Why Join Us At Mahindra Finance, we are all about recognizing the potential in people and empowering them in every way possible. And while we re doing so for the whole of the nation, there s no way we could forget our very own people - our employees. Which is why, we make every possible effort to create and maintain a milieu which is highly conducive for their growth. Our people are never short of challenges and cross-functional opportunities to help them expand their horizons and learn in a holistic way. In fact, we always encourage entrepreneurial thinking amongst our people to create more leaders at every level. Business Executive at Mahindra Finance Overseeing multiple scrum teams handling multiple projects touching upon all aspects of a project management, from defining its requirements to evaluating the finished product by working with engineers to establish technology and product architecture for the organization. What You ll Do Must operate with independence and autonomy Define and build cloud-native software products as a platform at scale with a deep understanding of those platforms capabilities and underlying technologies. Breaking down problems, organizing work, planning sprints, and delivering technical programs in agile delivery models (scrum, Kanban, etc.) Work on programs to define and build cloud-native software products as a platform at scale Dive deep to understand of the platform s capabilities and underlying technologies. Take data driven decision-making and applying continuous improvement methodologies across teams Debate the delivery strategy with business teams, architects, engineers, and designers Communicate to executives, peers, and staff with impact, eloquence, and authenticity Build relationships, partnering with and influencing dependent teams while commanding the respect of the individuals you work with across the organization Ensure technical program delivery experience including time developing and testing software What We Value Handling project management by leveraging Agile methodologies & DevSecOps Tools Proficiency in MS Excel, MS PPT, MS Visio, and MS Word PMP/PRINCE2/Certified Scrum Master/Agile Coach Proven experience of employing methodologies prescribed as per PMP or PRINCE2 guidelines and working on DevOps environment using various DevOps management platforms like JIRA/Microsoft Azure etc. Methodological competence, e.g., Agile methods for software development and delivery

Why join us At Mahindra Finance, we are all about recognizing the potential in people and empowering them in every way possible. And while were doing so for the whole of the nation, theres no way we could forget our very own people - our employees. Which is why, we make every possible effort to create and maintain a milieu which is highly conducive for their growth. Our people are never short of challenges and cross-functional opportunities to help them expand their horizons and learn in a holistic way. In fact, we always encourage entrepreneurial thinking amongst our people to create more leaders at every level. Business Executive at Mahindra Finance The Divisional Manager is responsible for developing and executing business development strategies for Pre Owned Car Loans in & around, reaching out to customers & generate maximum business. The ideal candidate will have a strong understanding of the market and be able to drive profitability and ensure portfolio quality. The Divisional Manager will also be responsible for managing Dealer, broker relationships in respective geography. What You ll Do What You ll Do Budget & Profitability Ensure business targets, disbursement growth and budget fulfillment are met as per guidelines given by circle head Drive profitability and ensure portfolio quality maintenance Ensure cost maintenance and reduction Identify the methods for achieving the plans through channels and direct marketing in ref. Execution of business cycle with the team Reviewing the target v/s achievements on a day to day basis of the division under control To maintain and achieve targeted IRR People Management Providing solutions to the team on various issues at executive level Organize manpower as per the business requirements at divisional level Ensuring process standardization through Daily Work Management In charge of driving different teams and departments to make sure they achieve all the initial goals Ensure to execute all the initiatives taken by higher authority at executive and ABM level Appraisal of team members on regular basis and feedback as well as conduct regional reviews Identifying skill gaps & continue training , mentoring & guiding the team Improve engagement of department Relationship Management Develop Dealers, brokers, DSA, organized channel to achieve business budget. Build engagement platform like dealer, DSA, brokers council at state and division and branch level Dealership coverage includes improvement in market share in non-active/low market share dealers and channels for pre-owned car loans business Measurement of dealer performances in volume, quality and market share Dealer salesman engagement Portfolio Management Maintaining portfolio as per guidelines. Control on NPA and non-starters Maintaining OD contract. And reviewing all OD contracts on ABM level. Providing support to team for highly volatile customers. Competitors analysis Competitors analysis Analysis of market share & business growth. To study competitor s business strategy and best practices on regular intervals and accordingly device monthly business plan What We Value Post Graduate with 6+ year of relevant experience. Stay up-to-date on industry trends and best practices. Excellent communication and interpersonal skills. Strong problem-solving and analytical skills Ability to work independently and as part of a team. Ability to meet deadlines and work under pressure. Willingness to learn and adapt to new challenges.

