Credit & Operations Manager

As the Credit and Operations Head at our company, you will be responsible for building and overseeing the Credit and Operations functions. Your key deliverables will include leading a team of Credit & Operations Officers, managing the quality and turnaround time of loan proposals, and enabling business growth. You will also provide inputs for the creation and refinement of the Credit policy and support various risk, credit, business, and technology initiatives. To excel in this role, you should hold a CA/MBA degree with 10-14 years of relevant credit/risk experience in reputed NBFCs or Commercial Banks. Your expertise should include knowledge of credit practices and products in small ticket lending, such as LAP, Home Loans, and unsecured loans. Additionally, you should possess local market knowledge of key industries, acceptable collateral, high-risk areas, and a thorough understanding of legal documentation. Candidates with experience in both Operations and Credit will be given preference. Your role will require you to drive the Credit and Operations functions to ensure regulatory compliance, efficient underwriting, transaction documentation, disbursements, banking operations, and reporting. Your contribution will be critical in shaping the success of our financial services and banking operations. This position offers a competitive salary ranging from 10 Lac to 20 Lac per annum, based on your qualifications and experience. If you are a proactive and result-oriented professional with a strong background in credit and operations management, we invite you to apply for this exciting opportunity.,