Senior Technical Lending Operations Analyst

We re not your traditional tech company. We recognize that talented people often come from outside the tech space. No matter what your background is, there s a place for you at Toast. We ve 86 d the conventional workplace for one where people can truly bring their full selves to work. Together, we empower restaurants of all sizes to build great teams, increase revenue, improve operations, and delight their guests. We pair our deep understanding of the restaurant industry with powerful cloud based software and restaurant-grade hardware to deliver an intuitive all-in-one platform. Join us on our mission to empower the restaurant community to delight guests, do what they love, and thrive.

Bready to make a change

We are seeking an Sr. Lending Operations QA analyst as part of the Lending team in Toast. You will work with other data analysts, operations managers, operational risk leads and other leaders to help define, implement and maintain robust processes and quality assurance practices across the lending products at Toast. Understanding of operational quality assurance concepts and practices, critical thinking, and a process centric and data driven mindset is key to success in this role.

About the roll

As Toast is expanding its Lending business, there are various new products and financial services on the horizon for the organization to support our community. The responsibilities for this role include:

• Operate as a first line of defense on all operational aspects of the business
• Collaborate with cross-functional teams to analyze lending processes and identify opportunities for streamlining and efficiency improvements.
• Develop and implement quality assurance strategies, methodologies, and best practices to optimize lending operations.
• Analyzing holistic strategy and coding, Implement and iterating changes continuously.
• Provide recommendations for process enhancements and workflow automation to minimize errors and increase productivity.
• Maintain effective communication with operational teams, compliance, and management on findings and implementing corrective actions
• Conduct thorough reviews of loan documentation, applications, and processes to ensure accuracy and compliance with internal policies and regulatory requirements.
• Perform audits on loan files to verify data integrity, completeness, and consistency.
• Identify discrepancies, errors, and deficiencies in lending operations and recommend corrective actions.
• Implement industry best practices in process design, monitoring and reporting

Do you have the right ingredients

• 7-8 years of experience in a data and/or process centric role preferably in a financial product like lending
• Bachelors degree in Finance, Business Administration, or a related field.
• Proficient expertise in SQL / Python / Snowflake / Excel / G-Suite(basic coding and reporting on SQL Python non negotiable)
• Passionate about building robust and scalable processes and automation
• Strong understanding of lending processes, loan documentation, and regulatory requirements.
• Excellent analytical skills with the ability to identify patterns, trends, and discrepancies.
• Detail-oriented mindset with a focus on accuracy and precision.
• Effective communication skills, both verbal and written, with the ability to articulate complex concepts.