Since our launch in 2015, we’ve lent over £10bn to ambitious entrepreneurs up and down the UK. That’s led to the creation of over 40,000 new jobs and over 29,000 new homes – and we’re not about to stop there. We’re dedicated to helping trailblazing businesses’ thrive and our Finance team are the drivers of our growth. As an IT and Cyber Security Auditor , you will be responsible for planning, executing, and reporting on a wide range of audits covering IT security, business automation, cloud infrastructure, and digital transformation across OakNorth Bank plc. You will provide independent assurance to senior management that the Bank’s technology environment—including its growing use of Generative AI—is secure, resilient, and well-governed. This role also includes guiding the Bank’s responsible adoption of Generative AI (GenAI) technologies while helping build capabilities within the Internal Audit team, including mentoring and developing junior staff members. This is a fantastic opportunity to join a fast-paced, growing bank with a reputation for doing things differently. We don’t want another cog in the machine, we’re looking for self-starters and bold thinkers who want to pave their own career paths. Are you ready to step up to the challenge? Key Responsibilities: Lead and Deliver Audits : Plan, execute, and report IT and cyber security audits covering ITGCs, cloud (AWS/Azure), networks, data protection, automation, and digital transformation initiatives. Manage audits independently or with co-sourced partners, ensuring end-to-end delivery. Support GenAI Risk Assurance : Assess risks and controls related to the Bank’s adoption of Generative AI—covering governance, data integrity, ethical usage, access controls, and operational safeguards. Leverage GenAI tools to enhance audit execution and insight generation. Evaluate Cybersecurity and Resilience : Review threat detection capabilities, cybersecurity controls (e.g., IAM, DLP, IDS/IPS), and response readiness. Challenge business continuity, disaster recovery, and incident response plans, including backup processes and RPO/RTO targets. Stakeholder Engagement and Reporting : Provide clear, actionable reporting to senior management and collaborate with Technology, Risk, and Operations teams to strengthen control environments and drive improvements. Team Development and Methodology Improvement : Guide, coach, and mentor junior auditors; contribute to the evolution of IT audit methodology to reflect emerging technologies, risks, and regulatory expectations. What We’re Looking For: Must-Haves: Overall experience of 8 years with Minimum 3 years of experience in IT audit or cyber risk, ideally within banking, fintech, or a Big 4 advisory firm. Degree in Information Technology, Computer Science, or a related field with a strong academic record. At least one globally recognized IT audit/security certification (e.g., CISA, CISSP, ISO 27001 LA); Familiarity with GenAI use cases and associated risks in an enterprise setting. Strong understanding of frameworks like NIST, ISO 27001, COBIT, COSO, and ITIL. Experience using GRC tools and a passion for applying technology in audit work. Preferred Traits: High drive and bias for action—brings energy and momentum to audit delivery. Clear and structured communicator who simplifies complexity and delivers insights. A collaborative leader who uplifts others—coaches, mentors, and supports junior colleagues. Operates with integrity and directness—“say it as it is” mindset. Trusted and respected by peers and stakeholders at all levels of the organization. Fast learner and problem-solver who thrives in a changing environment. ₹0 - ₹0 a year Benefits & Perks: Equity. We want people to have a stake in the business so that all our interests are aligned Health Insurance for employee and dependents Wellbeing and social events Support causes that matter to you – Volunteering time off

Since our launch in 2015, we’ve lent over £10bn to ambitious entrepreneurs up and down the UK. That’s led to the creation of over 40,000 new jobs and over 29,000 new homes – and we’re not about to stop there. We’re looking for people to join our Engineering team in building upon this success, as we grow to play a key part in redefining the future of business banking with next generation financial tools and products. This is a fantastic opportunity to join a fast-paced, growing bank with a reputation for doing things differently. We don’t want another cog in the machine, we’re looking for self-starters and bold thinkers who want to pave their own career paths. In a nutshell, the mission of the Salesforce/nCino Engineer will be to create well-structured technical design for the assigned user story / task by carefully considering the existing implementation and think from the customer’s perspective. Are you ready to step up to the challenge? Job Responsibilities: Should have more than 8+ years of extensive experience in Salesforce , and 2+ years on nCino Commercial Lending Analyse User Stories, understand requirements and raise concern(s) over technical and functional gaps OR unaddressed scenarios (if any) Provide accurate estimates for user stories. Create well-structured technical design for