RPMG:Circle Portfolio Manager

About the Role

The Circle Portfolio Manager handles multiple geographies on delinquent portfolio for specific products. Circle Portfolio

Manager ensures NPA resolution and manages the portfolio as per the existing process. Circle Portfolio Manager also ensures

compliance with the audit procedures of the bank

Key Responsibilities

Ensure maximum release from the NPA pool by achieving the required resolution target as per the business

requirement

Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level

Prepare contingency plan for all collection related activities.

Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets

Ensure that all collection agencies are fully compliant with RBI guidelines and bank s collection policy

Ensure adherence to the set process and audit requirements in place

Ensure minimum forward flow from the buckets

Ensure that assigned locations and collections agencies have sufficient manpower

Create a performance oriented environment leading to high employee motivation and productivity

Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank

Qualifications

Graduation/ Post-Graduation from a recognized institute

10 to 15 years with relevant experience.

Role Proficiencies:

Knowledge and understanding of collections and market dynamics.

Knowledge of regulatory guidelines and norms

Good communication (both verbal and written) skill in both English and the local language.

Ability to manage complex client situations.

Extensive geographical knowledge.

Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.

Ability to handle pressure and deadlines.