Why join us At Mahindra Finance, we are all about recognizing the potential in people and empowering them in every way possible. And while were doing so for the whole of the nation, theres no way we could forget our very own people - our employees. Which is why, we make every possible effort to create and maintain a milieu which is highly conducive for their growth. Our people are never short of challenges and cross-functional opportunities to help them expand their horizons and learn in a holistic way. In fact, we always encourage entrepreneurial thinking amongst our people to create more leaders at every level. Collection Manager at Mahindra Finance The Collection Manager will be responsible for EMI, Overdue Amount, Bounce Charges and Penalty Charges collection of assigned portfolio and will also be responsible for Maintaining Quality of Assigned Portfolio. What You ll Do Control flow of cases in next Bucket with focus on getting the account in 0 Bucket. Ensure timely Receipting of Payments collected. Identifying Customer Services Issue s and provide an Appropriate solution for the same by Liaison with Local Business team / Op s Team. Responsible to Locate Skip Customers in assigned Portfolio. Co-Ordinate and assist the Legal team for Legal Orders Execution What We Value Candidate should have prior experience of field collections of Minimum 3 years with any Bank / NBFC or Collection Agency. Should have good command over Local Language. Should be able to read and write in Local Language. Proficient in MS Office - Particularly MS Excel.

Why Join Us At Mahindra Finance, we are all about recognizing the potential in people and empowering them in every way possible. And while we re doing so for the whole of the nation, there s no way we could forget our very own people - our employees. Which is why, we make every possible effort to create and maintain a milieu which is highly conducive for their growth. Our people are never short of challenges and cross-functional opportunities to help them expand their horizons and learn in a holistic way. In fact, we always encourage entrepreneurial thinking amongst our people to create more leaders at every level. IT Lead Collection at Mahindra Finance Understand KPIs of Collection team and align IT Strategy with them to help Collection team to meet their KPIs using Collection application. Provide un-interrupted support to Collection team to ensure meeting 100% targets of collection team. What You ll Do Evaluate vendors for Collection application. Drive implementation of Collection application. Drive automation and digitization of collection processes. Evaluate to be processes and map with available functionalities of identified application to minimize customization. Create clear communication plan for all the stakeholders. Set up periodic meet with required stakeholders. Drive project status calls & establish delivery plan of action with the help of vendor & business teams Keep track on all the communication between vendor & business teams Able to communicate & collaborate with large scale cross functional teams. Understanding of project dates & delays if any. Maintain up to date communication plan for all the stakeholders. Best practice of other companies in field of Collection. Project management and execution excellence What We Value Understanding of Allocation, Collection, Repo, Yard Management processes Knowledge of Lending Domain. Hands on experience of implementation of any Collection application e.g. Indus Collect, FinnOne Collect Planning and Organizing Analytical skills Hand-on experience on SQL, PL/SQL, Java, Micro Services Problem solving Communication skills . Negotiation skills

Why Join Us At Mahindra Finance, we are all about recognizing the potential in people and empowering them in every way possible. And while were doing so for the whole of the nation, theres no way we could forget our very own people - our employees. Which is why, we make every possible effort to create and maintain a milieu which is highly conducive for their growth. Our people are never short of challenges and cross-functional opportunities to help them expand their horizons and learn in a holistic way. In fact, we always encourage entrepreneurial thinking amongst our people to create more leaders at every level. Business Manager at Mahindra Finance The Business Manager is responsible for developing business in assigned geography, and also monitoring of entire portfolio assigned The ideal candidate will have a strong understanding of the market and be able to develop and execute market promotional activities according to market & business requirements. What You ll Do New Business & Product Development: Analyze the market trend for products development and do market research. To develop SME - business enterprises for products: Loan against property, Mortgages, unsecured loans, liaison with referral partners, working capital loans etc in assigned geography and monitoring of entire portfolio assigned. Planning & execution of market promotional activities according to market & business requirements. Meeting new customers / Dealers for sourcing, assistance in business development activities. To establish strong marketing channels in the assigned territory. Develop suitable products for new business opportunities for Bill discounting & Term Loans. Hand hold / Develop the down line sales force for business growth. Knowledge of Initial Credit Assessment, Operations and Monitoring What We Value Graduate with 3+ years of relevant sales experience in SME Loan against property, Mortgages, unsecured loans, working capital loans from NBFC/Mortgage industry . Stay up-to-date on industry trends and best practices. Excellent communication and interpersonal skills. Strong problem-solving and analytical skills Ability to work independently and as part of a team. Ability to meet deadlines and work under pressure. Willingness to learn and adapt to new challenges.

