Visa

Be a part of the Controllership Operations team. Our purpose is to support the Visa strategy of Sell, Sell, Sell. We achieve this by providing advice and support to colleagues across the Visa functions on execution of Value-in-Kind transactions, primarily in Marketing and Visa Consulting & Analytics. We are Responsible for the accuracy of P&L postings and managing controls in respect of Value in Kind Client projects. We ensure these are compliant, progressed in a timely manner, and are accounted for accurately. So, what do we expect of you, day to day? Manage a case load of VIK projects - through controls and contracting, to ensuring timely expense/revenue recognition, and finally closing out the project with a visible audit trail. Competency in the use of corporate systems to enable case management records to be accurately maintained. Analyse and respond to emails from stakeholders in timely manner. Communicate effectively with Stakeholders clearly and effectively by conveying key information efficiently. Align priorities and tasks with a customer first approach to ensure transactions are progressed accurately, but also without undue delay. Collaboration with and support of immediate team colleagues to ensure balanced allocation of workload across team, absences covered, and solutions embedded across the whole team. Act as a subject matter expert in Value in Kind transactions and Payments to Customers - interpreting and applying Visa policies, procedures, and processes. Maintain control standards, accuracy, and independence. Demonstrate individual leadership - providing ongoing coaching/training, and guidance to stakeholders. Establish a strong understanding of the varied transaction types and associated initiation paths and processes. Proactively identify and remediate potential issues, analysing root cause to prevent re-occurrence. Deep collaboration with Service Delivery Leads to ensure timely progression of projects without unnecessary delay. What we re after Degree educated, or equivalent experience in a controls-based role. Background in Finance, Audit or Compliance with focus on operational controls would be an advantage. 3-5 years business experience. Excellen

Job Description The desired candidate will work in Compliance Technology Operations(CTO) team under Global Ethics & Compliance organization. CTO is the center of excellence for product development and technology operations adhering to the Visa’s compliance requirements supporting Visa business lines, products and services. As a product manager, the candidate will act as a link between globally distributed cross functional teams bridging business, product and technology. Main functions include product development, roadmap planning and customer engagement ensuring products built adhere to AML & sanctions requirements fulfilling regulatory obligations. Looking for a candidate with strategic thinking, problem solving and analytical skills, technical proficiency, database query skills, excellent leadership communication and presentation skills, project management and strong work ethics with ability to work in fast paced environment. Need to be a quick learner and develop solid understanding of Visa’s Compliance program. The candidate should have a passion for learning and innovation and possess a mix of technical, business, and soft skills. Should have a customer-centric approach with drive towards better decision-making and effective advocacy. Essential Functions: Be the Product SME for compliance and business stakeholders with leadership qualities and thorough understanding of end-to-end data flow of the application and downstream systems. Define product vision and strategy based on customer needs and business goals. Develop, maintain and prioritize product backlog items that outlines product vision and execution path for product development. Create detailed business requirement documents, acceptance criteria and other specifications. Act as link between business and technical stakeholders to drive requirements walkthrough sessions for product development including features, fixes, and technical work that needs to be done. Thoroughly understand and outline the objectives and scope of the user acceptance test, create timelines, develop and execute test cases and scenarios, validate results, report and track defects fixes until delivery complete. Conduct comprehensive UAT (user acceptance testing - frontend and backend/API testing) for client integrations and new features (pre- and post-production) development before production. Require SQL querying skills. Act as liaison between stakeholders and the development team ensuring a clear line of communication per committed /planned timelines. Strong follow-through ability to drive to closure and resolution for deliverables. Analyze and troubleshoot gaps in functionality, process and technology, identify improvement areas/enhancements, propose solutions, devise plan and drive execution. Work with 3rd party services for external integration related product development. Work in a highly collaborative and fast paced environment with minimal supervision and develop effective relationships with business and IT stakeholders to complete day to day activities with excellence in quality, accuracy and minimal guidance. Qualifications • Bachelor’s degree in Computer Science, Information Technology or related field with at least 6-8 years of experience in technical product owner or similar role with strong product management experience in large enterprise. • Possess deep technical knowledge and product acumen to translate opportunities into actionable product capabilities and features. API and platform product development experience is required. • Strong knowledge of software QA methodologies, tools, and processes. Hands-on experience with writing queries/scripts in SQL, Oracle, and Python. • Detail-oriented with experience in writing clear, concise, and comprehensive business requirement documents and test cases. • Self-motivated and team-oriented, able to work both autonomously and effectively as part of a geographically dispersed team. • Excellent problem solving and analytical skills. • Strong interpersonal and communication skills. • An initiative-taking individual with the ability to address challenges, solve problems, and enable progression. • Successful demonstration of product delivery in Agile (e.g., scrum) and waterfall software development methodologies. • Prior AML and Compliance experience is a plus. • Experience in AI/machine learning is a plus. • Willing to work on a flexible schedule across different time zones. Show more Show less

