Underwriting Analyst

As an Underwriting Analyst at Accenture, you will be responsible for analyzing and evaluating credit portfolios and financial reports. Your role will involve interpreting financial data, assessing market trends, and evaluating the potential impact on client operations and financial performance. This includes conducting climate risk assessments and industry research. Your tasks will also include assessing the creditworthiness and financial strength of clients through critical financial and risk analysis. You will utilize qualitative and quantitative data from recommended institutions such as S&P, Moody's, and Fitch to provide recommendations for risk rating and classifications. In addition, you will be expected to complete credit and financial risk analysis reports with clear and concise critical analysis based on informed judgment. This analysis should be conducted in alignment with Underwriters" guidelines and risk appetite. It will involve evaluating various factors such as mergers and acquisitions, claims and litigation, international exposure, regulatory developments, financial performance, and cash flow. To excel in this role, you should hold a Bachelor's degree in accounting or finance. A CPA or MBA would be a bonus. Ideally, you should have 2-3 years of experience in corporate credit analysis from a bank or similar financial institution. It is essential to have a strong understanding of US GAAP financial statements and familiarity with US industrial, commercial, capital, and consumer sectors. Your responsibilities will include financial analysis, risk and credit underwriting, and utilizing fundamental analytical skills to identify trends and anticipate future challenges and risks. You will analyze and rate a company's profitability, asset quality, liquidity, leverage, and credit histories. Furthermore, you will support Underwriters and Credit Officers in buyer administration tasks such as setting up buyer accounts, identifying buyer DUNS, and performing automated buyer credit limits. Strong communication skills, both oral and written, are crucial for this role. You will be required to complete extensive write-ups to analyze risk and present them clearly for credit officers and underwriters to understand. Additionally, you may need to communicate via email or Microsoft Teams with credit officers and underwriters. If you have previous experience as a credit analyst, credit risk analyst, or equity financial analyst in financial institutions, and possess the necessary qualifications and skills outlined above, we encourage you to apply for this position and be part of our dynamic team at Accenture.,