Why Join Us At Mahindra Finance, we are all about recognizing the potential in people and empowering them in every way possible. And while we re doing so for the whole of the nation, there s no way we could forget our very own people - our employees. Which is why, we make every possible effort to create and maintain a milieu which is highly conducive for their growth. Our people are never short of challenges and cross-functional opportunities to help them expand their horizons and learn in a holistic way. In fact, we always encourage entrepreneurial thinking amongst our people to create more leaders at every level. Lead Data Science VFD (Vehicle Finance Division) at Mahindra Finance The Lead - Data Science (similar to an Engagement Manager) is the Project leader who will lead the areas of communicating with the clients and advising them , Identifying and phrasing problem statement , identifying data needed to solve the problem , designing mechanism to solve the data problem and delivering the working solution . He or she will be the key person interacting with the client teams and vendors for the project and will also direct the analysts working on the projects. He will be reporting to the Head of Data Science team and seek timely directives and help from him for all parts of the project What You ll Do Dealing with the Operational teams from client side. This may include interactions with the Operations, Sales, Marketing and IT heads from client side. It includes following key aspects: Communicating and understanding clearly what are the business-data challenge. Culturally sensitizing the client side for being open to sharing and using data for solving problems and letting machines take certain decisions using AI. Knowing the art of identifying what data needs to be extracted/ used for solving a particular challenge. Designing a consumption layer for the client to consume the final delivered solution. Explaining the clients what the solution is doing behind the curtains in a very simplified manner. Dealing with Data Science Vendors: Summarizing the business-data challenge to them and giving clear deliverables. Timely interfacing with the vendors in resolving their asks and queries. Testing and verifying their deliverables and refining them. Maintaining a healthy relationship with key vendors Managing internal project team and Science behind projects: Managing analysts on the project - work distribution and timeline planning for the projects, training and guiding the analysts. Designing the frameworks in data sciences (R, Python, Azure ML, Amazon ML, Google ML, Spark etc) to be used for relevant projects. Choice of Data and Machine learning algorithms to solve a particular problem. Creating Data Strategy roadmaps for businesses in the long term. Creating post project delivery way forward for ensuring sustainability of data science solutions delivered. Being aware of the world-class and most recent advances in data science areas and having ready references to the best methods in the data science fraternity. Displaying thought leadership on social media on all things data science Proactively identifying applications and ideas of using data science across Mahindra Finance Helping other teams at MMFSL for consultations on data expertise What We Value High degree of Emotional Intelligence in managing relationships with client side business leaders. Most of the data challenges will involve dealing with department heads from Marketing, IT, FInance etc and would need convincing the client side of what data needs to be shared and how it will be used. There is a need to have a skill of selling the use of Machine Learning in conjunction with humans. The person needs to have a personality, composure and body language equivalent to that of a consultant. Knowledge of key Data Science tools like: Python based machine learning, Cloud based ML like Azure ML. Understanding of what algorithms need to be used to solve different classes of data problems. Consulting skills like: understanding business challenges, framing problem statements, delivering concise reports/ decks for CXO level consumption. Most important: Work experience of leading and delivering Data Science projects to clients. The work may include problems in :Financial analytics, Lending algorithms, MArketing Analytics, Semantic analysis, Social media Analytics, Operational problems like inventory and supply chain optimization, Revenue/pricing/product analytics etc

Why Join Us At Mahindra Group, we provide an exciting and inclusive work environment that values collaboration, agility, and boldness. At Mahindra Finance, we are all about recognizing the potential in people and empowering them in every way possible. We make every possible effort to create and maintain a milieu which is highly conducive for their growth. Our people are never short of challenges and cross-functional opportunities to help them expand their horizons and learn in a holistic way. At Mahindra, Together We Rise! Data & Analytics at Mahindra Finance The Lead Emerging Business Analytics will play a crucial role in maintaining the company s competitive edge in the NBFC space. Drive the operational/new initiatives for these businesses and will have the responsibilities of the key business KPIs. This role contributes to the company s overall business by driving innovation, improving decision-making processes, and enhancing financial products and services through the application of data-based insights and ML. What You ll Do Collaborate with stakeholders across business, technology, and analytics teams to capture requirements and translate them into actionable tasks and project scopes. Conduct detailed exploratory analysis to generate insights that can be integrated into our OneApp for hyper-personalization. Extract customer insights from both internal and external data sources to inform business actions that drive revenue growth. Utilize data generated by our digital assets, such as our app and website, to build analytical solutions that enhance customer experience and address user drop-offs. Design and execute large-scale A/B experiments to validate improvements in key business KPIs and develop a long-term roadmap for the features being tested. Work in close collaboration with the Machine Learning/AI team to integrate their model outputs into our digital app and website and distribute the same to offline channels such as branches and call centres. Understanding Complex Business Processes: Need to understand and map out complex business processes. This can be challenging, given the role demands working with multiple departments and functions. Bridging the Gap between IT and Business: Act as a bridge between the IT department, business units, and analytics team. This can be challenging as it requires a deep understanding of both technical and business aspects. Keeping Up with Technological Advances: The field of analytics is constantly evolving with new technologies and methodologies. Keeping up with these changes and learning new tools and techniques are important. Stakeholder Management: Managing expectations and maintaining clear communication with various stakeholders can be difficult. Stakeholders may have different priorities and it can be a challenge to balance these and keep everyone informed. Data Quality and Management: Ensuring the quality and integrity of data used for analysis can be a challenge. Poor quality data can lead to inaccurate analysis and decision-making. Change Management: Implementing new systems or processes can be met with resistance from employees. Managing this change and ensuring a smooth transition is important. What We Value Working knowledge of Data Science toolbox like: Python, SQL, Jupyter Notebook, Azure/AWS cloud and/or experience with machine learning is a plus Deep understanding of HDIEP Framework - Hypothesis, Data Sourcing, EDA, Insights and Presentation. High degree of Emotional Intelligence in managing relationships with internal clients /stakeholders. Act as the translator between analytics, IT, and Business teams to effectively deliver business outcomes

