Branch Manager

The role of a Branch Manager-Micro Business Loan in the Micro Business Loans department is to scale up the business for Micro Business Loan lending in a designated area. Your primary responsibility will be to deliver banking services to customers in a cost-efficient and technologically effective manner. You will work closely with the Retail team to achieve this goal. Your objective is to provide customers with a seamless and fulfilling experience, making IDFC First their primary bank for all banking needs. Your key responsibilities will include: - Planning targets and manpower requirements for the branch - Recruiting and training Sales Managers, Branch Sales Managers, Branch Credit and Collection Managers, and field staff - Meeting monthly disbursement targets - Identifying business clusters with high potential and implementing penetration strategies - Monitoring and improving manpower productivity - Supervising and mentoring the branch team - Staying updated on competition and market developments, and reporting them to higher management - Managing product mix and branch profitability - Overseeing bucket collection and overall portfolio management - Ensuring compliance with internal and external audit requirements To be eligible for this role, you should have: - Graduation in any field - Post-graduation in MBA or PGDM - 5-10 years of relevant experience Your role as a Branch Manager-Micro Business Loan is crucial in driving the growth of Micro Business Loans while providing exceptional customer service and ensuring the success of IDFC First as a premier banking institution.,