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description The Senior Analyst will support the Visa Currency Cloud group of regulated entities by creating insightful visualizations to enhance operational efficiency, customer experience and strategic decision-making within our regulated entity. This role requires a strong understanding of data analysis & data visualization tools. The Senior Analyst will be responsible for interpreting complex data sets, developing insightful reports and collaborating with compliance, legal and risk teams to promote a culture of compliance and risk management across the organization. We are seeking a highly skilled and experienced Senior Analyst to join Compliance Technology Operations (CTO) team which is part of the Global Ethics and Compliance organization. Responsibilities: Design and develop dashboards/reports that display key risk indicators including transaction volumes, flagged activities and customer risk scores Work with cross-functional teams to identify analytics needs and provide expert advice on data-driven strategies Perform data testing to validate data accuracy, consistency and reliability before utilizing it in visualizations and reports Identify opportunities for process improvements and efficiencies through data analytics Optimize and enhance existing visualizations for better performance and user experience Ensure all analytics practices comply with relevant regulatory requirements Identify and address anomalies in data that could impact the business and communicate the analytical findings to non-technical stakeholders in a clear and concise manner Collaborate with IT, operations, and risk management teams to optimize data usage This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications •5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications •Bachelor's/ Master’s degree in engineering, Economics, Statistics, Mathematics, or related technical discipline •Minimum of 5 years of experience in data visualization and data intelligence •Proficiency in data visualization tools such as Tableau, Power BI or similar, and programming languages such as Python, R and SQL •Strong background in data analysis, visualization, and storytelling, with the ability to transform complex data sets into actionable insights and visually compelling narratives •Excellent knowledge of database management, data extraction and data manipulation skills •Excellent storytelling and presentation skills, with the ability to communicate complex data insights to non-technical audiences •Ability to work independently and manage multiple projects simultaneously •Experience in the financial services or fintech industry is a plus. •Open to work in a flexible schedule across different time zones •Knowledge of UX/UI principles to enhance user interaction with data visualizations •Understanding of AML and sanctions regulations •Familiarity with data warehousing and ETL processes Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Show more Show less

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa's Observability Team ensures the effective monitoring and logging of the company's infrastructure and applications. Utilizing a variety of tools to provide comprehensive observability, which aids in proactively identifying and troubleshooting issues, enhancing system performance, and ensuring high availability. Our latest project involves build in-house enterprise level log management solutions. We are seeking a motivated and talented Software Engineer to join our team. The ideal candidate will have strong programming skills, a keen interest in database technologies, and the ability to work collaboratively in a fast-paced environment. Responsibilities Develop and maintain robust, scalable, and efficient code for our Log managementproject. Collaborate with cross-functional teams to gather requirements and design solutions. Write clean, maintainable, and well-documented code. Participate in code reviews and provide constructive feedback to peers. Troubleshoot and debug issues as they arise. Continuously learn and apply new technologies to improve the product. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications:- Bachelors degree/Master's degree with 1+ years of relevant work experience Preferred Qualifications:- Bachelor’s degree in computer science, or a related field. 1+ years of experience in software development. Proficiency in Golang OR Java. Good to have knowledge of C, C++, and Python. Experience with observability tools such as Grafana, OpenTelemetry, Fluentbit, etc., Experience with database technologies, preferably Clickhouse or other columnar databases. Strong problem-solving skills and attention to detail. Excellent communication and teamwork skills. Experience with Ansible is an added advantage. Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Show more Show less

Visa is seeking a full stack Java/J2EE developer with good hands-on experience in front end technologies like angular. The Visa Commercial Solutions team is responsible for designing, developing, and managing 20+ applications and services for Visa s Commercial line of products. Our range of products include data processing, business intelligence, data mining, and B2B payments solutions Primary responsibilities for this role will include As part of a cross functional scrum team, design, develop & test new applications and maintain existing applications Develop code that complies with design specifications and meets security and industry best practices. Work with architects, systems analysts, project managers, QA and other developers to successfully implement business requirements while applying the latest available tools and technologies. Participate in design and code review sessions as appropriate to ensure the quality of work delivered by teammates is in accordance with development standards Build working relationships with global and virtual teams on software development Basic Qualifications -Bachelors degree, OR 3+ years of relevant work experience Preferred Qualifications -2 or more years of work experience -4+ years of relevant experience in software industry -Proficient in Java/J2EE technologies -Experience in frameworks like Spring, Sprint MVC, JPA, Hibernate -Experience in SQL and/or PL/SQL is required -Experience in working with microservice development, containerization, and CI CD -Experience working on UI/Web development using JavaScript, UI frameworks like Angular/React -Demonstrated knowledge of Web Services Development using SOAP or REST, JSON and XML -Proficient in GIT/Stash, Maven -Experience being part of a Agile/Scrum team -Bachelor or Master Degree in Computer Science, or related technology /engineering discipline

The Client Incentive Operations team are responsible for managing Client Incentive and Merchant Acceptance Incentive agreements. We ensure compliance with contractual terms and determine the accounting treatment of each incentive deal and conformity with US GAAP. We use lean/six sigma process methodologies to provide benefits to our stakeholders regarding quality, cost and schedule associated with our work. This role is to support the operations of client incentive teams from all regions worldwide. Essential Functions: Manage Incentive contracts for all regions Analyze newly executed incentive contract terms to assess Visa contractual obligations and determine appropriate accounting treatment based on Visa policy and procedure Review proforma to ensure accuracy of contract interpretation and application of Visa accounting policy respectively Setup incentive contracts in Oracle Revenue Management and Billing (ORMB) system per contract terms, ensuring that all key obligations have been accurately addressed. Ensure consistencies in the process especially those to accommodate system limitation Manage, track, and process contractual payments per terms of contracts accurately and timely for all regions Liaise with Sales, Legal and clients to determine the fulfillment of contractual obligations. Review on-going contract performance and update future performance /amortization schedules, as needed Responsible for inquiries and issue resolution related to the assigned contracts Coordinate with the bigger Client Incentive Operations team, understand the various deals across regions and ensure a consistent business process applied globally for a similar contract structure Support ad-hoc analysis or project as needed Ensure key production metrics for the month are met Basic Qualifications: 1) 2+ years of work experience with a bachelor s degree or an Advanced Degree (e.g. MBA) 2) 2-5 years of relevant working experience Preferred Qualifications: 1. Bachelors in accounting 2. Chartered Accountant or CPA preferred but not required 3. Audit or accounting experience 4. Attention to detail and highly organized 5. Self-motivated, ability to function well independently as well as in a team, and comfortable in a fast-paced and dynamic environment 6. Strong leadership and interpersonal skills 7. Strong business analysis skills, excellent verbal, and written communication skills 8. Proficient in advanced Excel skills, familiar with Oracle based application is a plus

