Credit Underwriter-Cntralizd undrwrting, nbfc,navi mumbai-comm vehicle

3 Point Hrm

4 - 7 years

7 - 8 Lacs

Navi Mumbai

Posted:5 days ago| Platform:

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Skills Required

Underwriting

Work Mode

Work from Office

Job Type

Full Time

Job Description

Responsible for
complete assessment of customers
, including cross-verification and due diligence.
Conduct
ground-level understanding of various business profiles
, especially of
self-employed non-professionals
, through available documents and evidences.
Ensure underwriting decisions are taken
within defined turnaround times (TAT)
to meet business requirements.
Provide clear and sound
recommendations
on proposals in line with
company credit policy
and
risk parameters
.
Be proactive and decisive, with the ability to take
ownership of decisions
in the best interest of the organization.
Conduct
training sessions
for the Sales and Credit teams on product features and credit policies.
Engage in periodic
portfolio reviews
, including vendor assessments, early delinquency analysis, and delinquent customer evaluation.
Monitor and analyze
portfolio trends
to mitigate, transfer, or reduce credit, operational, or fraud-related risks.
Collaborate closely with internal stakeholders to ensure high-quality underwriting and portfolio health.

Other Details:

This is a
centralized underwriting role
, fully based out of the
Juinagar office
no branch visits required.
The ideal candidate must possess a strong understanding of
credit, collateral, operational, and fraud risks
within the NBFC space.
Candidates with strong communication and documentation skills in
Kannada & also Telugu, Gujarati, & Marathi
required.
Pls share updated resumes to tanumita.roy@3pointhrm.in

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