NeoGrowth Credit Pvt. Ltd.

Company Description NeoGrowth is a new-age digital lender, registered with the RBI, focusing on Micro, Small, and Medium Enterprises (MSMEs). We offer a wide range of products tailored to the dynamic needs of small businesses. Our data science and technology-led approach enable us to provide quick and hassle-free loans to MSMEs across 80+ segments in 25+ cities in India. We offer a unique daily repayment option with multi-channel repayment modes. We have supported over 100,000 businesses with their growth ambitions. Role Description This is a full-time, on-site role for a Circle Business Head located in Nagpur. The Circle Business Head will oversee the growth and management of business operations within the assigned region. They will be responsible for developing and implementing sales strategies, managing a team, and coordinating with various departments to ensure business objectives are met. Daily tasks include monitoring sales performance, building and maintaining client relationships, and ensuring compliance with regulatory standards. Qualifications Strong leadership, team management, and interpersonal skills Proficiency in developing and implementing sales strategies Experience in business operations and can ensure compliance with regulatory standards Ability to build and maintain client relationships Excellent analytical and problem-solving skills Ability to work on-site in Nagpur Proficiency in financial analysis and understanding of market trends Bachelor's or Master's degree in Business Administration, Finance, or a related field

Job Profile : CAM/ Sr. CAM (Sales Manager/ Sr. Sales Manager) About NeoGrowth: NeoGrowth is a new-age lender, with a focus on Micro, Small, and Medium Enterprises (MSMEs). It is a systemically Important, Non-Deposit taking Non- Banking Financial Company (NBFC-ND-SI), offering a wide range of products tailored to the dynamic needs of small businesses. Its data science and technology-led approach enables it to offer quick and hassle-free loans to MSMEs. NeoGrowth offers a unique daily repayment option to its customers with multi-channel repayment modes. It has served and engaged with businesses and supported them with their growth ambitions. It not only helps small businesses grow but also drive financial inclusion making a positive social impact. Department: Sales- Secured Loans Role: As a Customer Acquisition Manager (CAM/Senior CAM), you will be responsible for acquiring new clients for Loan Against Property (LAP), driving sales and generating business for the organization. This is a field-based, target-driven sales role requiring strong market networking and product knowledge. The acquisition would be through Direct Channels like Events, Exhibitions, Road Shows, Database & Micro marketing Activities. Responsibilities: • Sourcing & Lead Generation Identify and acquire new MSME customers through Direct Acquisition using field visits, telecalling references, micro-marketing activity and market research. Build a strong local market presence to generate a steady pipeline of secured LAP business leads and disbursement. Build a profitable customer pool of 25 MSME customers as a Key Account Manager (KAM) and manage the entire customer life cycle for any service queries, renewals, top ups, SOA etc. • File Login & Application Processing Collect accurate customer documentation and ensure timely login of loan applications. Guide customers through eligibility and documentation, ensuring compliance with internal policies. • Cross-functional Collaboration Coordinate with Credit, Risk, Operations, and Legal, Technical teams for smooth file processing and issue resolution. Act as the single point of contact for internal follow-ups and ensure end-to-end loan application execution. • Disbursement & post-sales follow-Up Track loan application status and facilitate timely disbursement by resolving process delays. Explain disbursement terms and support clients with post-loan queries and servicing needs. • Relationship Building & Client Retention Build strong client relationships to drive repeat business, referrals, and long-term loyalty. Maintain regular client engagement to understand evolving needs and offer tailored financial solutions • Proactive On-Ground Outreach Conduct regular face-to-face visits to rural & semi-urban markets—identify new loan leads (home/SME/microfinance), explain our products clearly, and assist customers through application and documentation processes, ensuring compliance with RBI & internal KYC standards Lead in-person recovery efforts by visiting delinquent borrowers' residences or businesses to collect overdue payments, assess individual financial situations, and develop tailored repayment arrangements compliant with RBI guidelines. Qualification &Experience: Educational Background Graduate/ Postgraduate in Commerce, Science, or any related field (mandatory). Experience Requirements 1 to 5 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition model Prior experience in selling HL, LAP is Preferable Key Skills &Competencies: • Strong local market knowledge and merchant network. • Good understanding of loan products, customer needs, and financial documentation. • Target-oriented, self-motivated, and team player with strong execution ability. • Excellent communication and interpersonal skills. • Demonstrated ability to perform effectively under pressure while consistently achieving monthly targets. • Ability and competency to work in the field/marketplace in the neighborhood lending model. Performance Metrics: • Achievement of monthly and quarterly disbursement targets. • Number of new Business merchant acquisitions. • Productivity through direct and channel sourcing. • Conversion rate from leads to disbursed accounts. • Early bucket collection efficiency, bounce rate, entry rate and resolution.