The Senior Analyst will support the Visa Currency Cloud group of regulated entities by creating insightful visualizations to enhance operational efficiency, customer experience and strategic decision-making within our regulated entity. This role requires a strong understanding of data analysis & data visualization tools. The Senior Analyst will be responsible for interpreting complex data sets, developing insightful reports and collaborating with compliance, legal and risk teams to promote a culture of compliance and risk management across the organization. We are seeking a highly skilled and experienced Senior Analyst to join Compliance Technology Operations (CTO) team which is part of the Global Ethics and Compliance organization. Responsibilities : Design and develop dashboards/reports that display key risk indicators including transaction volumes, flagged activities and customer risk scores Work with cross-functional teams to identify analytics needs and provide expert advice on data-driven strategies Perform data testing to validate data accuracy, consistency and reliability before utilizing it in visualizations and reports Identify opportunities for process improvements and efficiencies through data analytics Optimize and enhance existing visualizations for better performance and user experience Ensure all analytics practices comply with relevant regulatory requirements Identify and address anomalies in data that could impact the business and communicate the analytical findings to non-technical stakeholders in a clear and concise manner Collaborate with IT, operations, and risk management teams to optimize data usage Basic Qualifications 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications Bachelors/ Master s degree in engineering, Economics, Statistics, Mathematics, or related technical discipline Minimum of 5 years of experience in data visualization and data intelligence Proficiency in data visualization tools such as Tableau, Power BI or similar, and programming languages such as Python, R and SQL Strong background in data analysis, visualization, and storytelling, with the ability to transform complex data sets into actionable insights and visually compelling narratives Excellent knowledge of database management, data extraction and data manipulation skills Excellent storytelling and presentation skills, with the ability to communicate complex data insights to non-technical audiences Ability to work independently and manage multiple projects simultaneously Experience in the financial services or fintech industry is a plus. Open to work in a flexible schedule across different time zones Knowledge of UX/UI principles to enhance user interaction with data visualizations Understanding of AML and sanctions regulations Familiarity with data warehousing and ETL processes

Our latest project involves build in-house enterprise level log management solutions. We are seeking an experienced and driven Senior Software Engineer to lead this development effort. The ideal candidate will have extensive software engineering experience, a deep understanding of database systems, and the ability to drive projects to successful completion. Responsibilities Participate in the design, and implementation of complex features in our log management system. Collaborate with product managers and stakeholders to define requirements and deliverables. Provide technical guidance and mentorship to team members, promoting knowledge sharing and professional development. Develop and implement best practices and standards for deploying and managing applications. Perform regular code deployment to the production environment and automate CI CD pipelines for seamless deployments. Implement application performance monitoring (eg memory, latency) and proactively identify monitoring gaps on an ongoing basis. Conduct thorough code reviews and ensure adherence to best practices. Perform system and application performance tuning and optimization to maximize efficiency and scalability. Stay updated with the latest industry trends and technologies to bring innovative ideas to the team. Basic Qualifications:- 3+ years of relevant work experience and a Bachelors degree/Masters degree Preferred Qualifications:- Bachelor s or Master s degree in computer science, or a related field. 3+ years of experience in software development Expertise in Golang and Java. Good to have knowledge of C, C++, and Python. In-depth knowledge of observability tools such as Grafana, OpenTelemetry, Fluentbit, etc., In-depth knowledge of database technologies, preferably Clickhouse or other columnar databases. Proven track record of leading projects and delivering high-quality software. Strong problem-solving abilities and analytical skills. Excellent communication and leadership skills. Experience with Ansible is an added advantage. Must have Unix knowledge.

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa s internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Demonstrates relevant technical working knowledge to understand requirements. Identifies and contributes to the development and solution strategies to team members that improve the design and functionality of interface features across one or more project features, under minimal guidance. Applies standard processes on the use of programming languages (eg HTML, C++, Java) to write code that fulfills website modification requests and technical requirements. Collaborates with others to support the piloting of new technology capabilities and features that enhance the user website experience across e-commerce products. Analyzes bugs for simple issues and applies debugging tools to verify assumptions. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, hacking beyond traditional solutions Language Expertise: Expertise in one or more general development languages (eg, Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Basic Qualifications: -5+ years of relevant work experience with a Bachelor s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualifications: -5+ years of relevant work experience with a Bachelor s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. -6+ years of relevant work experience with a Bachelor s Degree or with an Advanced degree -Mastery in one of Frontend or Backend or Full stack is required -Proficiency in one or more programming language or technology including, but not limited, to C#, .NET, Angular, CSS, React, building RESTful APIs -Experience in using various GenAI tools in SDLC and optimization. -Familiarity with continuous delivery and DevOps practices, including infrastructure automation, monitoring, logging, auditing, and security -Understanding of integration patterns, API design, and schema standardization for enterprise systems -Hands-on knowledge of Microservices, containers, cloud platforms (e.g., AWS, Azure, or GCP). GenAI is a plus -Prior exposure to SQL &/or NoSQL data stores is beneficial -Excellent communication skills, with a proven ability to mentor and guide engineering teams

Visas Observability Team ensures the effective monitoring and logging of the companys infrastructure and applications. Utilizing a variety of tools to provide comprehensive observability, which aids in proactively identifying and troubleshooting issues, enhancing system performance, and ensuring high availability. Our latest project involves build in-house enterprise level log management solutions. We are seeking a motivated and talented Software Engineer to join our team. The ideal candidate will have strong programming skills, a keen interest in database technologies, and the ability to work collaboratively in a fast-paced environment. Responsibilities Develop and maintain robust, scalable, and efficient code for our Log managementproject. Collaborate with cross-functional teams to gather requirements and design solutions. Write clean, maintainable, and we'll-documented code. Participate in code reviews and provide constructive feedback to peers. Troubleshoot and debug issues as they arise. Continuously learn and apply new technologies to improve the product. Basic Qualifications:- Bachelors degree/Masters degree with 1+ years of relevant work experience Preferred Qualifications:- Bachelor s degree in computer science, or a related field. 1+ years of experience in software development. Proficiency in Golang OR Java. Good to have knowledge of C, C++, and Python. Experience with observability tools such as Grafana, OpenTelemetry, Fluentbit, etc., Experience with database technologies, preferably Clickhouse or other columnar databases. Strong problem-solving skills and attention to detail. Excellent communication and teamwork skills. Experience with Ansible is an added advantage.

Team Summary Visa Consulting and Analytics (VCA) drives tangible, impactful and financial results for Visa s network clients, including both financial services and merchants. Drawing on our expertise in strategy consulting, data analytics, brand management, marketing, operational and macroeconomics, Visa Consulting and Analytics solves the most strategic problems for our clients. The India & South Asia (InSA) Consulting Market team within Visa Consulting & Analytics provides consulting and solution services for Visa s largest issuers in India, Sri Lanka, Bangladesh, Nepal, Bhutan & Maldives. We apply deep expertise in the payments industry to provide solutions to assist clients with their key business priorities, drive growth and improve profitability. The VCA team provides a comprehensive range of consulting services to deliver solutions that address unique challenges in areas such as improving profitability, strategic growth, customer experience, digital payments and running risk. You will join our consulting team and play a role in delivering and implementing high impact projects and solutions with client across the Payments Ecosystem which includes Issuers, Acquirers, Merchants, Fintechs etc. This person will develop initiatives to promote balanced and profitable growth, thereby ensuring that Visa is both, the preferred brand and outstanding business partner. This role is based in our Mumbai office and reporting into the Head of Risk Consulting Practice, India & South Asia. What the Senior Manager Fraud Risk Consulting, Visa Consulting & Analytics does at Visa: The Senior Manager Fraud Risk Consulting is responsible for delivering Risk advisory services to Visa s clients (Issuers, Acquirers and Merchants) in the Fraud Risk space. The Senior Manager will report into the Head of Risk Consulting Practice, VCA - India and South Asia (INSA) will contribute to the delivery of Risk advisory engagements. This individual will bring expertise in Fraud Risk functional domain gained as within a bank and/or a specialized consulting firm. We are looking for a motivated, analytically minded individual with a track record of using Risk expertise to unlock business value. Key responsibilities for the Senior Manager Risk Consulting: Lead the delivery of Fraud Risk advisory engagements across INSA Supporting the development of Risk advisory related knowledge and capabilities, creating next-generation risk engagement with Visa clients. Helping in pre-sales/business development content creation and client pitches. Partner with in-market VCA consultants and data scientists to deliver risk-related advisory engagements Establish Intellectual Property (IP) risk repository for VCA by capitalizing on learnings from consulting engagements (e.g., build standard methods, create library of case studies, templatize modeling codes) Reengineer and/or package risk consulting methodologies and data driven solutions as appropriate, ensuring world-class best practices and efficiency through economies of scale Partner with other Visa functions (e.g., Risk, Products) to capitalize on existing risk products/solutions and co-design new ones leveraging Visa s assets (expertise, data, capabilities) Share methodologies and best practices with other VCA regional teams Provide deep subject matter expertise and thought leadership by publishing articles and white papers Why this is important to Visa With a rapid change in the payment landscape, new regulations around Open banking and Open data and the emergence of new Fintech players - the payment ecosystem is rapidly evolving, and our clients are looking to Visa as the payment experts to help them navigate through the opportunities and challenges that these changes pose. Visa with its global reach and rich transaction data set is ideally positioned to assist issuer and acquirer solve their strategic business problems and drive growth. We are looking for an individual to join us as a Senior Manager Risk Consulting. This individual will support in expanding VCA consulting engagements with our Issuers and Acquirer to drive risk related advisory engagement. Projects you will be a part of: The nature of projects this role will play a key role in vary; this would include helping issuers and acquirers solve their most strategic business problems on Risk: Risk diagnostic - Identify opportunities to optimize risk management Authorization Optimization - Define optimal authorization strategy with balanced risk control measures STIP Optimization - Define optimal STIP strategy with balanced risk control measures Fraud Strategy & Process Optimization - Enhance fraud risk management strategy with optimal detection performance Fraud Risk Prediction/Scoring - Development of statistical models based on client data to predict the likelihood of fraud occurrence Fraud Rule Optimization - On-behalf execution of fraud risk management for clients to optimize performance & enhance detections Innovation - Industry Insights, Thought Leadership, Strategic Risk Advisory, Solutions and Playbooks Enterprise Fraud Framework & Strategy - Develop future state Fraud Strategy & Framework leveraging global best practices Acquiring Risk - Merchant on-Boarding & Activation, Application Fraud Management Specific skill set and experience required: 10+ years of relevant experience in Fraud Risk Management/Analytics either with issuing banks or a risk practitioner in a consulting Firm Masters degree, id

Visa is seeking a full stack Java/J2EE developer with good hands-on experience in front end technologies like angular. The Visa Commercial Solutions team is responsible for designing, developing, and managing 20+ applications and services for Visa s Commercial line of products. Our range of products include data processing, business intelligence, data mining, and B2B payments solutions Primary responsibilities for this role will include As part of a cross functional scrum team, design, develop & test new applications and maintain existing applications Develop code that complies with design specifications and meets security and industry best practices. Work with architects, systems analysts, project managers, QA and other developers to successfully implement business requirements while applying the latest available tools and technologies. Participate in design and code review sessions as appropriate to ensure the quality of work delivered by teammates is in accordance with development standards Build working relationships with global and virtual teams on software development This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Basic Qualifications: * 5+ years of relevant work experience with a Bachelor s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualifications: * 5+ years of relevant work experience with a Bachelor s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. * 5 + years of relevant experience in software industry * Proficient in Java/J2EE technologies * Experience in frameworks like Spring, Sprint MVC, JPA, Hibernate * Experience in SQL and/or PL/SQL is required * Experience in working with microservice development, containerization, and CI CD * Experience working on UI/Web development using HTML, CSS, JavaScript and UI frameworks like Angular/React * Demonstrated knowledge of Web Services Development using REST, JSON and XML * Proficient in GIT/Stash, Maven * Experience being part of a Agile/Scrum team * Bachelors or Masters Degree in Computer Science, or related technology/engineering discipline

