Finance & Operations Executive

About the Role:

We are looking for a dynamic and detail-oriented Finance & Operations Executive to join our team at KNAB Finance. The ideal candidate should possess strong accounting knowledge, working experience in TDS, GST compliance, and preferably a background in fintech/NBFC operations. This is a cross-functional role involving core finance, disbursement operations, loan processing, refunds, reconciliations, and MIS support.

Key Responsibilities:

Finance & Accounting:

• End-to-end accounting entries and ledger management in Tally
• Monthly TDS calculation, payment, and return filing
• GST working, reconciliation, and return filings (GSTR-1, GSTR-3B, etc.)
• Assist in statutory & internal audits with timely preparation of schedules

Loan Disbursement & Operations:

• Coordinate with the operations team for timely and accurate loan disbursements
• Ensure all compliance checks are met before disbursement.
• Maintain accurate tracking of loan-related payments
• Coordinate product, and tech teams to ensure smooth fund flow and transaction posting

Reconciliation & Refunds:

• Daily/weekly/monthly reconciliation of bank accounts and customer ledger balances
• Identify and process customer refunds, chargebacks, and loan foreclosures
• Address discrepancies in collection & disbursement flows with operations and tech support

MIS & Reporting:

• Assist in preparing monthly MIS, AUM summaries, profitability statements
• Generate and track key metrics like NIM, spread, loan yield, cost of funds, etc.

Key Requirements:

• Qualifications: B.Com / M.Com / MBA (Finance) / CA Inter / CMA / Equivalent
• Experience: 3–6 years in Finance, Accounting, or Operations (preferably in NBFC/fintech)
• Expertise:
• Strong command over TDS, GST, and accounting principles
• Experience with disbursement, loan processing, and refund handling in a lending institution
• Hands-on with Tally, Excel, and reconciliation techniques

Familiarity with loan management systems (LMS) or core banking systems preferred