. Handles retroceded claims that require manual assessment processes. Verity that the claims arising are within the relevant policy and treaty limits; resolving issues or referring to another relevant department, as required. Involved with the audit of clients, verifying accuracy of claims adjudication practices and to ensure compliance with the terms of the treaty(ies). Some travel requiring absences from home for approximate periods up to 30 days annually. This is the consultancy contract for the duration of 6 months to 1 year only Key Responsibility Strategic / Operations Under supervision, employee refers to a work program and deadlines. Decision making involves procedural actions on occasions where new circumstances arise but must stay within guidelines provided. Takes action in uncertain cases, referring problems to supervisor when required. Analyses and processes high dollar, complex claims and early death claims. Seeks to identify undesirable trends in claims and/or underwriting and takes steps to resolve questions that arise from these claims. Financial Results Operational impact of actions on financial decisions or end results affects the performance of others in the company or moderately affects activities in the business unit, suppliers or customers. Works within the authorizations delegated in specific limits; approves and authorizes cash disbursements up to prescribed limits. Business Development / Client Relations Identifies opportunities for investigation or application of “best practices” in client claim activities. Builds and maintains client relationships through effective communication of claims decisions, compromises and solutions in a professional, client-focused manner Public Relations (Industry Involvement) Keeps abreast of current industry developments and changes in medical and financial claims management and maintains/updates professional development through study of literature and participation in seminars. Participates in special projects, committees, and meetings. Infrastructure Overall Standards / Procedures and Tools Identifies undesirable underwriting and/or claim adjudication practices that require a need to escalate issue to departmental Head/ Managing Director so as to take appropriate measure to mitigate risk. Retroceded claims assures that recoverable on large, complex retroceded claims are paid on a timely basis. Verifies daily claim register by scanning the register to ensure accruals are reasonable, required fields are completed and that the register is free of obvious errors. Authorizes accrual vouchers. Company Structure Collaborates with CMO, Underwriters, Administrators, Valuation, business development and other team members to obtain expert knowledge and to assist in identifying solutions and resolutions to problems/issues resulting in quality decisions and client satisfaction. Governance / Compliance Implement administrative procedures and controls for the individual claims management functions. Risk Management Follows all individual claims and underwriting management procedures, authorities; follows established reporting and monitoring systems which are operational and as agreed within the risk management function of the company. Requirements Education and Experience Bachelor’s Degree or equivalent experience in insurance, reinsurance or financial services Up to 2 years life reinsurance claims or life insurance claims experience Skills And Abilities Communication Skills Identifies the information needs of stakeholders, explains the position of the unit or the organization to them and provides appropriate advice. Complexity of Reasoning Development of a new result by combining known information and techniques. Activities requiring the contribution of various resources (persons, spaces, material, budget etc.). Understanding of the general meaning of a set of data defined with relation to a specific result. What you can expect from RGA Gain valuable knowledge from and experience with diverse, caring colleagues around the world. Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought. Join the bright and creative minds of RGA, and experience vast, endless career potential.
Mumbai Metropolitan Region
None Not disclosed
On-site
Full Time
You desire impactful work. You’re RGA ready RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 500 Company and listed among its World’s Most Admired Companies , we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all. General Summary Ensure Accurate and Complete Financial Reporting in a timely manner Ensure accurate accounting related to Revenue, Accounts Payable and Fixed Assets Lead and coordinate with statutory and internal auditors Understanding of IFRS (Ind AS) accounting for Indian Companies Strong analytical and reconciliation skills to ensure strong internal controls implementation and review Responsibility Finance Reporting and Audit To ensure accurate accounting related to Accounts Payable, Fixed Assets and Tax Ensuring the vendor invoices are processed on timely basis and as per agreed SLA with function Plan Vs Actual comparison and variance analysis to be presented to the management with reasoning for variances Ensure proper internal control is defined on various finance processes and Ensure that there is proper control over fixed asset procurement and timely physical verification is done Timely sharing of information and facilitate timely closure of Statutory Audit of both the Entities in relation to AP, Fixed Assets and Tax without escalations from Auditors Ensure timely closure of Internal Audit process and further improved process in terms of ageing visibility and closure of long aged items Ensure that all expenses are approved as per DOA and approval guidelines Ensure no overdue related party balances in the financials Manage the month, quarter and year-end close-down process Account Reconciliation, Balance Monitoring and Regulatory Reporting Analysis of Balance Sheet Codes and ensuring balances are accurate and current Reconciling balances with the source system Ensuring Tax Compliances with respect to right TDS rates on expense invoices, GST rates on Invoices and IUC expenses Assist with reviewing policy account balances including Premiums Receivable and assisting with addressing collection issues with Premium Receivable. Ensure effective cash management, including monitoring future cash requirements and ensuring efficient levels of funding are available Ensure completion of periodic returns to proper authorities Ensure completion of regulatory returns, tax filings and annual financial statements Process Improvement Ensure a formal review mechanism of existing process and drive process improvements in expenses processing and financials reporting Ensure to be the part of Budgeting Activity in respect to Non-Insurance related Expenses in consultation with the reporting Manager Driving expense analysis and expense control. Ensure on time closure of the assignment as agreed with the stake holder and reporting Manager Risk Management Ensure that accounting process is in line with SOX Narratives. Ensuring no unreconciled items in bank reconciliation Implementation of new process and controls to ensure that there is no concerned areas of the Auditors related to non-insurance and if any, then same is taken care of. Ensure working closely with regional team responsible for handling inter unit charges, so as to determine tax implications and balances are settled without delay. Education And Experience Preferably a qualified Chartered Accountant with 4-5 years of work experience Experience of Financial Reporting, Insurance Accounting, System reconciliations Exposure to Indian private limited company financial reporting will be an added advantage Managing and leading statutory audit processes Good command over written and spoken English Proficiency in Microsoft Excel will be added advantage and capability to work on standard reporting tools will be an added advantage like Power BI 3-5 years of middle management work experience in an insurance accounting and tax Skills And Abilities Accounting knowledge, i.e. India GAAP, Ind AS and US GAAP Good understanding of insurance. reinsurance business Stakeholders management Ability to strictly adhere to timelines and Project Management skills Ability to resolve complex issues independently, drawing on knowledge of the industry and accounting principles Company Secretarial – filing returns Basic coordination of legal work – agreements, contracts etc. Knowledge / experience of foreign exchange matters What you can expect from RGA Gain valuable knowledge from and experience with diverse, caring colleagues around the world. Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought. Join the bright and creative minds of RGA, and experience vast, endless career potential.
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