Company Description Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description We are seeking a highly motivated and experienced Agile Product Owner to help build intelligent, Gen AI-powered applications that transform enterprise productivity. The ideal candidate will have a strong background in Agile methodologies and a proven track record of delivering high-quality products. As an Agile Product Owner, you will be responsible for articulating product requirements, creating and maintaining the product backlog, and ensuring that the development team delivers value to our customers. Key Responsibilities: Backlog & Delivery Management Work with the Product Manager to drive the implementation of Corporate GenAI products. Maintain a well-groomed backlog of Epics and Stories. Break down large Epics into incremental, demonstrable stories with clear acceptance criteria. Prioritize features based on ROI, user impact, and technical feasibility. Ensure continuous delivery of value through Agile iterations and demos. Work closely with the Scrum Master to ensure that the development team is following Agile best practices and delivering high-quality products. Conduct regular reviews and retrospectives to identify areas for improvement and ensure continuous delivery of value. Cross-functional Collaboration Collaborate with the development team to ensure that user stories are well-defined, understood, and ready for implementation. Partner with Technical Architects to ensure architectural and governance compliance. Engage with end users to gather feedback and guide UX and process improvements. GenAI Product Lifecycle Ownership Execute product manager’s vision by creating, marketing and delivering corporate GenAI products. Identify non-technical risks for product delivery and adoption and drive them to closure. Evangelize AI solutions to customers and stakeholders. Track adoption strategies in collaboration with training and changing management teams. Quality & Compliance Partner with Technology architects to embed and verify non-functional requirements (e.g., performance, security, usability) in all deliverables. Ensure compliance with ethical standards, governance frameworks, and regulatory requirements. Performance & Innovation Measure and drive GenAI product performance using data-driven insights. Encourage investment in technical debt reduction and non-functional improvements. Mentor team members and promote best practices across global AI teams. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualification 5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualification Bachelor’s degree in business, Data Science, Information Systems, Computer Science, or related field. 5+ years of proven track record in Agile product ownership and full product lifecycle management. Experience with Agile methodologies, governance, and compliance standards. Good understanding of Generative AI, LLMs, Agentic AI, and automation platforms. Ability to prioritize and manage multiple tasks and projects in a fast-paced environment. Strong analytical and problem-solving skills. Strong collaboration, communication, and strategic thinking skills. Experience with product management tools such as Jira, Trello, or similar. Certified Scrum Product Owner (CSPO) or similar certification is a plus. Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa Consulting and Analytics (VCA) drives tangible, impactful and financial results for Visa’s network clients, including both financial services and merchants. Drawing on our expertise in strategy consulting, data analytics, brand management, marketing, operational and macroeconomics, Visa Consulting and Analytics solves the most strategic problems for our clients. The India & South Asia (InSA) Consulting Market team within Visa Consulting & Analytics provides consulting and solution services for Visa’s largest issuers in India, Sri Lanka, Bangladesh, Nepal, Bhutan & Maldives. We apply deep expertise in the payments industry to provide solutions to assist clients with their key business priorities, drive growth and improve profitability. The VCA team provides a comprehensive range of consulting services to deliver solutions that address unique challenges in areas such as improving profitability, strategic growth, customer experience, digital payments and running risk. You will join our consulting team and play a role in delivering and implementing high impact projects and solutions with client across the Payments Ecosystem which includes Issuers, Acquirers, Merchants, Fintechs etc. This person will develop initiatives to promote balanced and profitable growth, thereby ensuring that Visa is both, the preferred brand and outstanding business partner. This role is based in our Mumbai office and reporting into the Head of Risk Consulting Practice, India & South Asia. What the Director Risk Consulting, Visa Consulting & Analytics does at Visa: The Director Risk Consulting is responsible for delivering Risk advisory services to Visa’s clients (Issuers, Acquirers and Merchants) across Credit Risk and Fraud Risk. The Director will report into the Head of Visa Consulting and Analytics, VCA - India and South Asia (INSA), and will lead the Credit and Fraud Risk advisory Practice Area. This individual will bring expertise in both the Credit and Fraud Risk functional domain gained as within a bank and/or a specialized consulting firm. We are looking for a motivated, analytically minded leader with a track record of using Risk expertise to unlock business value. Key responsibilities for the Director Risk Consulting: The three key responsibility areas are : Business and pipeline development of Visa’s Consulting and Analtyics’ Risk advisory services with specific revenue targets Participate in high-impact solutioning & delivery that meet the high standards that result in high NPS & repeat engagements Develop Consulting practice area & contribute to Thought Leadership Specific responsibilities: Scale up the Risk Advisory Practice in the market and will be responsible for meeting the practice and delivery targets across Fraud Risk and Credit Risk practice area With expertise in Risk, help develop clients business strategies across the product lifecycle (acquisition, underwriting, customer management, portfolio risk management) Responsible for delivery of Credit and Fraud Risk advisory engagements across INSA Develop Risk advisory related knowledge and capabilities creating next generation risk engagement with Visa clients Build new scalable solutions, toolkits, standard methodology documents and consulting approach that can be applied across VCA practice Partner with in-market VCA consultants and data scientists to innovate and deliver risk-related advisory engagements Establish Intellectual Property (IP) risk repository for VCA by capitalizing on learnings from consulting engagements (e.g., build standard methods, create library of case studies, templatize modeling codes) Reengineer and/or package risk consulting methodologies and data driven solutions as appropriate, ensuring world-class best practices and efficiency through economies of scale Partner with other Visa functions (e.g., Risk, Products) to capitalize on existing risk products/solutions and co-design new ones leveraging Visa’s assets (expertise, data, capabilities) Share methodologies and best practices with other VCA regional teams Ensure consistency, standards & quality control of Credit Risk methodologies in AP Provide deep subject matter expertise and thought leadership by publishing articles and white papers Why this is important to Visa With a rapid change in the payment landscape, new regulations around Open banking and Open data and the emergence of new Fintech players – the payment ecosystem is rapidly evolving, and our clients are looking to Visa as the payment experts to help them navigate through the opportunities and challenges that these changes pose. Visa with its global reach and rich transaction data set is ideally positioned to assist issuer and acquirer solve their strategic business problems and drive growth. We are looking for an individual to join us as a Director Risk Consulting. This individual will support in expanding VCA consulting engagements with our Issuers and Acquirer to drive risk related advisory engagement. Some Illustrative Projects: The nature of projects this role will play a key role in vary; this would include helping issuers and acquirers solve their most strategic business problems on credit Risk: Risk strategy – Designing fit-for-purpose credit and fraud risk strategy Risk diagnostic - Identify opportunities to optimize risk management Line Management - Optimize credit line based on usage propensity and risk profile Underwriting - Increase underwriting approvals by leveraging alternate data Balance Build - Build revolving balances to drive incremental lending economics Authorization Optimization - Define optimal authorization strategy with balanced risk control measures STIP Optimization - Define optimal STIP strategy with balanced risk control measures Fraud Strategy & Process Optimization - Enhance fraud risk management strategy with optimal detection performance Fraud Risk Prediction/Scoring - Development of statistical models based on client data to predict the likelihood of fraud occurrence Fraud Rule Optimization - On-behalf execution of fraud risk management for clients to optimize performance & enhance detections Innovation - Industry Insights, Thought Leadership, Strategic Risk Advisory, Solutions and Playbooks Enterprise Fraud Framework & Strategy - Develop future state Fraud Strategy & Framework leveraging global best practices Acquiring Risk - Merchant on-Boarding & Activation, Application Fraud Management Qualifications Specific skill set and experience required: 10+ years of relevant experience in Credit Cards Risk Management/Analytics either with issuing banks or a risk practitioner in a consulting Firm Master's degree, ideally in a quantitative field (e.g., engineering, economics, mathematics, science) from a reputed institution Previous Engagement Management / Business Development experience at large management consulting firm leading or Portfolio Management / Product Leadership at a large Indian Financial Institution Experience using financial indicators to measure business performance with a significant focus on impacting return on investment Knowledge and understanding of banking operations and/or payment schemes, including products & services, business systems and processes, marketing initiatives and card issuing experience Outstanding problem-solving skills, with demonstrated ability to think creatively and strategically Impeccable team player, able to gracefully work with and influence people at all levels Strong financial acumen and understanding of profitability drivers of financial institutions Excellent communication, storytelling and presentation skills Self-motivated, results oriented individual with the ability to handle numerous projects concurrently Technology-driven mindset, digitally curious, up to date with digital and technology literature, trends Relevant experience shall include: Curious, up to date with Indian payment landscape with a point of view on what & how of client priorities & problems Experience in fraud risk analytics or hands on experience with one or more data analytics/programming tools preferred Deep understanding of the consumer credit/fraud risk landscape in India Understanding of risk regulation, compliance, and organizational implications (e.g., Basel) Expertise in Fraud Management (prevention, detection, response) Hands on experience of risk analytical models Understanding of the implications of digital transformation on risk management What will also help: Direct relevant experience in consulting roles and or payment / technology firms Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description We are seeking a highly motivated and experienced Agile Product Owner to help build intelligent, Gen AI-powered applications that transform enterprise productivity. The ideal candidate will have a strong background in Agile methodologies and a proven track record of delivering high-quality products. As an Agile Product Owner, you will be responsible for articulating product requirements, creating and maintaining the product backlog, and ensuring that the development team delivers value to our customers. Key Responsibilities: Backlog & Delivery Management Work with the Product Manager to drive the implementation of Corporate GenAI products. Maintain a well-groomed backlog of Epics and Stories. Break down large Epics into incremental, demonstrable stories with clear acceptance criteria. Prioritize features based on ROI, user impact, and technical feasibility. Ensure continuous delivery of value through Agile iterations and demos. Work closely with the Scrum Master to ensure that the development team is following Agile best practices and delivering high-quality products. Conduct regular reviews and retrospectives to identify areas for improvement and ensure continuous delivery of value. Cross-functional Collaboration Collaborate with the development team to ensure that user stories are well-defined, understood, and ready for implementation. Partner with Technical Architects to ensure architectural and governance compliance. Engage with end users to gather feedback and guide UX and process improvements. GenAI Product Lifecycle Ownership Execute product manager’s vision by creating, marketing and delivering corporate GenAI products. Identify non-technical risks for product delivery and adoption and drive them to closure. Evangelize AI solutions to customers and stakeholders. Track adoption strategies in collaboration with training and changing management teams. Quality & Compliance Partner with Technology architects to embed and verify non-functional requirements (e.g., performance, security, usability) in all deliverables. Ensure compliance with ethical standards, governance frameworks, and regulatory requirements. Performance & Innovation Measure and drive GenAI product performance using data-driven insights. Encourage investment in technical debt reduction and non-functional improvements. Mentor team members and promote best practices across global AI teams. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualification • 5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualification • Bachelor’s degree in business, Data Science, Information Systems, Computer Science, or related field. • 5+ years of proven track record in Agile product ownership and full product lifecycle management. • Experience with Agile methodologies, governance, and compliance standards. • Good understanding of Generative AI, LLMs, Agentic AI, and automation platforms. • Ability to prioritize and manage multiple tasks and projects in a fast-paced environment. • Strong analytical and problem-solving skills. • Strong collaboration, communication, and strategic thinking skills. • Experience with product management tools such as Jira, Trello, or similar. • Certified Scrum Product Owner (CSPO) or similar certification is a plus. Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa s internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Demonstrates relevant technical working knowledge to understand requirements. Identifies and contributes to the development and solution strategies to team members that improve the design and functionality of interface features across one or more project features, under minimal guidance. Applies standard processes on the use of programming languages (eg HTML, C++, Java) to write code that fulfills website modification requests and technical requirements. Collaborates with others to support the piloting of new technology capabilities and features that enhance the user website experience across e-commerce products. Analyzes bugs for simple issues and applies debugging tools to verify assumptions. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, hacking beyond traditional solutions Language Expertise: Expertise in one or more general development languages (eg, Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams Basic Qualifications You have a 3-6 years of work Software Development experience with Bachelor degree or with an Advanced degree. You have payments related SME knowledge in one or more of the following industries - Banking, Fintech, Retail, Healthcare, Insurance You have expertise of Core Java, JEE technologies, Web technologies, JavaScript and container based technologies. Understanding of middleware/integration technologies (APIs, Web Services, REST, SOAP) You are an expert in proposing solutions for building world class payment solutions which includes Development, monitoring, troubleshooting, triaging You have experience architecting solutions with Continuous Integration and Continuous Delivery in mind You have the ability to work with various Solutions architects/Architects to build tailored solutions for various system integrations. You are an advocate to rest of the teams to best engineering practices to delivery with highest quality possible, with top velocity. We count on your curiosity and creativity, to want to understand customer requirements and our processes and want to come up with creative solutions While you will have the skill to see and understand the big picture, you re able to stay focused on the task at hand to achieve immediate goals

