Hiring For MEG- Relationship Manager

About Wholesale Banking Coverage Group (WBCG)The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil amp; Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities

About the Role:

Key Responsibilities:

• Generate leads by identifying potential industrial areas/trading units and prepare strategies to increase the Banks penetration in those areas

• Manage the internal (Branches/ other business verticals) and external (empanelled outsourced agencies) lead generating channels to generate the expected business

• Enable the sanctioning process by ensuring conduct and scrutiny of pre-disbursement activities

• Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement

• Meet customer service requirements through regular interactions with the customers to understand business condition, enhancement opportunity, etc.

• Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations

• Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information

• Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer

• Initiate recovery of stressed accounts through tele-calling/ field visits

• Ensure compliance to the stipulated guidelines/ norms and ensure closure to the audit processes

Qualifications:

• Graduation/ Post-Graduation from a recognized institute

Role Proficiencies:

• Knowledge of banking products and services

• Ability to manage complex client situations

• Good communication (both verbal and written) skill in both English and the local language

• Ability to handle pressure and meet deadlines

• Good networking and relationship building skills

• #ComeAsYouAre 'We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply'