Company Description NeoGrowth is a new-age digital lender, registered with the RBI, focusing on Micro, Small, and Medium Enterprises (MSMEs). We offer a wide range of products tailored to the dynamic needs of small businesses. Our data science and technology-led approach enable us to provide quick and hassle-free loans to MSMEs across 80+ segments in 25+ cities in India. We offer a unique daily repayment option with multi-channel repayment modes. We have supported over 100,000 businesses with their growth ambitions. Role Description This is a full-time, on-site role for a Circle Business Head located in Nagpur. The Circle Business Head will oversee the growth and management of business operations within the assigned region. They will be responsible for developing and implementing sales strategies, managing a team, and coordinating with various departments to ensure business objectives are met. Daily tasks include monitoring sales performance, building and maintaining client relationships, and ensuring compliance with regulatory standards. Qualifications Strong leadership, team management, and interpersonal skills Proficiency in developing and implementing sales strategies Experience in business operations and can ensure compliance with regulatory standards Ability to build and maintain client relationships Excellent analytical and problem-solving skills Ability to work on-site in Nagpur Proficiency in financial analysis and understanding of market trends Bachelor's or Master's degree in Business Administration, Finance, or a related field

Job Profile : CAM/ Sr. CAM (Sales Manager/ Sr. Sales Manager) About NeoGrowth: NeoGrowth is a new-age lender, with a focus on Micro, Small, and Medium Enterprises (MSMEs). It is a systemically Important, Non-Deposit taking Non- Banking Financial Company (NBFC-ND-SI), offering a wide range of products tailored to the dynamic needs of small businesses. Its data science and technology-led approach enables it to offer quick and hassle-free loans to MSMEs. NeoGrowth offers a unique daily repayment option to its customers with multi-channel repayment modes. It has served and engaged with businesses and supported them with their growth ambitions. It not only helps small businesses grow but also drive financial inclusion making a positive social impact. Department: Sales- Secured Loans Role: As a Customer Acquisition Manager (CAM/Senior CAM), you will be responsible for acquiring new clients for Loan Against Property (LAP), driving sales and generating business for the organization. This is a field-based, target-driven sales role requiring strong market networking and product knowledge. The acquisition would be through Direct Channels like Events, Exhibitions, Road Shows, Database & Micro marketing Activities. Responsibilities: • Sourcing & Lead Generation Identify and acquire new MSME customers through Direct Acquisition using field visits, telecalling references, micro-marketing activity and market research. Build a strong local market presence to generate a steady pipeline of secured LAP business leads and disbursement. Build a profitable customer pool of 25 MSME customers as a Key Account Manager (KAM) and manage the entire customer life cycle for any service queries, renewals, top ups, SOA etc. • File Login & Application Processing Collect accurate customer documentation and ensure timely login of loan applications. Guide customers through eligibility and documentation, ensuring compliance with internal policies. • Cross-functional Collaboration Coordinate with Credit, Risk, Operations, and Legal, Technical teams for smooth file processing and issue resolution. Act as the single point of contact for internal follow-ups and ensure end-to-end loan application execution. • Disbursement & post-sales follow-Up Track loan application status and facilitate timely disbursement by resolving process delays. Explain disbursement terms and support clients with post-loan queries and servicing needs. • Relationship Building & Client Retention Build strong client relationships to drive repeat business, referrals, and long-term loyalty. Maintain regular client engagement to understand evolving needs and offer tailored financial solutions • Proactive On-Ground Outreach Conduct regular face-to-face visits to rural & semi-urban markets—identify new loan leads (home/SME/microfinance), explain our products clearly, and assist customers through application and documentation processes, ensuring compliance with RBI & internal KYC standards Lead in-person recovery efforts by visiting delinquent borrowers' residences or businesses to collect overdue payments, assess individual financial situations, and develop tailored repayment arrangements compliant with RBI guidelines. Qualification &Experience: Educational Background Graduate/ Postgraduate in Commerce, Science, or any related field (mandatory). Experience Requirements 1 to 5 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition model Prior experience in selling HL, LAP is Preferable Key Skills &Competencies: • Strong local market knowledge and merchant network. • Good understanding of loan products, customer needs, and financial documentation. • Target-oriented, self-motivated, and team player with strong execution ability. • Excellent communication and interpersonal skills. • Demonstrated ability to perform effectively under pressure while consistently achieving monthly targets. • Ability and competency to work in the field/marketplace in the neighborhood lending model. Performance Metrics: • Achievement of monthly and quarterly disbursement targets. • Number of new Business merchant acquisitions. • Productivity through direct and channel sourcing. • Conversion rate from leads to disbursed accounts. • Early bucket collection efficiency, bounce rate, entry rate and resolution.