Department: Sales- Secured Loans Role: This is a high-impact leadership role for an entrepreneurial business leader to drive profitable growth across India’s emerging markets. The Branch Head will be responsible for building, scaling, and leading a high-performing branch network (10+ branches) within a defined state. With a sharp focus on customer centricity, operational excellence, and regulatory compliance, this role is central to expanding our reach in non-metro cities and economic hubs. Responsibilities: • Business Growth & P&L Ownership Own and exceed the states AOP, P&L, ROA, and ROE targets Drive rapid and sustainable growth across secured lending products Maximize revenue through cross-sell, renewals, top-ups, and balance transfers Use competitive intelligence and local market insights to shape business strategy • Distribution & Network Expansion Scale a robust network of 10+ full-service branches in the assigned region Identify branch locations, manage lease closures, and oversee setup Drive direct sourcing via customer events, exhibitions, loan melas, MSME conclaves, roadshows, and local merchant connects . • Team Leadership & Capability Building Lead a span of CAM’s across 10+ Branch Heads. Recruit, coach, and build a high-performance leadership pipeline across roles Foster a culture of ownership, agility, compliance, and customer-first execution • Risk, Compliance & Operational Excellence Ensure regulatory adherence, internal audit readiness, and governance excellence Oversee cost control, TATs, sourcing quality, recoveries, and risk containment Ensure compliance with municipal laws, property regulations, collateral management, litigation, and repossession protocols • Market Intelligence & Strategic Partnerships Build strong networks with local bodies, legal institutions, and fraud prevention agencies Leverage local intelligence to identify new business triggers and mitigate risks Stay ahead of trends in industries, customer behaviours, and competitor movements Qualification & Experience: Educational Background Full Time Graduation or Master’s in Business Management Preferably from Tier 1 or Tier 2 institutions • Experience & Functional Expertise 6+ years of progressive leadership experience in banks or NBFCs Proven P&L ownership and multi-location team leadership experience Deep expertise in secured lending products: LAP, Home Loans, Secured Business Loans, Working Capital Finance Strong track record in both sales and collections within MSME, B2B, and B2C segments Key Skills & Competencies: • Market & Domain Knowledge Strong understanding of regional markets, customer segments, and business ecosystems Familiarity with compliance, audit, risk frameworks, and regulatory landscape Ability to engage with local bodies, legal entities, fraud control, and governance infrastructure • Attributes Demonstrated success in building large-scale distribution networks in emerging markets Experience in hiring, developing, and managing high performing, geographically spread teams Entrepreneurial mindset with a hands-on approach to problem-solving and execution • Personal Attributes & Mobility High integrity, result orientation, and strong business acumen Excellent communication and relationship-building skills Willingness to travel extensively across the assigned states

Role We are seeking a results-driven Digital Product Manager to lead the development and optimization of our digital lending products and journeys. You will be responsible for defining the product vision, roadmap, and features that enhance the customer experience, increase efficiency and drive growth for our Business Loan products. Responsibilities Define and execute the digital product roadmap for Business loans Own the full product lifecycle – from discovery and ideation to delivery, launch, and iteration Leverage data and customer/user feedback to improve loan origination, approval, and servicing workflows Prioritize product backlogs and manage trade-offs between scope, time, and cost Define and monitor key performance indicators (KPIs) and product success metrics Collaborate with engineering, sales, credit, risk, collections, customer service and compliance teams to deliver seamless digital lending experiences Deliver best in class user experience, performance metrics and ease of business for internal users Qualifications 3+ years of product management experience, ideally in Fintech / NBFC MBA or B-Tech Experience with agile development methodologies and product management tools is preferred Excellent communication and stakeholder management

