Area Credit Manager

HDB Financial Services

8 - 12 years

9 - 11 Lacs

Hyderabad

Posted:5 days ago| Platform:

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Skills Required

Credit Underwriting Portfolio Management Credit Risk Management Revenue Generation

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

Key functions will be:

Due Diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.
Responsible for the continued enhancement and execution of consumer credit risk strategy.
Enhance the risk management capabilities in the automotive finance business by managing the consumer credit asset portfolio, manage various risks, implement effective mechanisms to mitigate them and frame guidelines for fraud detection & control as per regulatory requirements and leading industry practices.
Manage credit buying process which monitors turnarounds, approvals, review of samples, Quality checks on process.
Assist in Predictive Portfolio Performance Design and Implementation including development of analytic frame work, performance trigger and predictive forecasting triggers in portfolio management.
Conduct quantitative validations, understanding & management of Credit Risk, Pricing and Risk measurements

Responsible for smooth flow of process relating to credit
Understanding & management of Credit Risk, Pricing and Risk measurements.

Preferred candidate profile

Graduate/MBA in Marketing
4 - 6 yrs experience in Secured/Unsecured products financing is a must.
Good communication and pleasing personality.
High level of Self Drive/Enthusiasm.

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