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Credit Officer

Equitas Small Finance Bank

2 - 7 years

1 - 3 Lacs

Madurai Manapparai Tiruchirapalli

Posted:3 weeks ago| Platform:

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Skills Required

Finance risk management Compliance credit underwriting BFSI credit analysis Banking credit management credit appraisal credit processing Banking Products Accuracy credit policy home loans lap home finance credit operations

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analyses to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and manage credit portfolios to optimize performance and profitability. Provide exceptional customer service and support to resolve credit-related queries. Stay updated with industry trends and regulatory changes to enhance credit operations. Job Requirements Strong understanding of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficiency in credit software and systems is required. Strong attention to detail and organizational skills are essential. Experience in the BFSI industry, preferably in a similar role, is preferred.

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Equitas Small Finance Bank

Banking

Chennai Tamilnadu

10001 Employees

3096 Jobs

Key People

Parthasarathi Mukherjee

Managing Director & CEO
Rajesh Kumar Chaturvedi

Executive Director
K Bharath Kumar

Chief Financial Officer
Pooja Nair

Chief Marketing Officer

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Credit Officer