Department: Sales - Secured Loans Role: As a Customer Acquisition Manager (CAM/Senior CAM), you will be responsible for acquiring new clients for Loan Against Property (LAP), driving sales and generating business for the organization. This is a field-based, target-driven sales role requiring strong market networking and product knowledge. The acquisition would be through Direct Channels like Events, Exhibitions, Road Shows, Database & Micro marketing Activities. Responsibilities: • Sourcing & Lead Generation Identify and acquire new MSME customers through Direct Acquisition using field visits, telecalling references, micro-marketing activity and market research. Build a strong local market presence to generate a steady pipeline of secured LAP business leads and disbursement. Build a profitable customer pool of 25 MSME customers as a Key Account Manager (KAM) and manage the entire customer life cycle for any service queries, renewals, top ups, SOA etc. • File Login & Application Processing Collect accurate customer documentation and ensure timely login of loan applications. Guide customers through eligibility and documentation, ensuring compliance with internal policies. • Cross-functional Collaboration Coordinate with Credit, Risk, Operations, and Legal, Technical teams for smooth file processing and issue resolution. Act as the single point of contact for internal follow-ups and ensure end-to-end loan application execution. • Disbursement & post-sales follow-Up Track loan application status and facilitate timely disbursement by resolving process delays. Explain disbursement terms and support clients with post-loan queries and servicing needs. • Relationship Building & Client Retention Build strong client relationships to drive repeat business, referrals, and long-term loyalty. Maintain regular client engagement to understand evolving needs and offer tailored financial solutions • Proactive On-Ground Outreach Conduct regular face-to-face visits to rural & semi-urban markets—identify new loan leads (home/SME/microfinance), explain our products clearly, and assist customers through application and documentation processes, ensuring compliance with RBI & internal KYC standards Lead in-person recovery efforts by visiting delinquent borrowers' residences or businesses to collect overdue payments, assess individual financial situations, and develop tailored repayment arrangements compliant with RBI guidelines. • Early bucket- PDM and collection management Drive portfolio quality through Pre Delinquency and Collection Management drivers like presentation date, EMI amount, SMS/ telecalling/ Notification and help to collect overdue amount along with penal charges/ late payment interest through direct customer engagement, regular field collection efforts and visits. Qualification &Experience: Educational Background Graduate/ Postgraduate in Commerce, Science, or any related field (mandatory). Experience Requirements 1 to 5 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition model Prior experience in selling HL, LAP is Preferable. Key Skills &Competencies: • Strong local market knowledge and merchant network. • Good understanding of loan products, customer needs, and financial documentation. • Target-oriented, self-motivated, and team player with strong execution ability. • Excellent communication and interpersonal skills. • Demonstrated ability to perform effectively under pressure while consistently achieving monthly targets. • Ability and competency to work in the field/marketplace in the neighborhood lending model. PerformanceMetrics: Achievement of monthly and quarterly disbursement targets. • Number of new Business merchant acquisitions. • Productivity through direct and channel sourcing. • Conversion rate from leads to disbursed accounts. • Early bucket collection efficiency, bounce rate, entry rate and resolution.

As a Customer Acquisition Manager (CAM/Senior CAM) in the Sales- Secured Loans department, your primary responsibility will be to acquire new clients for Loan Against Property (LAP), drive sales, and generate business for the organization. This role involves field-based activities and is target-driven, requiring strong market networking and in-depth product knowledge. You will be acquiring customers through various Direct Channels such as Events, Exhibitions, Road Shows, Database & Micro marketing Activities. Your key responsibilities will include identifying and acquiring new MSME customers through Direct Acquisition using field visits, telecalling references, micro-marketing activities, and market research. You will need to establish a strong local market presence to ensure a steady pipeline of secured LAP business leads and disbursements. Additionally, as a Key Account Manager (KAM), you will be responsible for building a profitable customer pool of 25 MSME customers and managing their entire customer lifecycle. In terms of file processing, you will collect accurate customer documentation and ensure timely login of loan applications. It will be crucial to guide customers through eligibility and documentation requirements while ensuring compliance with internal policies. You will also need to collaborate with various internal teams such as Credit, Risk, Operations, and Legal, to facilitate smooth file processing and issue resolution. Acting as the single point of contact for internal follow-ups, you must ensure end-to-end execution of loan applications. Furthermore, you will be responsible for tracking loan application statuses and facilitating timely disbursements by resolving process delays. It will be important to explain disbursement terms to clients and support them with any post-loan queries and servicing needs. Building strong client relationships is essential to drive repeat business, referrals, and long-term loyalty. Regular client engagement will help you understand evolving needs and provide tailored financial solutions. To qualify for this role, you must hold a Graduate/ Postgraduate degree in Commerce, Science, or a related field. Additionally, you should have 1 to 5 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition model. Prior experience in selling HL, LAP is preferable. Key skills and competencies required for this role include a strong local market knowledge and merchant network, a good understanding of loan products, customer needs, and financial documentation, being target-oriented, self-motivated, and a team player with strong execution ability, excellent communication and interpersonal skills, and the ability to perform effectively under pressure while consistently achieving monthly targets. You should also be able to work in the field/marketplace in the neighborhood lending model. Your performance will be measured based on various metrics including the achievement of monthly and quarterly disbursement targets, the number of new Business merchant acquisitions, productivity through direct and channel sourcing, conversion rate from leads to disbursed accounts, and early bucket collection efficiency, bounce rate, entry rate, and resolution.,