Company Description Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description The Product Analyst requires hands-on experience which includes the following responsibilities: Spearheaded User Acceptance Testing (UAT) from a client-focused perspective, utilizing automation tools to streamline regression testing and ensuring comprehensive management of test artifacts throughout the entire test execution lifecycle. Collaborate closely with Visa’s technology, product, and solution teams to understand new business initiatives and ensure the delivery of high-quality products. Partner with stakeholders to develop a robust Validation platform for both Sandbox and Production environments, serving as the product owner for the platform. Foster strong relationships with product and design teams to drive evaluation and validation of cutting-edge technologies that enhance user experience. Assess Visa and partner integration models and supporting documentation to guarantee a world-class developer experience. Work alongside engineering teams to design and implement resilient, scalable, and reliable payment processing platforms. Cultivate positive relationships with both internal and external stakeholders to facilitate collaboration and project success. Define product and technical requirements by drafting clear, comprehensive, and detailed user stories for complex features and products. Collaborate closely with development and QA teams to ensure technical specifications and final products align with business objectives. Support development efforts to ensure all deliverables meet Visa’s compliance, security, and quality standards, as well as requirements of the card payment ecosystem. Participate in daily scrum meetings to stay aligned with project progress and team execution. Flexibility to work in US-UK shift This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Qualifications A bachelor’s degree with 3+ years of experience, or an advanced degree with 3+ years of experience, in Product Management, Solutions Management, Quality Engineering, or a comparable area is required. Proven expertise in developing, writing, and executing test cases from a client perspective, with a strong ability to automate test cases for enhanced efficiency. Understanding of web service standards and protocols, including REST, SOAP, and gRPC. Hands- on experience in scripting for API testing tools such as Postman or equivalent platforms. Superior analytical and problem-solving skills, with the agility to adapt to evolving priorities and challenges. Skilled using product management software tools, specifically Jira Align. Outstanding communication skills, with the ability to engage both internal and external clients effectively, both in writing and verbally. Exceptional organizational and coordination abilities. Analytical mindset, with a passion for problem-solving and a talent for deriving insights from complex data analyses. Flexible and proactive, with an ability to shift priorities and support team members as needed. Strong awareness of cross-team impacts and a collaborative approach to achieving broader organizational goals. Familiarity with AI models and their practical applications. Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description As a Software Engineer, you will be responsible for design and implementation of the platform for consumer facing mobile and digital products. Must be able to coordinate and manage input from business and technology stakeholders across the enterprise and be responsible for the design and execution of large-scale technology initiatives. You will drive development of multiple applications, prototype new applications and feature ideas and explore new technologies that are at the forefront of backend development. We are looking for someone with serious development skills, strong interests in all things related to backend, and a passion for delivering high quality, rock-solid code. You will play part of teams tasked with multiple projects ranging from building full stack development of real-time transactional services, REST services API, Container based services to highly functional, secure, scalable and resilient Platform Libraries / Services / Framework and Infrastructure. You will be providing the best platform for PPT Platform engineers for them to succeed. If this sounds exciting, we would love to chat and tell you more about our work culture and environment. Key responsibilities include: Design the appropriate solution that is based on the business requirements. Perform proofs of concept (PoCs) and other technical evaluations of technologies, designs, and solutions. Work with engineering professionals, architects and others within Visa to ensure that the solution will scale appropriately while ensuring that what is implemented is a cost-effective solution. Continue to learn about the payments industry, and the factors impacting the payments industry. · Experience in commercial software development on Unix/Linux environment. · You have experience in consumer facing application development experience. · You have amazing work ethics that will help us all work extremely well together · Knowledge of MVC design pattern · Experience of programming in Java, J2EE · Experience with web services standards and related technologies (HTTP, Spring, XML, JSON, REST) · Experience on Big Data Cluster [ Solr, Kafka etc] · Solid understanding of database technologies and SQL. · Knowledge of NoSQL Databases is a plus. · Strong foundation in computer science, with strong competencies in data structures and algorithms. · Proven problem solving skills and an ability to respond resourcefully to new demands, priorities and challenge · Solid coding practices including good design documentation, unit testing, source control (GIT, SVN etc) · Experience with build tools (Maven, Gradle etc). · Ability and desire to learn new skills and take on new initiatives. This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications Associate: Minimum of 6 months of work experience or a Bachelor's Degree Preferred Qualifications Associate: 2 or more years of work experience Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