Department: Sales- Secured Loans Role: This is a high-impact leadership role for an entrepreneurial business leader to drive profitable growth across India’s emerging markets. The Branch Head will be responsible for building, scaling, and leading a high-performing branch network (10+ branches) within a defined state. With a sharp focus on customer centricity, operational excellence, and regulatory compliance, this role is central to expanding our reach in non-metro cities and economic hubs. Responsibilities: • Business Growth & P&L Ownership Own and exceed the states AOP, P&L, ROA, and ROE targets Drive rapid and sustainable growth across secured lending products Maximize revenue through cross-sell, renewals, top-ups, and balance transfers Use competitive intelligence and local market insights to shape business strategy • Distribution & Network Expansion Scale a robust network of 10+ full-service branches in the assigned region Identify branch locations, manage lease closures, and oversee setup Drive direct sourcing via customer events, exhibitions, loan melas, MSME conclaves, roadshows, and local merchant connects . • Team Leadership & Capability Building Lead a span of CAM’s across 10+ Branch Heads. Recruit, coach, and build a high-performance leadership pipeline across roles Foster a culture of ownership, agility, compliance, and customer-first execution • Risk, Compliance & Operational Excellence Ensure regulatory adherence, internal audit readiness, and governance excellence Oversee cost control, TATs, sourcing quality, recoveries, and risk containment Ensure compliance with municipal laws, property regulations, collateral management, litigation, and repossession protocols • Market Intelligence & Strategic Partnerships Build strong networks with local bodies, legal institutions, and fraud prevention agencies Leverage local intelligence to identify new business triggers and mitigate risks Stay ahead of trends in industries, customer behaviours, and competitor movements Qualification & Experience: Educational Background Full Time Graduation or Master’s in Business Management Preferably from Tier 1 or Tier 2 institutions • Experience & Functional Expertise 6+ years of progressive leadership experience in banks or NBFCs Proven P&L ownership and multi-location team leadership experience Deep expertise in secured lending products: LAP, Home Loans, Secured Business Loans, Working Capital Finance Strong track record in both sales and collections within MSME, B2B, and B2C segments Key Skills & Competencies: • Market & Domain Knowledge Strong understanding of regional markets, customer segments, and business ecosystems Familiarity with compliance, audit, risk frameworks, and regulatory landscape Ability to engage with local bodies, legal entities, fraud control, and governance infrastructure • Attributes Demonstrated success in building large-scale distribution networks in emerging markets Experience in hiring, developing, and managing high performing, geographically spread teams Entrepreneurial mindset with a hands-on approach to problem-solving and execution • Personal Attributes & Mobility High integrity, result orientation, and strong business acumen Excellent communication and relationship-building skills Willingness to travel extensively across the assigned states

Role We are seeking a results-driven Digital Product Manager to lead the development and optimization of our digital lending products and journeys. You will be responsible for defining the product vision, roadmap, and features that enhance the customer experience, increase efficiency and drive growth for our Business Loan products. Responsibilities Define and execute the digital product roadmap for Business loans Own the full product lifecycle – from discovery and ideation to delivery, launch, and iteration Leverage data and customer/user feedback to improve loan origination, approval, and servicing workflows Prioritize product backlogs and manage trade-offs between scope, time, and cost Define and monitor key performance indicators (KPIs) and product success metrics Collaborate with engineering, sales, credit, risk, collections, customer service and compliance teams to deliver seamless digital lending experiences Deliver best in class user experience, performance metrics and ease of business for internal users Qualifications 3+ years of product management experience, ideally in Fintech / NBFC MBA or B-Tech Experience with agile development methodologies and product management tools is preferred Excellent communication and stakeholder management

Department: Sales - Secured Loans Role: As a Customer Acquisition Manager (CAM/Senior CAM), you will be responsible for acquiring new clients for Loan Against Property (LAP), driving sales and generating business for the organization. This is a field-based, target-driven sales role requiring strong market networking and product knowledge. The acquisition would be through Direct Channels like Events, Exhibitions, Road Shows, Database & Micro marketing Activities. Responsibilities: • Sourcing & Lead Generation Identify and acquire new MSME customers through Direct Acquisition using field visits, telecalling references, micro-marketing activity and market research. Build a strong local market presence to generate a steady pipeline of secured LAP business leads and disbursement. Build a profitable customer pool of 25 MSME customers as a Key Account Manager (KAM) and manage the entire customer life cycle for any service queries, renewals, top ups, SOA etc. • File Login & Application Processing Collect accurate customer documentation and ensure timely login of loan applications. Guide customers through eligibility and documentation, ensuring compliance with internal policies. • Cross-functional Collaboration Coordinate with Credit, Risk, Operations, and Legal, Technical teams for smooth file processing and issue resolution. Act as the single point of contact for internal follow-ups and ensure end-to-end loan application execution. • Disbursement & post-sales follow-Up Track loan application status and facilitate timely disbursement by resolving process delays. Explain disbursement terms and support clients with post-loan queries and servicing needs. • Relationship Building & Client Retention Build strong client relationships to drive repeat business, referrals, and long-term loyalty. Maintain regular client engagement to understand evolving needs and offer tailored financial solutions • Proactive On-Ground Outreach Conduct regular face-to-face visits to rural & semi-urban markets—identify new loan leads (home/SME/microfinance), explain our products clearly, and assist customers through application and documentation processes, ensuring compliance with RBI & internal KYC standards Lead in-person recovery efforts by visiting delinquent borrowers' residences or businesses to collect overdue payments, assess individual financial situations, and develop tailored repayment arrangements compliant with RBI guidelines. • Early bucket- PDM and collection management Drive portfolio quality through Pre Delinquency and Collection Management drivers like presentation date, EMI amount, SMS/ telecalling/ Notification and help to collect overdue amount along with penal charges/ late payment interest through direct customer engagement, regular field collection efforts and visits. Qualification &Experience: Educational Background Graduate/ Postgraduate in Commerce, Science, or any related field (mandatory). Experience Requirements 1 to 5 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition model Prior experience in selling HL, LAP is Preferable. Key Skills &Competencies: • Strong local market knowledge and merchant network. • Good understanding of loan products, customer needs, and financial documentation. • Target-oriented, self-motivated, and team player with strong execution ability. • Excellent communication and interpersonal skills. • Demonstrated ability to perform effectively under pressure while consistently achieving monthly targets. • Ability and competency to work in the field/marketplace in the neighborhood lending model. PerformanceMetrics: Achievement of monthly and quarterly disbursement targets. • Number of new Business merchant acquisitions. • Productivity through direct and channel sourcing. • Conversion rate from leads to disbursed accounts. • Early bucket collection efficiency, bounce rate, entry rate and resolution.