Company Description NeoGrowth is a digital lender registered with RBI, focusing on Micro, Small, and Medium Enterprises (MSMEs). We offer a variety of products tailored to the dynamic needs of small businesses. Utilizing data science and technology, we provide quick, hassle-free loans to MSMEs across 80+ segments in 25+ cities in India. Our unique daily repayment option with multi-channel modes has helped over 100,000 businesses achieve their growth ambitions. Role Description This is a full-time, on-site role for a Sales Manager located in Chandigarh for DSA Segment. I am Responsible for developing and executing sales strategies, managing client relationships, and identifying new business opportunities. Daily tasks include driving sales growth within the assigned territory, leading a team of sales executives, and ensuring customer satisfaction and retention. Expertise / Qualification Proven experience in sales management, business development, and client relationship management Strong leadership, team management, and motivational skills Excellent communication, negotiation, and interpersonal skills Ability to analyze sales metrics and create effective sales strategies Knowledge of the financial services industry, especially in lending to MSME, Unsecured and LAP Bachers in Arts with Good Grades.

As a Customer Acquisition Manager/Area Sales Manager specializing in Secured LAP (Loan Against Property) and HL (Home Loan) in the Emerging Market, you will be responsible for driving business through Direct Business (DST) in an individual role. To excel in this role, you must possess at least 1 year of experience in Secured LAP and HL. Your primary focus will be on sales and field sales activities, leveraging your expertise in the financial products of Loan Against Property and Home Loan. As a Graduate from any stream, you will bring your academic background and practical experience to the table, contributing to the success of the team. This position is based in Aurangabad on-site, providing you with a hands-on opportunity to make a significant impact in the secured lending market. If you are a dynamic and results-oriented professional with a passion for sales and customer acquisition, this role offers an exciting platform for your career growth and development.,

