Territory Manager-2 Wheeler Loan

Job Description: As a Territory Manager - 2-Wheeler Loans in the Sales department, your primary responsibility will be to source loans from the market utilizing DSAs/DSTs and existing channel partners while building a high-quality portfolio. This role requires you to lead a team, establish strong relationships, promote cooperation, and communicate effectively through various mediums. It is crucial to ensure strict adherence to the established policies and guidelines. Your actions should be aimed at supporting sales while mitigating risks, ultimately contributing to the bank's overarching goals. Your key responsibilities will include sourcing and managing channels in the market to acquire business, maintaining a quality portfolio by minimizing delinquency and rejection rates, and possessing a deep understanding of retail assets, products, operations, and current market dynamics. You will be expected to stay abreast of evolving market trends, develop channels to expand business opportunities, and deliver exceptional customer service. Additionally, you will play a vital role in identifying areas for process and policy enhancements within the Retail Banking sector to enhance operational efficiencies and elevate customer service standards. To qualify for this role, you should hold a Graduation degree in any discipline, with a preference for candidates with a Post-graduation degree such as an MBA or PGDM. A minimum of 2 years of relevant experience in a similar capacity is required to excel in this role.,