the assigned user story / task by carefully considering the existing implementation and thinking from customer’s perspective. Develop Test Classes with optimum code coverage as per Salesforce defined best practices and Oaknorth's defined specifications. Develop a high-quality, simple, maintainable, optimized, and extensible Salesforce platform-based solution that adheres to Oaknorth's Coding / Config Best Practices. Perform unit testing of developed functionality to ensure it has minimal functional and technical errors. Develop Test Classes with optimal code coverage as per Salesforce Best practices and Oaknorth's specifications. Resolve identified bugs efficiently in first iteration only. Proactively communicate progress and risks to relevant stakeholders Create documentation such as design documents, specifications etc. Help teammates on technical and other aspects, as and when needed. Should be flexible to extend working hours in critical phases. Required Experience: 8+ years of total and relevant experience Experience working in an Agile/Scrum development process. Capable of working on multiple fronts Capable of meeting strict timelines Well versed with nCino and Commercial lending domain. Well versed with Lightning Framework, Lightning App Builder. Well versed with Apex Classes, Aura Components, LWC, SOQL, Visualforce and JavaScript Well versed with Salesforce Platform Events, CDC, REST and SOAP based API integrations Well versed with Salesforce Flows, Approval Processes, Process Builder and Workflows Well versed with CI/CD - GitHub Well versed with Salesforce Reports and Dashboards Well versed with Salesforce Data import and export. Working knowledge of JIRA and Confluence. Experience developing with VSCode. Experience in a Client Facing Role. Excellent Communication Skills. Desired Skills: Ability to assess whether a problem can be addressed using standard nCino features rather than customizations. Experience in designing and creating CI/CD pipelines. Knowledge of Apex Enterprise Patterns and Apex Design Patterns Working knowledge of Salesforce Digital Experience - Communities / Sites Working knowledge of Lightning Design System Certifications - Salesforce Platform Developer I and II About Us We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace. Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market. But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed. Our story OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken. Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan? The industry was backward-looking and too focused on historic financials, rather than future potential. So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses? No more what ifs, OakNorth Bank exists.

Since our launch in 2015, we’ve lent over £10bn to ambitious entrepreneurs up and down the UK. That’s led to the creation of over 40,000 new jobs and over 29,000 new homes – and we’re not about to stop there. We’re dedicated to helping trailblazing businesses thrive and our strong analytics capabilities help us build trust and secure our digital assets and customer data. This is a fantastic opportunity to join a fast-paced, growing bank with a reputation for doing things differently. We don’t want another cog in the machine, we’re looking for self-starters and bold thinkers who want to pave their own career. In a nutshell this exciting and high-performing role, in the risk analytics team, you will be responsible for statistical model validation and regular monitoring for the credit risk models – PD/LGD/EAD and ICAAP models. You will also be involved in provisioning and stress testing exercise for the bank. Are you ready to step up to the challenge? Responsibilities Ability to independently develop and lead the entire model validation framework at Oaknorth bank Validating and documenting internal credit risk models of ON – PD/LGD/EAD/IFRS9 – one time and quarterly validation both qualitative and quantitative Validating vendor models of the bank, if any Building model validation governance framework as per regulatory requirements Working closely with model development team to understand model build and other business reporting Reporting the findings and suggesting quantitative and qualitative techniques for model enhancement Working with Risk and compliance team within the bank for model validation, working closely with external auditors and third parties to get the validation done Liaising with multiple teams and various business units across the firm for different risk management and stress testing initiatives. Coding in SAS/R/Python to enhance the current models and automating the processes. Analyzing, explaining and documenting the models and their results. Assisting in research, modelling and development for refinement of the current credit risk framework Communicating with stakeholders, internal audit, model validation, regulatory agencies and responding to their requests on a timely and accurate basis. Required Experience: 2 -5 years of relevant experience at a financial institution or a consulting firm, preferably on a Quant/Data Science role in a data-rich environment Preferably Master’s degree in a quantitative field such as