This position is for a Sr Data Engineer with solid development experience who will focus on creating new capabilities for AI as a Service while maturing our code base and development processes. In this position, you are first a passionate and talented developer that can work in a dynamic environment as a member of Agile Scrum teams. Your strong technical leadership, problem-solving abilities, coding, testing and debugging skills is just a start. You must be dedicated to filling product backlog and delivering production-ready code. You must be willing to go beyond the routine and prepared to do a little bit of everything. You will be an integral part of the development team, sometimes investigating new requirements and design and at times refactoring existing functionality for performance and maintainability, but always working on ways to make us more efficient and provide better solutions to our end customers. The role is for a self-organized individual with knowledge of web application and web service development. The candidate will perform hands-on activities including design, documentation, development and test of new functionality. Candidate must be flexible and willing to switch tasks based on team s needs. 3 plus or more years of work experience with a Bachelor s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD) or 5 years of relevant work experience Experience working on distributed microservices systems. Development experience with Golang/Rustlang (alternatively a strong background in C/C++ or Java) Experience in real-time streaming systems (Spark/Flink/Kafka) Skilled with Docker & Kubernetes and hands on Ansible/CI CD pipelines Experience using and configuring operational tools such as Splunk, Humio, Prometheus & Grafana. Proven knowledge of successful design, architecture and development using Big Data Hadoop, J2EE and Spark with large data volumes and transaction systems Possesses a deep understanding of benefits/drawbacks of different integration patterns Ability to solve complex software development/design issues Ability to write clean, coherent code following established coding guidelines Strong interpersonal, facilitation, and effective communication skills (both written and verbal) and the ability to present complex ideas in a clear, concise way Experience developing as part of Agile/Scrum team is preferred Passionate about delivering zero defect code that meet or exceed the proposed defect SLA and have high sense of accountability for quality and timeliness of deliverables Ability to deliver on multiple projects and manage priorities based on changing directions Highly driven, resourceful and results oriented Demonstrated ability to lead and navigate through ambiguity Past experience in Payments knowledge is preferred

The Staff Software developer in Test (SDET) role is an ambassador of quality. you'll be joining one of our Agile Product squads which consist of a Software Engineering Manager, Software Engineers and fellow SDETs, reporting into QA lead. You will play a key role in ensuring the team delivers efficient, effective and scalable solutions for a wide range of problems. You will design, develop, build and maintain QA solutions and processes. You will also coach and guide all in the team on QA best practices. We are looking for someone: Has strong experience of API testing and/or contract testing Has strong experience integrating testing at various levels into CI/CD pipelines Has played a major role in the delivery of high quality solutions (ideally in a micro services environment) across large cloud-native architectures Has played a major role in designing, developing and evolving the test architecture of large scale, highly available cloud solutions Has driven positive change towards Continuous testing, DevOps and Agile Has an understanding of Cloud-Native architectures and practices. To name some: high-availability, high-scalability, microservices, 12-factor apps, CI/CD, heavy testing automation and observability. Has worked as senior QA/SDET in the past, who leads discussions around technical direction and test architecture design decision, as we'll as mentoring junior SDET members of the team Ideally from a background in FinTech, Payments or Financial Services Basic Qualifications -5+ years of relevant work experience with a Bachelor s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualifications -Strong coding and scripting ability in Java and/or Ruby -Excellent communication skills: written & verbal -The ability to technically analyse a problem and a solution and recognise the right level of detail and abstraction to lead discussions with different stakeholders -Comfortable challenging the status quo and always curious about the way things work -A sound understanding of agile methods of software delivery and the principles and practices of BDD, ATDD and TDD -The ability to work closely with technical and non-technical stakeholders in order to determine appropriate acceptance criteria for both business and technical needs -Ability to make tactical as well as strategic decisions and recommendations based on incomplete or ambiguous information -Excellent knowledge of CI/CD tools such as Jenkins or GitLab CI -Strong knowledge of Docker and AWS (public cloud) -Knowledge of Kubernetes (EKS) and Kafka is desirable -Experience with mocking tools such as Wiremock