Credit Risk Analyst

As a Credit Risk Analyst, you will play a crucial role in collaborating with the analytical team to support customer credit strategies, achieve commercial goals, and enhance the overall customer experience. Your responsibilities will include working alongside cross-functional teams to develop and implement retention-focused campaigns, utilizing data insights to optimize campaign performance. Additionally, you will be conducting segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement effectively. Furthermore, your role will involve ensuring that all strategies are in compliance with regulations and internal policies to minimize risks associated with credit, complaints, and financial outcomes. You will be responsible for monitoring campaign performance, preparing reports to evaluate the impact on customer behavior, retention rates, and financial performance. It will be essential for you to stay updated on industry trends and customer behavior to propose innovative solutions that enhance processes and optimize customer initiatives. To excel in this role, you should ideally have experience working across credit cards, possess strong coding skills in Python or SQL, and have a background in building Management Information (MI). Additionally, experience in developing credit risk strategies, good presentation skills, proficiency in data visualization, a degree in a STEM subject, and excellent written and verbal communication skills will be beneficial for your success in this position.,