Statistics, Mathematics, Operations Research, Economics, or Finance, or equivalent Experienced in developing/validating credit risk - PD/LGD/EAD/Stress testing models Experienced in provisioning as per IFRS9 implementation for banks Proficiency in programming and Advanced Statistical Techniques– R/SAS/Python/Advanced excel Analytical thinking, quantitative abilities and problem-solving skills Understanding of risk management concepts like Stress-Testing, regulatory frameworks for Risk Management Attention to detail and ability to prioritize projects and workload Self-motivated team player who brings a “can-do” approach Ability to work well under pressure in a fast-paced team-oriented environment Strong communication skills; ability to present complex and technical issues clearly, both verbally and in writing FRM/CFA certification or equivalent is a plus About Us We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace. Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market. But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed. Our story OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken. Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan? The industry was backward-looking and too focused on historic financials, rather than future potential. So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses? No more what ifs, OakNorth Bank exists.

Since our launch in 2015, we’ve lent over £10bn to ambitious entrepreneurs up and down the UK. That’s led to the creation of over 40,000 new jobs and over 29,000 new homes – and we’re not about to stop there. We’re dedicated to helping trailblazing businesses thrive and our strong analytics capabilities help us build trust and secure our digital assets and customer data. This is a fantastic opportunity to join a fast-paced, growing bank with a reputation for doing things differently. We don’t want another cog in the machine, we’re looking for self-starters and bold thinkers who want to pave their own career. In a nutshell this exciting and high-performing role, in the risk analytics team, you will be responsible for statistical model validation and regular monitoring for the credit risk models – PD/LGD/EAD and ICAAP models. You will also be involved in provisioning and stress testing exercise for the bank. Are you ready to step up to the challenge? Responsibilities Ability to independently develop and lead the entire model validation framework at Oaknorth bank Validating and documenting internal credit risk models of ON – PD/LGD/EAD/IFRS9 – one time and quarterly validation both qualitative and quantitative Validating vendor models of the bank, if any Building model validation governance framework as per regulatory requirements Working closely with model development team to understand model build and other business reporting Reporting the findings and suggesting quantitative and qualitative techniques for model enhancement Working with Risk and compliance team within the bank for model validation, working closely with external auditors and third parties to get the validation done Liaising with multiple teams and various business units across the firm for different risk management and stress testing initiatives. Coding in SAS/R/Python to enhance the current models and automating the processes. Analyzing, explaining and documenting the models and their results. Assisting in research, modelling and development for refinement of the current credit risk framework Communicating with stakeholders, internal audit, model validation, regulatory agencies and responding to their requests on a timely and accurate basis. Required Experience: 2 -5 years of relevant experience at a financial institution or a consulting firm, preferably on a Quant/Data Science role in a data-rich environment Preferably Master’s degree in a quantitative field such as Statistics, Mathematics, Operations Research, Economics, or Finance, or equivalent Experienced in developing/validating credit risk - PD/LGD/EAD/Stress testing models Experienced in provisioning as per IFRS9 implementation for banks Proficiency in programming and Advanced Statistical Techniques– R/SAS/Python/Advanced excel Analytical thinking, quantitative abilities and problem-solving skills Understanding of risk management concepts like Stress-Testing, regulatory frameworks for Risk Management Attention to detail and ability to prioritize projects and workload Self-motivated team player who brings a “can-do” approach Ability to work well under pressure in a fast-paced team-oriented environment Strong communication skills; ability to present complex and technical issues clearly, both verbally and in writing FRM/CFA certification or equivalent is a plus About Us We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace. Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market. But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed. Our story OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken. Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan? The industry was backward-looking and too focused on historic financials, rather than future potential. So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses? No more what ifs, OakNorth Bank exists.