Risk Manager - Personal Loan

2 - 5 years

0 Lacs

Posted:5 days ago| Platform: Linkedin logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Job Requirements

Role/Job Title:

Risk Manager - Personal Loan

Function/ Department:

Risk

Job Purpose

The role entails the responsibility of assessing, managing and reporting risks for the assigned business. It will be responsible for implementing strategies to ensure effective coverage of risk and that the asset portfolio is in line with desired risk level. It includes preparing Risk assurance reports, summaries for senior management to develop strategies aligning to the larger objectives of the bank.

Roles & Responsibilities

  • Maintain, and continuously improve the risk management strategy and frameworks for IDFC First Bank and IDFC First Bharat Limited
  • Collaborate with the other teams to supervise review of all processes followed by employees (on roll & off roll) to ensure effective Business Continuity Planning
  • Ensure documentation of key risk indicators and controls for any critical process or key product launch
  • Support the review and assessment of the asset portfolio and early warning signal effectiveness to ensure that portfolio risk is minimized
  • Ensure that portfolio risk reports and dashboards are generated, disseminated and followed-up appropriately in adherence to defined procedures and quality standards.
  • Assist in performing a periodical review of the bank’s products, segments, processes and provide risk mitigation controls and training to business to facilitate optimum protection of IDFC's business interests
  • Secondary Responsibilities:
  • Facilitate the establishment of a risk management culture and harmonized risk management frameworks across the bank
  • Ensure that all operational and portfolio risk reports are prepared timely and accurately

Education Qualification

Graduation: AnyPost Graduation: MBA/CA preferred

Experience:

2-5 years

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IDFC FIRST Bank logo
IDFC FIRST Bank

Banking and Financial Services

Chennai

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