Jobs

Interviews
Job Alerts
Tools

Upskill and Grow with AI

Mock Interview Practice interviews in realistic simulations

Coding Practice Improve your coding skills with challenges

Certification Earn certifications to validate your skills

AI Learning Get trained with AI expert sessions

Career Path AI insights for smarter career decisions

AI Job Match Score AI-Powered Job Match Against Your Resume and Optimize Your Resume

Career Tools and Resources

Resume Builder Build Professional Resume with Ease

ATS Friendliness Check Check Resume Friendliness for Applicant Tracking Systems

Auto Apply Apply to hundreds of jobs on any platform effortlessly

Co-Pilot (Chrome Extension) Your AI Assistant for Seamless Browsing Efficiency

Interview Questions Streamline interviews with ready-to-use questions

Salaries Discover market-driven salary insights across skillsets and geographies

Companies Explore leading companies actively hiring talent
For Employers

Interviews

Home
>
Jobs in Ambikapur
>
V Konnect
>
Credit Manager_ Business Banking_ Rural Bank_ Bilaspur / Ambikapur

Credit Manager_ Business Banking_ Rural Bank_ Bilaspur / Ambikapur

4 - 9 years

|

7 - 12 Lacs

Ambikapur Bilaspur

Posted:6 days ago| Platform:

Apply

Skills Required

Business Banking Trade Finance Working Capital Credit Manager Credit Underwriting

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

Credit Manager-Rural Credit-Business Banking Underwriting

Function/ Department:

Job Purpose:

To assess, evaluate, review, and approve proposals as a first officer for the business banking relationship which is referred to retail credit.
Maintain the service level deliverables agreed with counter parts.
Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the Bankss risk appetite

Roles & Responsibilities:

Appraisal of proposals:

Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities.
To convey a clear opinion/ Highlight Critical risk along with suitable mitigates if any, regarding the acceptability of the proposed transactions/ facilities covering business model, industry risk, structure, Bank Conduct and Financials risk.
Awareness of the product proposed suitability to client requirement
Conduct personal discussion with customers.

Portfolio Monitoring:

Timely Renewal
Deferral Management
EWS Management
Customer visits on key customers and high value relationship
Maintaining the defined credit and end to end TATs to timely service internal as well as external customers.

Secondary Responsibilities:

Co-ordination with Counter parts in Business, Operations, Legal, Technical and others as required.
Ensure all MIS related to credit are submitted within defined timeliness.
Area Knowledge

Education Qualification:

BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate.

More Jobs at V Konnect

Credit Manager_ Business Banking_ Rural Bank_ Bilaspur / Ambikapur

Ambikapur, Bilaspur

INR 7 - 12 Lacs

Wealth RM_Banking_Noida

Noida, Greater Noida

INR 6 - 15 Lacs

Branch Manager_Rural Bank- Hansi/Narnaul/Dharuhera

Dharuhera, Hansi, Narnaul

INR 8 - 12 Lacs

Wealth RM_Banking_Varanasi_Agra_Allahabad_Moradabad

Varanasi, Agra, Moradabad

INR 5 - 11 Lacs

Treasury Sales- Corporate Segment _ BFSI_ Noida

Noida

INR 17 - 22 Lacs

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview

cta

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Job Application AI Bot

Apply to 20+ Portals in one click

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Google Play

App Store

coding practice

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now

RecommendedJobs for You

Credit Manager_ Business Banking_ Rural Bank_ Bilaspur / Ambikapur

Ambikapur, Bilaspur

Key Accounts Manager

Maven It Solutions

Navi Mumbai, Mumbai (All Areas)

Relationship Manager

Maven It Solutions

Navi Mumbai, Mumbai (All Areas)

DWS- TPG Securities, Associate

Deutsche Bahn AG

Bengaluru

CRO Wealth Management: Pre-Deal Analyst - Associate

Deutsche Bahn AG

Mumbai

Business Continuity Management, AVP

Deutsche Bahn AG

Mumbai

Associate - Regulatory Reporting Team

Deutsche Bahn AG

Bengaluru

Gold Loan Executive

Peoples Cooperative Society

Gudivada, Vijayawada, Guntur

Branch Manager- Pooth Kalan, Saharanpur, Roorkee, Rudrapur, Pilkhuwa.

Fedbank Financial Services

Pilkhuwa, Roorkee, Rudrapur

Collections Manager/Used Car/Used CV Collection

The Investment Trust of India (ITI)

Hyderabad