Department: Sales- Secured Loans Role: As a Customer Acquisition Manager (CAM/Senior CAM), you will be responsible for acquiring new clients for Loan Against Property (LAP), driving sales and generating business for the organization. This is a field-based, target-driven sales role requiring strong market networking and product knowledge. The acquisition would be through Direct Channels like Events, Exhibitions, Road Shows, Database & Micro marketing Activities. Responsibilities: Sourcing & Lead Generation Identify and acquire new MSME customers through Direct Acquisition using field visits, telecalling references, micro-marketing activity and market research. Build a strong local market presence to generate a steady pipeline of secured LAP business leads and disbursement. Build a profitable customer pool of 25 MSME customers as a Key Account Manager (KAM) and manage the entire customer life cycle for any service queries, renewals, top ups, SOA etc. File Login & Application Processing Collect accurate customer documentation and ensure timely login of loan applications. Guide customers through eligibility and documentation, ensuring compliance with internal policies. Cross-functional Collaboration Coordinate with Credit, Risk, Operations, and Legal, Technical teams for smooth file processing and issue resolution. Act as the single point of contact for internal follow-ups and ensure end-to-end loan application execution. Disbursement & post-sales follow-Up Track loan application status and facilitate timely disbursement by resolving process delays. Explain disbursement terms and support clients with post-loan queries and servicing needs. Relationship Building & Client Retention Build strong client relationships to drive repeat business, referrals, and long-term loyalty. Maintain regular client engagement to understand evolving needs and offer tailored financial solutions Proactive On-Ground Outreach Conduct regular face-to-face visits to rural & semi-urban markets identify new loan leads (home/SME/microfinance), explain our products clearly, and assist customers through application and documentation processes, ensuring compliance with RBI & internal KYC standards Lead in-person recovery efforts by visiting delinquent borrowers' residences or businesses to collect overdue payments, assess individual financial situations, and develop tailored repayment arrangements compliant with RBI guidelines. Early bucket- PDM and collection management Drive portfolio quality through Pre Delinquency and Collection Management drivers like presentation date, EMI amount, SMS/ telecalling/ Notification and help to collect overdue amount along with penal charges/ late payment interest through direct customer engagement, regular field collection efforts and visits. Qualification &Experience: Educational Background Graduate/ Postgraduate in Commerce, Science, or any related field (mandatory). Experience Requirements 1 to 4 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition model Prior experience in selling HL, LAP is Preferable. Key Skills &Competencies: Strong local market knowledge and merchant network. Good understanding of loan products, customer needs, and financial documentation. Target-oriented, self-motivated, and team player with strong execution ability. Excellent communication and interpersonal skills. Demonstrated ability to perform effectively under pressure while consistently achieving monthly targets. • Ability and competency to work in the field/marketplace in the neighborhood lending model. Performance Metrics: Achievement of monthly and quarterly disbursement targets. Number of new Business merchant acquisitions. Productivity through direct and channel sourcing. Conversion rate from leads to disbursed accounts. Early bucket collection efficiency, bounce rate, entry rate and resolution. Role: Other Industry Type: Financial Services Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills Housing Loan Sales Secured Loan Lap Loans Field Sales Role: Other Industry Type: Financial Services Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills Skills highlighted with are preferred key skills Sales Secured Loan Lap Loans Housing Loan Field Sales Role: Other Industry Type: Financial Services Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills Housing Loan Sales Secured Loan Field Sales Lap

As a Customer Acquisition Manager (CAM/Senior CAM) in the Sales- Secured Loans department, your primary responsibility will be to acquire new clients for Loan Against Property (LAP), drive sales, and generate business for the organization. This field-based role requires a target-driven approach, strong market networking skills, and in-depth product knowledge. You will focus on acquiring clients through Direct Channels such as Events, Exhibitions, Road Shows, Database & Micro marketing Activities. Your responsibilities will include sourcing and lead generation by identifying and acquiring new MSME customers through various direct acquisition methods like field visits, telecalling references, and micro-marketing activities. You will also be tasked with building a strong local market presence to generate a steady pipeline of secured LAP business leads and disbursements. Managing a profitable customer pool as a Key Account Manager (KAM) will be crucial, including handling the customer life cycle for service queries, renewals, top-ups, and other related activities. Additionally, you will be responsible for file login and application processing, ensuring accurate customer documentation collection, timely loan application login, and guiding customers through eligibility and documentation processes while adhering to internal policies. Cross-functional collaboration with Credit, Risk, Operations, Legal, and Technical teams is essential for smooth file processing and issue resolution. You will act as the primary point of contact for internal follow-ups, ensuring end-to-end loan application execution. Furthermore, your role will involve facilitating timely disbursements, tracking loan application status, and providing post-sales support to clients. Building strong client relationships to drive repeat business, referrals, and long-term loyalty will be a key focus. Regular client engagement to understand evolving needs and offer tailored financial solutions will also be part of your responsibilities. To qualify for this role, you must have a Graduate/Postgraduate degree in Commerce, Science, or a related field, with 1 to 4 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition model. Previous experience in selling Housing Loans (HL) and LAP is preferable. Key skills and competencies required include strong local market knowledge, good understanding of loan products and financial documentation, target-oriented mindset, excellent communication skills, and the ability to work effectively under pressure. Your performance will be evaluated based on metrics such as achievement of monthly and quarterly disbursement targets, number of new business merchant acquisitions, productivity through direct and channel sourcing, conversion rate from leads to disbursed accounts, and early bucket collection efficiency. This is a full-time, permanent role in the Financial Services industry, categorized under Other Education for Any Graduate qualification with key skills in Housing Loan Sales, Secured Loan, LAP Loans, and Field Sales.,