Why Join Us At Mahindra Finance, we are all about recognizing the potential in people and empowering them in every way possible. And while were doing so for the whole of the nation, theres no way we could forget our very own people - our employees. Which is why, we make every possible effort to create and maintain a milieu which is highly conducive for their growth. Our people are never short of challenges and cross-functional opportunities to help them expand their horizons and learn in a holistic way. In fact, we always encourage entrepreneurial thinking amongst our people to create more leaders at every level. Sales Manager at Mahindra Finance The Sales Manager is responsible for developing business in assigned geography, and also monitoring of entire portfolio assigned The ideal candidate will have a strong understanding of the market and be able to develop and execute market promotional activities according to market & business requirements. The Sales Manager will also be responsible for end to end processing of the case and updating the status of the same to the customers. What You ll Do Source proposals for the assigned product through Existing customers, Cold Calling, Client Visits, Seminar/ Trade Fair Visits to achieve budgeted numbers. Perform marketing activities in their respective areas. Maintain TAT from login to disbursement to ensure smooth service to customer. Recommend the loan proposal highlighting the strengths of proposal. Monitor the client relations and payment schedule. Understand the client need and propose products accordingly Continuously upgrade oneself with market and competitor information. Maintain and manage cordial relationship with stake holders through client servicing. Monitor portfolio performance for their regions Cross - Sell other products What We Value Graduate with 3+ years of relevant sales experience in SME LAP product from NBFC/Mortgage industry. Stay up-to-date on industry trends and best practices. Excellent communication and interpersonal skills. Strong problem-solving and analytical skills Ability to work independently and as part of a team. Ability to meet deadlines and work under pressure. Willingness to learn and adapt to new challenges.

Why Join Us At Mahindra Finance, we are all about recognizing the potential in people and empowering them in every way possible. And while we re doing so for the whole of the nation, there s no way we could forget our very own people - our employees. Which is why, we make every possible effort to create and maintain a milieu which is highly conducive for their growth. Our people are never short of challenges and cross-functional opportunities to help them expand their horizons and learn in a holistic way. In fact, we always encourage entrepreneurial thinking amongst our people to create more leaders at every level. Business Development Manager at Mahindra Finance The Business Development manager is responsible for driving the growing portfolio of clients across asset classes & sectors, partnering with all stakeholders while ensuring outstanding customer experience and asset quality. What You ll Do Build relationships with customers across growth-stage- (start-ups to mature industries), type (partnerships to MNCs), industries (Logistics, Fleet, last mile mobility, etc.) Interact closely with CEO/ CFOs of target companies to proactively understand requirements. Create customized, structured Leasing solutions per specific client needs. Develop a robust portfolio of varied asset classes from 3-wheelers to MHCV, electric vehicles, & specialized equipment. Work closely with all ecosystem players- OEMs, Dealers and Intermediaries to expand reach and grow share of Leasing. Manage complete account life-cycle - client negotiation, credit approval, funding and post-disbursal activities. What We Value Post Graduate with 4+ years of relevant experience in the automobile industry. Candidate must have corporate sales (B2B) experience in Commercial Vehicle / SME/ auto loan background. Ability to work independently and as part of a team. Stay up to date on industry trends and best practices. Excellent communication and interpersonal skills. Strong problem-solving and analytical skills Ability to meet deadlines and work under pressure. Willingness to learn and adapt to new challenges.