Field Sales Executive

Job Description for a role of Sales Executive in MSME Loan Product

• Sales & Promotion:
• Identify and target potential small and medium enterprises (SMEs) for MSME loan offerings.
• Promote MSME loan products to business owners and entrepreneurs.
• Understand customer requirements and recommend the most suitable loan solutions based on their business needs.
• Customer Interaction:
• Meet with business owners and key decision-makers to assess their financing needs.
• Explain the features, benefits, interest rates, and repayment options of MSME loans to clients.
• Assist customers in completing loan applications and the necessary documentation for loan approval.
• Target Achievement:
• Consistently achieve monthly sales targets as set by management.
• Track sales activities, customer interactions, and lead progress, and provide regular updates to the management team.
• Documentation & Compliance:
• Ensure all loan applications, documentation, and processes comply with company policies, banking regulations, and legal requirements.
• Market Research:
• Stay updated on trends in the MSME sector, and Provide feedback to management on market conditions

Required Skills & Qualifications:

• Education:
• Graduate
• Experience:
• Previous experience in sales for 1-2 years, especially in MSME loans, commercial banking, or financial products.
• Experience in working with SMEs and understanding their financing requirements is highly preferred.
• Skills:
• Strong communication, negotiation, and presentation skills.
• Ability to analyze customer financials and recommend appropriate loan products.
• Understanding of MSME business challenges and financial needs.

Personal Attributes:

• Self-driven and goal-oriented with a strong focus on achieving sales targets.
• Excellent relationship-building and customer service skills.
• Ability to work independently and handle multiple tasks efficiently.
• Strong problem-solving abilities with attention to detail.
• Knowledge of financial products, loan documentation, and credit appraisal processes.

Compensation:

• Salary 20-40k pm + attractive commission structure based on sales performance.
• Travelling expenses as actual.